Qi-Account
ActiveQi-Account has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €17k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51=
Solvency62▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.11 in 2024; short-term debt: 52.2% and cash: 3% of total assets), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
5.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
370 d late
2023
74 d late
2022
412 d late
2021
25 d late
2020
139 d late
2019
139 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 17.1%
2024 · €100k
2019: €67k
2020: €68k
2021: €78k
2022: €82k
2023: €86k
2024: €100k
2019 → 2025
Total assets
€312k▲ 20.2%
2024 · €260k
2019: €202k
2020: €211k
2021: €222k
2022: €196k
2023: €206k
2024: €260k
2019 → 2025
Net result
€17k▲ 21.8%
2024 · €14k
2019: €14k
2020: €1k
2021: €10k
2022: €3k
2023: €4k
2024: €14k
2019 → 2025
Working capital
€142k▲ 7.1%
2024 · €133k
2019: €115k
2020: €64k
2021: €53k
2022: €62k
2023: €69k
2024: €133k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€82k▲ 4.3%€86k▲ 4.8%€100k▲ 16.3%€117k▲ 17.1%
Operating result€15k-€7k▼ 52.8%€7k▲ 5.7%€34k▲ 367%€34k▼ 0.5%
Net result€10k-€3k▼ 66.3%€4k▲ 18.2%€14k▲ 255%€17k▲ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€7k=
Current assets
€305k▲ 20.8%
Equity and liabilities €312k
Equity
€117k▲ 17.1%
Debt
€196k▲ 22.1%
The debt ratio rises from 61.7% to 62.6%. Equity and debt are higher.
Key figures and ratios
Solvency
37.4%▼
2024 · 38.3%
Current ratio
1.87▼
2024 · 2.11
Quick ratio
1.87▼
2024 · 2.11
Debt / equity
1.68▲
2024 · 1.61
ROE
14.6%▲
2024 · 14.0%
ROA
5.5%▲
2024 · 5.4%
Debt
€196k▲
2024 · €160k
Debt ≤ 1 year
€163k▲
2024 · €120k
Debt > 1 year
€33k▼
2024 · €40k
Income taxes
€12k▼
2024 · €18k
Staff costs
€92k▼
2024 · €184k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€260k€312k▲
Fixed assets21/28€7k€7k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€7k€7k=
Current assets29/58€253k€305k▲
Amounts receivable within one year40/41€236k€293k▲
Trade receivables40€184k€161k▼
Other amounts receivable41€52k€133k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€260k€312k▲
Equity10/15€100k€117k▲
Contributions10/11€19k€19k=
Reserves13€81k€98k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€79k€96k▲
Amounts payable17/49€160k€196k▲
Amounts payable after more than one year17€40k€33k▼
Financial debts170/4€40k€33k▼
Amounts payable within one year42/48€120k€163k▲
Current portion of amounts payable after more than one year42€11k€21k▲
Trade debts44€20k€73k▲
Suppliers440/4€20k€73k▲
Taxes, remuneration and social security45€76k€63k▼
Taxes450/3€46k€47k▲
Remuneration and social security454/9€30k€16k▼
Other amounts payable47/48€14k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€184k€92k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€222k€128k▼
Operating profit (loss)9901€34k€34k▼
Financial income75/76B€41€0▼
Recurring financial income75€41€0▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€32k€29k▼
Income taxes67/77€18k€12k▼
Profit (loss) for the period9904€14k€17k▲
Profit (loss) for the period to be appropriated9905€14k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Transfer to equity691/2€14k€17k▲
To other reserves6921€14k€17k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
General meeting · Board meeting
Director resignation · Power of attorney
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 370 days late
2025
30-06
Financial
Highest result since 2019net €17k ▲21.8%
Net result €17k, the highest in the series.
30-06
Financial
Equity above €100kEq €117k ▲17.1%
7 profitable years in a row build equity to €117k.
2024
14-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 74 days late
18-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 412 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
19-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 139 days late
2020
30-06
Financial
Weakest financial yearnet €1k ▼90.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 139 days late
2019
27-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 269 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
09-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 282 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Leiestraat 848570 AnzegemGround area
3,307 m²
Building footprint
708 m²
Volume, LiDAR
3,933 m³
2 parcels, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Qi-Account
since 20082.172.068.639
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081B0030/00F000 | Flanders | 1,893 m² | 1 · 510 m² | 13.9 m · 2 fl. |
| 34002B0084/00C000 | Flanders | 1,414 m² | 1 · 199 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2007
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:admin@bmbf.be
Phone:056/60/51/78