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QLF AUTOMOBILE

Active
Private limited companyfounded 2020active for 6 yearsExcelsiorlaan 71, 1930 Zaventem, BelgiumKBO/BCE: BE 0752.735.143
Summary

QLF AUTOMOBILE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,123 and a net result of €9,826. Equity has been growing by about 13% per year since 2021. Its solvency ranks better than 80% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-08-2020 Normal situation
Registered office
290 active companies are registered at this address 62 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.306.983.266 5150 Floreffe, since 19-08-2020
Financial year end
31 December
Peppol
Reachable since 13-11-2025

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€60,642
▼ 20.6%
Turnover
≈ €460,000
estimated
Profit
€9,826
▼ 47.8%
Equity
€167,123
▲ 6.2%
Total assets
€239,780
▼ 1.5%
Staff
≈ 0.8 FTE
estimated
Filed on 08-06-2026, 53 days before the deadline
Score breakdownraises riskSize: total assets €239,780Founded in 2020lowers riskLiquidity: current ratio 4.23, cash €59,090Equity €167,123 (69.7% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 95+5
equity 69.7% of total assets
Liquidity 72-5
short-term debt 23.7% · cash 24.6%
Profitability 48-9
return on assets 4.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.8% 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.9%▲ +0.1 percentage points vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.2%▲ +0.3 percentage points vs 03-2025 05-2025: 4.3%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 1.6%▼ -2.7 percentage points vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 0.8%▼ -0.8 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.8%▼ -0.1 percentage points vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▼ -0.6 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.23 (4.38 in 2024), above the usual 1.5. Short-term debt is 23.7% and cash 24.6% of total assets. 30.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 81% of them on solvency, 78% on liquidity, 35% on profitability and 54% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.23, cash €59,090
NBB · annual accounts
lowers risk · Equity €167,123 (69.7% of total assets)
NBB · annual accounts
raises risk · Size: total assets €239,780
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
53 days early
2024
31 days early
2023
22 days late
2022
51 days late
2021
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 81% of companies in retail tradesector median €41,230 · 22,814 companies €167,123 View
  • Positive: 5 profitable years in a rowprofit 2025: €9,826 5 years View

Recent changes

  1. · Gazette deed Registered office moved within Zaventem
  2. · Gazette deed Registered office moved within Zaventem
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as QLF AUTOMOBILE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €229,000 and €240,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
QLF AUTOMOBILE Zaventem€239,780€60,642
EM DESIGN Asse€228,722€81,133
THORAN Leuven€235,862€48,902
SC Performance Cars Ninove€232,177€56,496
LUXURY CAR SERVICES Zutendaal€236,918€73,402
Boudewijn Autocenter Antwerpen€240,227€55,678
Garage Franssen Hamont-Achel€234,720€81,340
Full comparison

Key facts about QLF AUTOMOBILE

What is the company number of QLF AUTOMOBILE?
The company number of QLF AUTOMOBILE is 0752.735.143. The VAT number is the same number with BE in front: BE 0752.735.143.
Where is QLF AUTOMOBILE based?
The registered office is at Excelsiorlaan 71, 1930 Zaventem.Company details
What does QLF AUTOMOBILE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of QLF AUTOMOBILE?
The legal form of QLF AUTOMOBILE is Private limited company (BV).
When was QLF AUTOMOBILE founded?
QLF AUTOMOBILE was founded on 19-08-2020.
Is QLF AUTOMOBILE still active?
Yes, QLF AUTOMOBILE is an active enterprise in the KBO register.
What is the turnover of QLF AUTOMOBILE?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €60,642 and 34 comparable companies (NACE 47811). It probably lies between €280,000 and €1.0m.Financials
Is QLF AUTOMOBILE profitable?
In financial year 2025, QLF AUTOMOBILE made a profit of €9,826.
Where can I find the annual accounts of QLF AUTOMOBILE?
QLF AUTOMOBILE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of QLF AUTOMOBILE due?
QLF AUTOMOBILE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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