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QRAMA

Inactive
KBO/BCE: BE 0660.556.043

QRAMA was declared bankrupt on 24-05-2022 (Ondernemingsrechtbank Gent, afdeling Gent); the bankruptcy was closed by liquidation by judgment of 10-02-2026, published in the Belgian State Gazette on 16-02-2026.

Summary

Inactive; last annual accounts for fiscal year 2020.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 4 filings
Position against the passed deadline
31-12-2021 close31-07-2022 deadline24-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 29-07-2021, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
2 d early
2019
53 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2020, micro schema

Equity
€-394k▼ 406%
2019 · €-78k
2018: €-214k 2019: €-78k
2018 → 2020
Total assets
€425k▲ 42.0%
2019 · €300k
2018: €3k 2019: €300k
2018 → 2020
Net result
€-316k▼ 35.0%
2019 · €-234k
2018: €-180k 2019: €-234k
2018 → 2020
Working capital
€-202k▼ 100%
2019 · €-101k
2018: €-49k 2019: €-101k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line201820192020Trend
Equity€-214k-€-78k▲ 63.6%€-394k▼ 406%
Operating result€-178k-€-233k▼ 30.8%€-313k▼ 34.4%
Net result€-180k-€-234k▼ 30.5%€-316k▼ 35.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-400k€-300k€-200k€-100k€0Operating result 2018: €-178k€-178kNet result 2018: €-180k€-180kOperating result 2019: €-233k€-233kNet result 2019: €-234k€-234kOperating result 2020: €-313k€-313kNet result 2020: €-316k€-316k201820192020€-400k€-300k€-200k€-100k€0Operating result 2018: €-178k€-178kNet result 2018: €-180k€-180kOperating result 2019: €-233k€-233kNet result 2019: €-234k€-234kOperating result 2020: €-313k€-313kNet result 2020: €-316k€-316k201820192020
The operating result stays negative: a loss of €313k in 2020 against €233k in 2019; the loss grows and 2020 has the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €425k
Fixed assets €369k ▲ 40.6%
Current assets €56k ▲ 52.0%
Key figures and ratios
2020 value · change against 2019
EBITDA
€-203k
2019 · €-166k
Cash flow
€-207k
2019 · €-167k
Solvency
-92.7%
2019 · -26.0%
Current ratio
0.22
2019 · 0.27
Debt to equity
-1.42
2019 · -3.06
ROA
-74.4%
2019 · -78.2%
Debt
€820k
2019 · €377k
Debt ≤ 1 year
€258k
2019 · €138k
Debt > 1 year
€561k
2019 · €238k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2020 against 2019 · 25 lines
Balance sheet Code20192020
Assets
Total assets20/58€300k€425k
Fixed assets21/28€262k€369k
Intangible fixed assets21€260k€364k
Tangible fixed assets22/27€2k€4k
Financial fixed assets28-€1k
Current assets29/58€37k€56k
Amounts receivable within one year40/41€20k€20k
Cash at bank and in hand54/58€15k€27k
Equity and liabilities
Total equity and liabilities10/49€300k€425k
Equity10/15€-78k€-394k
Contributions10/11€387k€387k=
Profit (loss) carried forward14€-465k€-782k
Amounts payable17/49€377k€820k
Amounts payable after more than one year17€238k€561k
Amounts payable within one year42/48€138k€258k
Trade debts44€106k€240k
Income statement Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€110k
Gross operating margin9900€194k€285k
Operating profit (loss)9901€-233k€-313k
Recurring financial income75€403€8
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€-234k€-316k
Income taxes67/77€1-
Profit (loss) for the period9904€-234k€-316k
Profit (loss) for the period to be appropriated9905€-234k€-316k

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Timeline · acts, filings and financial milestones

2026
16-02
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Gent, afdeling Gent · QRAMA NV DENDERMONDSESTEENWEG 50, 9000 GENT · event 10-02-2026
2022
30-05
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Gent · QRAMA NV DENDERMONDS- ESTEENWEG 50, 9000 GENT · event 24-05-2022
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-316k
Net result drops to €-316k, the lowest in the series.
22-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Insolvency mandates

1 mandate
Role Name Tenure
Curator BENNY GOOSSENS
TOLPOORTSTRAAT 145, 9800 DEINZE- . 45548 BELGISCH STAATSBLAD — 30.05.2022 − Ed. 2 — MONITEUR BELGE
24-05-202210-02-2026