QMO
ActiveSummary
QMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €127k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 13% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.04 in 2024; short-term debt: 58.7% and cash: 27.9% of total assets), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
42.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
135 d early
2024
2 d early
2023
100 d early
2022
139 d early
2021
25 d late
2020
16 d late
2019
105 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 25.1%
2024 · €31k
2018: €14k
2019: €23k
2020: €46k
2021: €38k
2022: €26k
2023: €25k
2024: €31k
2018 → 2025
Total assets
€300k▼ 16.6%
2024 · €360k
2018: €242k
2019: €240k
2020: €254k
2021: €225k
2022: €290k
2023: €353k
2024: €360k
2018 → 2025
Net result
€127k▼ 30.1%
2024 · €182k
2018: €2k
2019: €9k
2020: €23k
2021: €-8k
2022: €82k
2023: €173k
2024: €182k
2018 → 2025
Working capital
€4k▼ 53.6%
2024 · €8k
2018: €-15k
2019: €-4k
2020: €21k
2021: €19k
2022: €7k
2023: €7k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€26k▼ 31.6%€25k▼ 2.3%€31k▲ 22.7%€23k▼ 25.1%
Operating result€-5k-€104k€228k▲ 120%€240k▲ 4.8%€166k▼ 30.8%
Net result€-8k-€82k€173k▲ 111%€182k▲ 5.1%€127k▼ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€120k ▼ 8.6%
Current assets
€180k ▼ 21.3%
Equity and liabilities €300k
Equity
€23k ▼ 25.1%
Debt
€277k ▼ 15.8%
Debt's share of the balance-sheet total rises from 91.4% to 92.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€178k▼
2024 · €252k
Cash flow
€140k▼
2024 · €195k
Current ratio
1.02▼
2024 · 1.04
Debt to equity
11.99▲
2024 · 10.67
ROE
551.6%▼
2024 · 591.2%
ROA
42.5%▼
2024 · 50.7%
Interest coverage
60.71▼
2024 · 78.43
Debt ≤ 1 year
€176k▼
2024 · €220k
Debt > 1 year
€100k▼
2024 · €108k
Income taxes
€36k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€360k€300k▼
Fixed assets21/28€132k€120k▼
Tangible fixed assets22/27€131k€120k▼
Land and buildings22€126k€116k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€110€110=
Current assets29/58€228k€180k▼
Amounts receivable within one year40/41€43k€93k▲
Trade receivables40€41k€78k▲
Other amounts receivable41€1k€15k▲
Cash at bank and in hand54/58€183k€84k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€360k€300k▼
Equity10/15€31k€23k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€3k▼
Amounts payable17/49€329k€277k▼
Amounts payable after more than one year17€108k€100k▼
Financial debts170/4€108k€100k▼
Amounts payable within one year42/48€220k€176k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€203k€159k▼
Accrued charges and deferred income492/3€500€500=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€817€2k▲
Gross operating margin9900€253k€181k▼
Operating profit (loss)9901€240k€166k▼
Financial income75/76B€664€663▼
Recurring financial income75€664€663▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€237k€163k▼
Income taxes67/77€55k€36k▼
Profit (loss) for the period9904€182k€127k▼
Profit (loss) for the period to be appropriated9905€182k€127k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€138k▼
Profit (loss) brought forward from the previous period14P€5k€10k▲
Profit to be distributed694/7€176k€135k▼
Return on contributions (dividend)694€176k€135k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €182k ▲5.1%
Operating result €240k, net result €182k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-8k ▼137%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edelknaapstraat 671050 ElseneGround area
386 m²
Building footprint
131 m²
Volume, LiDAR
2,415 m³
Parcel 21447B0298/00H013, Brussels · tallest building 21.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
QMO
since 20182.270.826.913
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0298/00H013 | Brussels | 386 m² | 1 · 131 m² | 21.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PND Consulting
BE 0770.913.339
Brussel · Eq €23,072
EON2 Software
BE 0866.047.870
Hoegaarden · Eq €23,059
MANTEGO CONSULTING
BE 0725.432.217
Brussel · Eq €23,056
Adminsense
BE 0797.436.406
Oudsbergen · Eq €23,052
APB
BE 1001.625.661
Kortenberg · Eq €23,094
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.