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Generated 19-08-2026
Active BE 0752.735.143Private limited company

QLF AUTOMOBILE

Excelsiorlaan 71 ·1930 Zaventem, Belgium· 5 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of QLF AUTOMOBILE is 2.4% (moderate). The 2023 annual accounts show equity of €138k and a net result of €32k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €138k
Net result €32k
Active 5 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health86Profitability100Solvency89Growth-Stability79
88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 89
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€34k
Net profit€32k
Cash flow€33k
Staff costs€29k
Income taxes-
Dividends€20k
Total assets€312k
Equity€138k
Debt€173k
of which ≤ 1y€128k
of which > 1y€45k
Working capital€183k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.43
Quick ratio2.01
Working capital ratio58.9%
Solvency44.4%
Debt / equity1.25
Long-term debt ratio0.32
Interest coverage39.85
Gross margin-
Net margin-
ROA10.3%
ROE23.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€312k
Current assets 29/58€312k
Stocks & contracts in progress 3€55k
Amounts receivable within one year 40/41€190k
Cash & bank 54/58€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€312k
Equity 10/15€138k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€118k
Amounts payable 17/49€173k
Amounts payable after one year 17€45k
Amounts payable within one year 42/48€128k
Trade debts payable within one year 44€91k
Income statement
Gross operating margin 9900€69k
Operating result 9901€33k
Financial charges 65€843
Result before taxes 9903€32k
Net result for the period 9904€32k
Result to be appropriated 9905€32k
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation19-08-2020
StatusActive
Postal code1930
Establishment units 1 location
QLF AUTOMOBILE
Rue Riverre 4, 5150 FloreffeDetailhandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20202.306.983.266
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
92045A0810/00A002 Wallonia 1.2 ha 1 · 4,353 m² 8.3 m · 2 fl.
23094D0036/00W000 Flanders 5,436 m² 1 · 1,487 m² 12.6 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
12-08-2024
State Gazette act Registered-office change
2023
20-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
16-05-2023
State Gazette act Registered-office change
2022
16-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 2
12-08-2024
Registered-office move
16-05-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
12-08-2024 Registered office moved within Zaventem Registered-office change
  • Imperiastraat 8-1930 Zaventem → Excelsiorlaan 71 - 1930 Zaventem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Excelsiorlaan 71 - 1930 Zaventem",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "Excelsiorlaan",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "71",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Imperiastraat 8-1930 Zaventem",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "Imperiastraat",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "effective_date": "2024-07-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-12",
    "filing_date": "2024-08-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": null,
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0752.735.143",
    "name_full": "QLF AUTOMOBILE",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Douny Sacha",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
2023
16-05-2023 Registered office moved within ZAVENTEM Registered-office change
  • Lozenberg 21 - 1932 Zaventem → Imperiastraat 8, 1930 ZAVENTEM
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Imperiastraat 8, 1930 ZAVENTEM",
        "city": "ZAVENTEM",
        "region": "vlaams_gewest",
        "street": "Imperiastraat",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Lozenberg 21 - 1932 Zaventem",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "Lozenberg",
        "country": "BE",
        "postcode": "1932",
        "box_number": null,
        "street_number": "21",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-05-08",
    "act_kind_objet": "Overdracht matschappelijk zetel"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-09-26",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0752.735.143",
    "name_full": "QLF AUTOMOBILE",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Douny Sacha",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811
Primary activity highlighted.
Names & trade names
Legal nameNL QLF AUTOMOBILE
Registered office
Excelsiorlaan 71
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative