Qu Trading
ActiveQu Trading has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €19k and a net result of €234. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▲+6
Solvency33▼-30
Growth58=
Stability92
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.49 in 2024), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
0.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
23 d late
2022
31 d late
2021
149 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 1.3%
2024 · €18k
2018: €35k
2019: €38k
2020: €39k
2021: €36k
2022: €36k
2023: €25k
2024: €18k
2018 → 2025
Total assets
€90k▲ 60.1%
2024 · €56k
2018: €153k
2019: €156k
2020: €137k
2021: €128k
2022: €119k
2023: €66k
2024: €56k
2018 → 2025
Net result
€234
2024 · €-7k
2018: €-18k
2019: €4k
2020: €104
2021: €-2k
2022: €-649
2023: €-11k
2024: €-7k
2018 → 2025
Working capital
€19k▲ 1.3%
2024 · €18k
2018: €34k
2019: €38k
2020: €39k
2021: €36k
2022: €36k
2023: €26k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€36k▼ 1.8%€25k▼ 29.6%€18k▼ 26.5%€19k▲ 1.3%
Operating result€-2k-€-915▲ 40.6%€-10k▼ 952%€-7k▲ 31.7%€549
Net result€-2k-€-649▲ 72.6%€-11k▼ 1,523%€-7k▲ 37.0%€234
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €549 after a loss of €7k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €90k
Equity
€19k▲ 1.3%
Debt
€71k▲ 88.9%
The debt ratio rises from 67.1% to 79.2%: debt grows faster than equity.
Key figures and ratios
Solvency
20.8%▼
2024 · 32.9%
Current ratio
1.26▼
2024 · 1.49
Quick ratio
0.56▲
2024 · 0.02
Debt / equity
3.81▲
2024 · 2.04
ROE
1.3%▲
2024 · -36.1%
ROA
0.3%▲
2024 · -11.9%
Debt
€71k▲
2024 · €38k
Debt ≤ 1 year
€71k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€90k▲
Current assets29/58€56k€90k▲
Stocks and contracts in progress3€55k€50k▼
Stocks30/36€55k€50k▼
Amounts receivable within one year40/41€6-
Trade receivables40€6-
Cash at bank and in hand54/58€569€40k▲
Equity and liabilities
Total equity and liabilities10/49€56k€90k▲
Equity10/15€18k€19k▲
Contributions10/11€30k€30k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-20k€-20k▲
Amounts payable17/49€38k€71k▲
Amounts payable within one year42/48€38k€71k▲
Trade debts44€942€34k▲
Suppliers440/4€942€34k▲
Taxes, remuneration and social security45-€463
Taxes450/3-€463
Other amounts payable47/48€37k€36k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-
Other operating charges640/8€528€698▲
Gross operating margin9900€106€1k▲
Operating profit (loss)9901€-7k€549▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€67€315▲
Recurring financial charges65€67€315▲
Profit (loss) for the period before taxes9903€-7k€234▲
Profit (loss) for the period9904€-7k€234▲
Profit (loss) for the period to be appropriated9905€-7k€234▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-20k▲
Profit (loss) brought forward from the previous period14P€-14k€-20k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €234
Net result €234 after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
08-12
KBO administration
Address struck
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 149 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 64 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Maes Louis
CurrentDirector · since 03-01-2024
03-01-2024
Appointed as Director
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martensommegangstraat 259220 Hamme (Vl.)Ground area
346 m²
Building footprint
218 m²
Volume, LiDAR
1,388 m³
Parcel 42014B0703/00S000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Qu Trading
since 20122.209.898.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014B0703/00S000 | Flanders | 346 m² | 1 · 217 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Luciano Management
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,553. 1,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2012
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.