QOBALT INVESTMENTS
ActiveSummary
QOBALT INVESTMENTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €50k. Equity is growing by ~49.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+4
Solvency32▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.52 in 2024; short-term debt: 8.4% and cash: 0.1% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
14 d late
2023
61 d late
2022
32 d late
2021
101 d late
2020
142 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€64k▲ 339%
2024 · €15k
2018: €-28k
2019: €-21k
2020: €-8k
2021: €2k
2022: €24k
2023: €20k
2024: €15k
2018 → 2025
Total assets
€969k▼ 3.4%
2024 · €1.00M
2018: €802k
2019: €855k
2020: €717k
2021: €554k
2022: €532k
2023: €569k
2024: €1.00M
2018 → 2025
Net result
€50k
2024 · €-6k
2018: €21k
2019: €7k
2020: €13k
2021: €10k
2022: €22k
2023: €-3k
2024: €-6k
2018 → 2025
Working capital
€-81k▼ 342%
2024 · €-18k
2018: €-158k
2019: €-222k
2020: €-161k
2021: €-45k
2022: €-52k
2023: €9k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€24k▲ 1,018%€20k▼ 14.4%€15k▼ 28.7%€64k▲ 339%
Operating result€26k-€32k▲ 20.8%€10k▼ 67.2%€19k▲ 86.7%€81k▲ 320%
Net result€10k-€22k▲ 122%€-3k€-6k▼ 70.4%€50k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 320% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €969k
Fixed assets
€968k ▼ 1.5%
Current assets
€1k ▼ 94.5%
Equity and liabilities €969k
Equity
€64k ▲ 339%
Debt
€905k ▼ 8.4%
Debt's share of the balance-sheet total falls from 98.5% to 93.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €101k
Cash flow
€83k▲
2024 · €76k
Current ratio
0.01▼
2024 · 0.52
Debt to equity
14.12▼
2024 · 67.60
ROE
77.2%▲
2024 · -40.2%
ROA
5.1%▲
2024 · -0.6%
Interest coverage
3.60▼
2024 · 3.97
Debt ≤ 1 year
€82k▲
2024 · €38k
Debt > 1 year
€824k▼
2024 · €950k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€969k▼
Fixed assets21/28€983k€968k▼
Tangible fixed assets22/27€983k€968k▼
Land and buildings22€980k€967k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€20k€1k▼
Cash at bank and in hand54/58€20k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€969k▼
Equity10/15€15k€64k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13-€2k
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Profit (loss) carried forward14€-47k-
Amounts payable17/49€988k€905k▼
Amounts payable after more than one year17€950k€824k▼
Financial debts170/4€950k€824k▼
Amounts payable within one year42/48€38k€82k▲
Current portion of amounts payable after more than one year42-€45k
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€11k€11k=
Taxes450/3€11k€11k=
Other amounts payable47/48€26k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€34k▼
Other operating charges640/8€10k€5k▼
Gross operating margin9900€111k€120k▲
Operating profit (loss)9901€19k€81k▲
Financial income75/76B€216-
Recurring financial income75€216-
Financial charges65/66B€25k€32k▲
Recurring financial charges65€25k€32k▲
Profit (loss) for the period before taxes9903€-6k€50k▲
Profit (loss) for the period9904€-6k€50k▲
Profit (loss) for the period to be appropriated9905€-6k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€2k▲
Profit (loss) brought forward from the previous period14P€-42k€-47k▼
Transfer to equity691/2-€2k
To the legal reserve6920-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Liquidity times 6current ratio 1.20
Current ratio from 0.21 to 1.20; short-term debt falls from €66k to €47k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 142 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1512018 AntwerpenGround area
598 m²
Building footprint
424 m²
Volume, LiDAR
2,277 m³
2 parcels, Flanders · tallest building 22.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELECTRONIC GAMBLE INVESTMENT
since 20012.101.211.030
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078B0353/00H000 | Flanders | 421 m² | 1 · 248 m² | 11.3 m |
| 11806F1403/00K000 | Flanders | 176 m² | 1 · 176 m² | 22.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-12-2000
Fiscal year end31-12
Abbreviation NL
E.G.I.
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC-1-8-06908/ 03.06)