Qinami
ActiveThe computed 12-month bankruptcy probability of Qinami is 5.3% (elevated). The 2025 annual accounts show equity of €284k and a net result of €55k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 13044 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+5
Solvency100=
Growth40=
Stability94
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.65 in 2024), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
14.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
14 d late
2023
11 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€450k▼ 5.8%
2023 · €478k
2023: €478k
2023 → 2024
EBIT margin
18.8%▼ 2.4pp
2023 · 21.2%
2023: 21.2%
2023 → 2024
Net result
€55k▲ 20.4%
2024 · €45k
2022: €88k
2023: €76k
2024: €45k
2022 → 2025
Working capital
€179k▲ 49.3%
2024 · €120k
2022: €-4k
2023: €61k
2024: €120k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€478k€450k▼ 5.8%
Equity€108k-€184k▲ 70.0%€229k▲ 24.7%€284k▲ 23.9%
Operating result€84k-€101k▲ 20.4%€85k▼ 16.3%€82k▼ 2.7%
Net result€88k-€76k▼ 14.1%€45k▼ 40.0%€55k▲ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €370k
Fixed assets
€104k▼ 3.9%
Current assets
€265k▲ 37.6%
Equity and liabilities €370k
Equity
€284k▲ 23.9%
Debt
€86k▲ 18.3%
The debt ratio falls from 24.1% to 23.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€102k▲
2024 · €99k
Cash flow
€74k▲
2024 · €59k
Solvency
76.7%▲
2024 · 75.9%
Current ratio
3.08▲
2024 · 2.65
Quick ratio
3.07▲
2024 · 2.64
Debt / equity
0.30▼
2024 · 0.32
ROE
19.3%▼
2024 · 19.8%
ROA
14.8%▼
2024 · 15.0%
Interest coverage
2020.14▲
2024 · 26.86
Debt
€86k▲
2024 · €73k
Debt ≤ 1 year
€86k▲
2024 · €73k
Income taxes
€28k▼
2024 · €36k
Staff costs
€56k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€302k€370k▲
Formation expenses20€597€355▼
Fixed assets21/28€108k€104k▼
Intangible fixed assets21€64k€54k▼
Tangible fixed assets22/27€34k€39k▲
Plant, machinery and equipment23€15k€22k▲
Furniture and vehicles24€19k€18k▼
Financial fixed assets28€11k€11k=
Current assets29/58€193k€265k▲
Stocks and contracts in progress3€1k€888▼
Stocks30/36€1k€888▼
Amounts receivable within one year40/41€6k€27k▲
Trade receivables40€3k€21k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€186k€238k▲
Equity and liabilities
Total equity and liabilities10/49€302k€370k▲
Equity10/15€229k€284k▲
Contributions10/11€20k€20k=
Reserves13€40k€89k▲
Distributable reserves133€40k€89k▲
Profit (loss) carried forward14€169k€175k▲
Amounts payable17/49€73k€86k▲
Amounts payable within one year42/48€73k€86k▲
Trade debts44€7k€19k▲
Suppliers440/4€7k€19k▲
Taxes, remuneration and social security45€60k€67k▲
Taxes450/3€53k€58k▲
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Turnover70€450k-
Goods, raw materials, services and sundry goods60/61€330k€346k▲
Remuneration, social security and pensions62€28k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€20k▲
Other operating charges640/8€1k€640▼
Gross operating margin9900€128k€158k▲
Operating profit (loss)9901€85k€82k▼
Financial charges65/66B€4k€51▼
Recurring financial charges65€4k€51▼
Profit (loss) for the period before taxes9903€81k€82k▲
Income taxes67/77€36k€28k▼
Profit (loss) for the period9904€45k€55k▲
Profit (loss) for the period to be appropriated9905€45k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€209k€224k▲
Profit (loss) brought forward from the previous period14P€164k€169k▲
Transfer to equity691/2€40k€49k▲
To other reserves6921€40k€49k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €45k ▼40%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €229k ▲24.7%
3 profitable years in a row build equity to €229k.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.14
Current ratio from 0.94 to 2.14; short-term debt falls from €70k to €54k.
31-12
Financial
Equity above €150kEq €184k ▲70%
2 profitable years in a row build equity to €184k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Troonstraat 391050 ElseneGround area
242 m²
Building footprint
234 m²
Volume, LiDAR
2,969 m³
Parcel 21442A0001/00W010, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MANEKI-NEKO
since 20212.316.394.246
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0001/00W010 | Brussels | 242 m² | 1 · 234 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.316.394.246
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 7,707 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.