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BJSM 4 CHANGE

Active
Private limited companyfounded 2018active for 8 yearsRue Sibérie 46, 6200 Châtelet, BelgiumKBO/BCE: BE 0693.854.361
Summary

BJSM 4 CHANGE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,695 and a net result of €106,321. Equity has been shrinking by about 5.8% per year since 2018. Its solvency ranks better than 21% of 1,683 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 03-04-2018 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.274.692.164 6200 Châtelet, since 03-04-2018
Financial year end
31 December
Peppol
Reachable since 18-09-2025

Board and ownership

Board
  • BOSTOEN BenjaminDirector · since 03-04-2018

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€176,876
▲ 40.0%
Turnover
≈ €400,000
estimated
Profit
€106,321
▲ 47.3%
Equity
€18,695
▼ 63.3%
Total assets
€288,508
▲ 4.5%
Employees on 31-12-2025
1
=
Score breakdownraises riskEquity €18,695 (6.5% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 0.79, cash €117,016Figures for financial year 2025 (filed on 05-06-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 31-12
equity 6.5% of total assets
Liquidity 68-10
short-term debt 61.6% · cash 40.6%
Profitability 100=
return on assets 36.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.79 (1.04 in 2024), below 1. Short-term debt is 61.6% and cash 40.6% of total assets. 93.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 51% on liquidity, 82% on profitability and 11% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Equity €18,695 (6.5% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.79, cash €117,016
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1683 sector peers (2025).
NBB · sector comparison
Position among 1683 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
56 days early
2024
3 days early
2023
22 days early
2022
17 days early
2021
40 days early
2020
61 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in computer programming and consultancysector median €432,211 · 1,683 companies €18,695 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €106,321 8 years View

Recent changes

  1. · Gazette deed Capital increase of €12,400
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as BJSM 4 CHANGE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €208,000 and €353,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
BJSM 4 CHANGE Châtelet€288,508€176,876
PLATO CONSULT Genk€262,384€197,845
PRODETICS SOLUTIONS Sint-Genesius-Rode€207,559€168,277
Wiz-Team Belgium Brussel€352,695€129,061
LSS Belgium Kontich€252,933€182,726
HAWK PROJECTS Buggenhout€318,307€125,827
mc²i Belgium Brussel€246,702€179,014
Full comparison

Key facts about BJSM 4 CHANGE

What is the company number of BJSM 4 CHANGE?
The company number of BJSM 4 CHANGE is 0693.854.361. The VAT number is the same number with BE in front: BE 0693.854.361.
Where is BJSM 4 CHANGE based?
The registered office is at Rue Sibérie 46, 6200 Châtelet.Company details
What does BJSM 4 CHANGE do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of BJSM 4 CHANGE?
The legal form of BJSM 4 CHANGE is Private limited company (BV).
When was BJSM 4 CHANGE founded?
BJSM 4 CHANGE was founded on 03-04-2018.
Is BJSM 4 CHANGE still active?
Yes, BJSM 4 CHANGE is an active enterprise in the KBO register.
How many employees does BJSM 4 CHANGE have?
BJSM 4 CHANGE had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BJSM 4 CHANGE fall under?
In its 2025 annual accounts, BJSM 4 CHANGE states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of BJSM 4 CHANGE?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €176,876 and 74 comparable companies (NACE 62200). It probably lies between €270,000 and €860,000.
Is BJSM 4 CHANGE profitable?
In financial year 2025, BJSM 4 CHANGE made a profit of €106,321.
Where can I find the annual accounts of BJSM 4 CHANGE?
BJSM 4 CHANGE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BJSM 4 CHANGE due?
BJSM 4 CHANGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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