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QPQ CONSULT

Active
Private limited companyfounded 201610 yrs activeTer Gracht 9, 8740 Pittem, BelgiumKBO/BCE: BE 0660.582.470
Summary

QPQ CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €35k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency68▼-24
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.35 against 1.76 in 2024; short-term debt: 48.7% and cash: 9.7% of total assets), and 57% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
25 d early
2024
21 d early
2023
2 d early
2022
35 d early
2021
29 d late
2020
22 d early
2019
37 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€217k▼ 12.4%
2024 · €247k
2018: €122k 2019: €133k 2020: €132k 2021: €160k 2022: €213k 2023: €213k 2024: €247k
2018 → 2025
Total assets
€503k▲ 36.0%
2024 · €370k
2018: €371k 2019: €445k 2020: €427k 2021: €395k 2022: €407k 2023: €361k 2024: €370k
2018 → 2025
Net result
€35k▼ 11.6%
2024 · €40k
2018: €85k 2019: €11k 2020: €-1k 2021: €21k 2022: €53k 2023: €-63 2024: €40k
2018 → 2025
Working capital
€-159k
2024 · €47k
2018: €50k 2019: €29k 2020: €37k 2021: €46k 2022: €72k 2023: €41k 2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€160k-€213k▲ 33.0%€213k=€247k▲ 16.4%€217k▼ 12.4%
Operating result€30k-€76k▲ 151%€3k▼ 95.4%€56k▲ 1,521%€50k▼ 11.7%
Net result€21k-€53k▲ 155%€-63€40k€35k▼ 11.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60k€80kOperating result 2021: €30k€30kNet result 2021: €21k€21kOperating result 2022: €76k€76kNet result 2022: €53k€53kOperating result 2023: €3k€3kNet result 2023: €-63€-63Operating result 2024: €56k€56kNet result 2024: €40k€40kOperating result 2025: €50k€50kNet result 2025: €35k€35k20212022202320242025
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €503k
Fixed assets €418k ▲ 59.0%
Current assets €86k ▼ 20.4%
Equity and liabilities €503k
Equity €217k ▼ 12.4%
Debt €287k ▲ 134%
The debt ratio rises from 33.2% to 57.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €63k
Cash flow
€42k
2024 · €46k
Current ratio
0.35
2024 · 1.76
Debt / equity
1.32
2024 · 0.50
ROE
16.3%
2024 · 16.1%
ROA
7.0%
2024 · 10.8%
Interest coverage
36.50
2024 · 29.65
Debt ≤ 1 year
€245k
2024 · €61k
Debt > 1 year
€39k
2024 · €59k
Income taxes
€13k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€370k€503k
Fixed assets21/28€263k€418k
Tangible fixed assets22/27€83k€238k
Land and buildings22€83k€77k
Furniture and vehicles24€797€162k
Financial fixed assets28€179k€179k=
Current assets29/58€107k€86k
Amounts receivable within one year40/41€29k€36k
Trade receivables40€20k€3k
Other amounts receivable41€9k€33k
Cash at bank and in hand54/58€79k€49k
Deferred charges and accrued income490/1-€781
Equity and liabilities
Total equity and liabilities10/49€370k€503k
Equity10/15€247k€217k
Contributions10/11€19k€19k=
Reserves13€229k€163k
Distributable reserves133€229k€163k
Profit (loss) carried forward14-€35k
Amounts payable17/49€123k€287k
Amounts payable after more than one year17€59k€39k
Financial debts170/4€59k€39k
Amounts payable within one year42/48€61k€245k
Current portion of amounts payable after more than one year42€36k€168k
Trade debts44€5k€5k
Suppliers440/4€5k€5k
Taxes, remuneration and social security45€14k€14k
Taxes450/3€14k€14k
Other amounts payable47/48€6k€58k
Accrued charges and deferred income492/3€3k€3k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8€2k€2k
Gross operating margin9900€65k€59k
Operating profit (loss)9901€56k€50k
Financial income75/76B€37-
Recurring financial income75€37-
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€54k€48k
Income taxes67/77€14k€13k
Profit (loss) for the period9904€40k€35k
Profit (loss) for the period to be appropriated9905€40k€35k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€35k
Transfer from equity791/2-€66k
Transfer to equity691/2€35k-
To other reserves6921€35k-
Profit to be distributed694/7€5k€66k
Return on contributions (dividend)694€5k€66k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €40k
Net result €40k after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €200kEq €213k ▲33%
2 profitable years in a row build equity to €213k.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial Equity above €150kEq €160k ▲21.3%
Equity rises from €132k to €160k.
09-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-1k ▼111%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
788 m²
Building footprint
188 m²
Volume, LiDAR
1,147 m³
Parcel 37003B0622/00W000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QPQ Consult
Ter Gracht 9, 8740 PittemActivities of head offices
since 20162.255.347.592
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37003B0622/00W000 Flanders 788 m² 1 · 188 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 75 EUR awarded · 75 EUR paid
Year Entries awardedpaid
2025 1 75 EUR75 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 75 EUR · 75 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,349 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-07-2016
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.