EM DESIGN
ActiveEM DESIGN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €47k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency59▲+33
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 1.51 in 2024), but 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
20.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
6 d early
2023
87 d late
2022
70 d late
2021
18 d late
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 478%
2024 · €10k
2020: €17k
2021: €12k
2022: €14k
2023: €82k
2024: €10k
2020 → 2025
Total assets
€229k▲ 28.3%
2024 · €178k
2020: €28k
2021: €30k
2022: €51k
2023: €200k
2024: €178k
2020 → 2025
Net result
€47k
2024 · €-72k
2020: €11k
2021: €-5k
2022: €2k
2023: €68k
2024: €-72k
2020 → 2025
Working capital
€142k▲ 159%
2024 · €55k
2020: €18k
2021: €12k
2022: €16k
2023: €70k
2024: €55k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€14k▲ 17.0%€82k▲ 477%€10k▼ 88.0%€57k▲ 478%
Operating result€-5k-€3k€95k▲ 2,965%€-71k€52k
Net result€-5k-€2k€68k▲ 3,178%€-72k€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €71k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€16k▲ 2.4%
Current assets
€212k▲ 30.8%
Equity and liabilities €229k
Equity
€57k▲ 478%
Debt
€172k▲ 2.1%
The debt ratio falls from 94.5% to 75.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€59k▲
2024 · €-64k
Cash flow
€55k▲
2024 · €-65k
Solvency
24.8%▲
2024 · 5.5%
Current ratio
3.01▲
2024 · 1.51
Quick ratio
2.78▲
2024 · 1.36
Debt / equity
3.02▼
2024 · 17.15
ROE
82.7%▲
2024 · -735.0%
ROA
20.6%▲
2024 · -40.5%
Interest coverage
12.51▲
2024 · -64.81
Debt
€172k▲
2024 · €168k
Debt ≤ 1 year
€71k▼
2024 · €108k
Debt > 1 year
€101k▲
2024 · €60k
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€229k▲
Fixed assets21/28€16k€16k▲
Tangible fixed assets22/27€16k€16k▲
Plant, machinery and equipment23-€8k
Furniture and vehicles24€13k€6k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€162k€212k▲
Stocks and contracts in progress3€16k€16k=
Stocks30/36€16k€16k=
Amounts receivable within one year40/41€113k€85k▼
Trade receivables40€113k€85k▼
Cash at bank and in hand54/58€30k€110k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€178k€229k▲
Equity10/15€10k€57k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€4k€51k▲
Amounts payable17/49€168k€172k▲
Amounts payable after more than one year17€60k€101k▲
Financial debts170/4-€41k
Other amounts payable178/9€60k€60k=
Amounts payable within one year42/48€108k€71k▼
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€75k€39k▼
Suppliers440/4€75k€39k▼
Taxes, remuneration and social security45€28k€16k▼
Taxes450/3€27k€12k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€928-
Income statement
Code20242025
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€59k€-59k▼
Other operating charges640/8€4k€78k▲
Gross operating margin9900€450€81k▲
Operating profit (loss)9901€-71k€52k▲
Financial income75/76B€124€10▼
Recurring financial income75€124€10▼
Financial charges65/66B€993€5k▲
Recurring financial charges65€993€5k▲
Profit (loss) for the period before taxes9903€-72k€47k▲
Profit (loss) for the period9904€-72k€47k▲
Profit (loss) for the period to be appropriated9905€-72k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€51k▲
Profit (loss) brought forward from the previous period14P€76k€4k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-72k ▼206%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
2023
31-12
Financial
Highest result since 2020net €68k ▲3178%
Operating result €95k, net result €68k, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reekstraat 50 A1731 AsseGround area
105 m²
Building footprint
101 m²
Volume, LiDAR
646 m³
Parcel 23068B0105/00F002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EM DESIGN
since 20192.301.918.975
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068B0105/00F002 | Flanders | 105 m² | 1 · 101 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FAWAZ AUTO
BE 0837.831.461
Sint-Jans-Molenbeek · Eq €57k
LHW CARS
BE 0502.295.890
Asse · Eq €57k
MARINO
BE 0479.813.765
Vielsalm · Eq €57k
OLO
BE 0719.693.478
Anderlues · Eq €57k
ABDI & CO
BE 0742.732.958
Sint-Jans-Molenbeek · Eq €57k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.