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Onno

Active
Private limited company (pre-2019)founded 201016 yrs activeBerten Pilstraat 22, 8980 Zonnebeke, BelgiumKBO/BCE: BE 0825.762.285

Onno has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €931k and a net result of €133k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency89▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.01 in 2024; short-term debt: 20.4% and cash: 0% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.1%
Return on assets
9.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-02-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
15 d late
2024
4 d late
2023
on the day
2021
28 d late
2020
15 d late
2018
2 d early
2017
58 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€931k▲ 16.7%
2024 · €798k
2020: €469k 2021: €555k 2023: €699k 2024: €798k
2020 → 2025
Total assets
€1.45M▲ 0.1%
2024 · €1.45M
2020: €1.56M 2021: €1.79M 2023: €1.50M 2024: €1.45M
2020 → 2025
Net result
€133k▲ 35.0%
2024 · €98k
2020: €87k 2021: €86k 2023: €39k 2024: €98k
2020 → 2025
Working capital
€-244k▲ 32.2%
2024 · €-360k
2020: €-494k 2021: €-472k 2023: €-441k 2024: €-360k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202320242025Trend
Equity€469k-€555k▲ 18.4%€699k▲ 26.0%€798k▲ 14.1%€931k▲ 16.7%
Operating result€166k-€146k▼ 11.6%€82k▼ 44.3%€174k▲ 113%€219k▲ 25.8%
Net result€87k-€86k▼ 0.5%€39k▼ 55.3%€98k▲ 156%€133k▲ 35.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2020: €166k€166kNet result 2020: €87k€87kOperating result 2021: €146k€146kNet result 2021: €86k€86kOperating result 2023: €82k€82kNet result 2023: €39k€39kOperating result 2024: €174k€174kNet result 2024: €98k€98kOperating result 2025: €219k€219kNet result 2025: €133k€133k20202021202320242025
The operating result has risen two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets €1.40M▼ 3.2%
Current assets €52k▲ 938%
Equity and liabilities €1.45M
Equity €931k▲ 16.7%
Debt €521k▼ 20.2%
The debt ratio falls from 45.0% to 35.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€265k
2024 · €221k
Cash flow
€179k
2024 · €146k
Solvency
64.1%
2024 · 55.0%
Current ratio
0.18
2024 · 0.01
Quick ratio
0.18
2024 · 0.01
Debt / equity
0.56
2024 · 0.82
ROE
14.3%
2024 · 12.3%
ROA
9.2%
2024 · 6.8%
Interest coverage
8.47
2024 · 6.56
Debt
€521k
2024 · €653k
Debt ≤ 1 year
€297k
2024 · €365k
Debt > 1 year
€221k
2024 · €269k
Income taxes
€55k
2024 · €42k
Staff costs
€98k
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.45M€1.45M
Fixed assets21/28€1.45M€1.40M
Tangible fixed assets22/27€619k€574k
Land and buildings22€218k€218k=
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€54k€32k
Other tangible fixed assets26€344k€321k
Financial fixed assets28€826k€826k=
Current assets29/58€5k€52k
Amounts receivable within one year40/41€138€49k
Trade receivables40-€47k
Other amounts receivable41€138€2k
Cash at bank and in hand54/58€2k€500
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.45M
Equity10/15€798k€931k
Contributions10/11€16k€16k=
Reserves13€782k€915k
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€758k€891k
Amounts payable17/49€653k€521k
Amounts payable after more than one year17€269k€221k
Financial debts170/4€248k€221k
Other amounts payable178/9€21k-
Amounts payable within one year42/48€365k€297k
Current portion of amounts payable after more than one year42€61k€65k
Financial debts43€12k€18k
Credit institutions430/8€12k€18k
Trade debts44€12k€8k
Suppliers440/4€12k€8k
Taxes, remuneration and social security45€58k€56k
Taxes450/3€39k€38k
Remuneration and social security454/9€19k€18k
Other amounts payable47/48€223k€150k
Accrued charges and deferred income492/3€19k€4k
Income statement Code20242025
Remuneration, social security and pensions62€106k€98k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€46k
Other operating charges640/8€6k€8k
Gross operating margin9900€333k€370k
Operating profit (loss)9901€174k€219k
Financial income75/76B€2€49
Recurring financial income75€2€49
Financial charges65/66B€34k€31k
Recurring financial charges65€34k€31k
Profit (loss) for the period before taxes9903€140k€188k
Income taxes67/77€42k€55k
Profit (loss) for the period9904€98k€133k
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€77k€133k
Appropriation of the result
Profit (loss) to be appropriated9906€77k€133k
Transfer to equity691/2€77k€133k
To other reserves6921€77k€133k
Social balance
Average headcount (FTE)90872.42.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
15-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 15 days late
2025
30-06
Financial Highest result since 2020net €133k ▲35%
Operating result €219k, net result €133k, both a record.
04-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Weakest financial yearnet €39k ▼55.3%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
2022
28-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
30-06
Financial Equity above €500kEq €555k ▲18.4%
2 profitable years in a row build equity to €555k.
15-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 15 days late
2019
29-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
28-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
29-02
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
27-02
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 2 establishment units since 2010
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Berten Pilstraat 228980 Zonnebeke
Ground area
5,529 m²
Building footprint
432 m²
Volume, LiDAR
3,879 m³
2 parcels, Flanders · tallest building 21.3 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
ONNO
Berten Pilstraat 22, 8980 ZonnebekeReal estate activities
since 20102.187.864.791
ONNO
Franslaan 81, 8620 NieuwpoortReal estate activities
since 20212.322.400.625
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33037C0262/00K000 Flanders 3,969 m² 1 · 301 m² 9.1 m · 2 fl.
38402D0383/00G000 Flanders 1,560 m² 1 · 132 m² 21.2 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 3,841 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-05-2010
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.