Skip to content

QUALITY ESTATE

Active
Private limited companyfounded 200719 yrs activeVan Iseghemlaan 59, 8400 Oostende, BelgiumKBO/BCE: BE 0886.188.436
Summary

QUALITY ESTATE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €676,718 and a net result of €9,297. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 63% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
1 site
Size
€1.5mtotal assets 2025
Staff
2 FTE
Equity
€676,718
Profit
€9,297
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 1 d early0 of 2 deeds read
Why 88- Figures for FY 2025 (filed 30-10-2025)- Liquidity: current ratio 1.19, cash €51,441- Founded in 2007+ Size: total assets €1.5mShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 71-28
equity 46.2% of total assets
Liquidity 35-25
short-term debt 40.6% · cash 3.5%
Profitability 66+64
return on assets 0.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%▲ +2.2% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +10.1% vs 06-2025 08-2025: 0.2%▼ -1.9% vs 07-2025 09-2025: 0.2%▲ +6.9% vs 08-2025 10-2025: 0.3%▲ +39.6% vs 09-2025highest value 11-2025: 0.1%▼ -81.2% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%▲ +1.8% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▲ +3.4% vs 04-2026 06-2026: 0.1%▲ +3.3% vs 05-2026 07-2026: 0.1%▲ +6.5% vs 06-2026 08-2026: 0.1%▲ +6.1% vs 07-2026 09-2026: 0.1%▲ +22.9% vs 08-2026 10-2026: 0.2%▲ +105% vs 09-2026
  • Size: total assets €1.5m lowers the probability for this profile
  • Figures for FY 2025 (filed 30-10-2025) raises the probability
  • Liquidity: current ratio 1.19, cash €51,441 raises the probability
  • Founded in 2007 raises the probability for this profile
Credit up to €55,000 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 5.11 in 2024; short-term debt: 40.6% and cash: 3.5% of total assets), and 53.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 62%, liquidity 28%, profitability 52%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Figures for FY 2025 (filed 30-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.19, cash €51,441
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2007
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
29 d early
2023
26 d early
2022
17 d early
2021
2 d early
2020
30 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 14 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close06-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €9,297
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€159,363 in 2024 €9,297 View
  • Positive: Among the best 12% on equitysector median €73,810 · 16,775 companies €676,718 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€9,297
Solvency
46.2%
Total assets▲ 21.2%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 30-10-2025Annual accounts filed
  2. 31-03-2025Back to profit
  3. 02-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
08-01-2007
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.