Turnover
≈ €550,000 estimated
The micro format states no turnover.
QDEBACKER
Overview
Lifetime
6 annual accounts with figures on one time axispeak €110,743 (2025)
€110,743▲ 54.9%
lowest -€21,485 (2023)
€22,219▼ 21.0%
peak €43,869 (2025)
€43,869▲ 103%
€261,302▼ 5.8%
Board2 names since 2019
1 director
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €71,512 to €110,743Equity from €21,651 to €43,869Cash from €43,345 to €76,777
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,712 companies had the same profile as QDEBACKER has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,712 companies, not a prediction for QDEBACKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0734716701
Incorporation
Founding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 24-09-2019 · Gazette deed
First establishment
Le Petit Monde de Don Carmelo, Avenue Capouillet 20, Waterloo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| QDEBACKER Waterloo | €305,172 | €110,743 | 14.4% | - |
| De Broodstokerij Ghent | €269,682 | €124,064 | 7.1% | - |
| Le Biwak Andenne | €342,930 | €89,482 | 7.5% | - |
| HINANT Frédéric Mettet | €277,376 | €86,962 | 0.9% | - |
| VANHOUTTE FRANCIS Kortrijk | €274,469 | €110,715 | 68.9% | - |
| ÖZLEMM Genk | €246,352 | €114,242 | 33.1% | - |
| MARLI SNACKS Ninove | €234,632 | €109,904 | 72.8% | - |
These companies have the same main activity as QDEBACKER: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €235,000 and €343,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 20-09-2019Normal situation
- Activity
- Retail sale of fruit and vegetablesNACE 47210and 2 others
- Establishment unit
- 2.293.584.3011410 Waterloo, since 20-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 07-10-2025
Annual accounts 2025
- €110,743▲ 54.9%
- €22,219▼ 21.0%
- €43,869▲ 103%
- €305,172▲ 2.0%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on QDEBACKER
QDEBACKER files the micro format. That format states no turnover. The gross margin rose from €68,281 in 2020 to €110,743 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€110,743
▲ 54.9%
€35,619
▲ 361%
€22,219
▼ 21.0%
-€52,027
▲ €28,027
14.4%
▲ 7.1 percentage points
0.66
▲ 0.24
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €550,000. Estimated: probably between €360,000 and €900,000.
Balance sheet
balance sheet total €305,172 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
14.4%
Higher than 33% of 25,237 companies in 2025.
0.66
Higher than 18% of 24,245 companies in 2025.
7.3%
Higher than 62% of 24,434 companies in 2025.
QDEBACKER
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Staff
€37,165
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
305,172 | 299,047 | 128,100 | 110,652 | 120,017 | 117,660 | |
21/28 |
202,390 | 239,659 | 40,535 | 36,418 | 48,747 | 55,787 | |
21 |
5,421 | 12,994 | 20,568 | 28,142 | 35,715 | 43,289 | |
22/27 |
190,765 | 220,460 | 19,762 | 8,071 | 12,827 | 12,293 | |
24 |
186,872 | 215,591 | 19,762 | 8,071 | 12,827 | 12,293 | |
26 |
3,893 | 4,868 | - | - | - | - | |
28 |
6,205 | 6,205 | 205 | 205 | 205 | 205 | |
29/58 |
102,781 | 59,388 | 87,564 | 74,235 | 71,270 | 61,872 | |
3 |
17,467 | 11,213 | 11,500 | 9,500 | 14,042 | 13,800 | |
30/36 |
17,467 | 11,213 | 11,500 | 9,500 | 14,042 | 13,800 | |
40/41 |
8,537 | 4,831 | 42,606 | 6,783 | 3,532 | 1,349 | |
40 |
- | 600 | 37,780 | - | - | 1,000 | |
41 |
8,537 | 4,231 | 4,826 | 6,783 | 3,532 | 349 | |
54/58 |
76,777 | 43,345 | 33,458 | 57,952 | 53,696 | 45,991 | |
490/1 |
- | - | - | - | - | 733 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
305,172 | 299,047 | 128,100 | 110,652 | 120,017 | 117,660 | |
10/15 |
43,869 | 21,651 | -6,462 | 15,023 | 9,919 | 24,751 | |
10/11 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
11 |
- | - | - | - | - | 10,000 | |
1109/19 |
- | - | - | - | - | 10,000 | |
14 |
33,869 | 11,651 | -16,462 | 5,023 | -81 | 14,751 | |
17/49 |
261,302 | 277,397 | 134,562 | 95,629 | 110,098 | 92,908 | |
17 |
106,494 | 137,954 | 25,630 | 18,754 | 25,058 | 31,204 | |
170/4 |
106,494 | 137,954 | 25,630 | 18,754 | 25,058 | 31,204 | |
42/48 |
154,808 | 139,442 | 106,282 | 76,876 | 85,040 | 61,704 | |
42 |
34,109 | 34,461 | 10,851 | 6,304 | 6,147 | 5,993 | |
44 |
11,319 | 7,383 | 34,669 | 6,265 | 23,443 | 2,644 | |
440/4 |
11,319 | 7,383 | 34,669 | 6,265 | 23,443 | 2,644 | |
45 |
53,871 | 42,040 | 30,028 | 33,573 | 23,545 | 20,877 | |
450/3 |
9,551 | 1,389 | 204 | 544 | 529 | 2,440 | |
454/9 |
44,320 | 40,652 | 29,824 | 33,028 | 23,016 | 18,437 | |
47/48 |
55,509 | 55,559 | 30,733 | 30,733 | 31,905 | 32,190 | |
492/3 |
- | - | 2,650 | - | - | - | |
| Income statement | |||||||
9900 |
110,743 | 71,512 | 46,163 | 72,125 | 46,057 | 68,281 | |
62 |
37,165 | 34,706 | 48,640 | 52,161 | 49,952 | 34,013 | |
630 |
37,269 | 28,403 | 15,911 | 13,525 | 12,820 | 15,668 | |
640/8 |
691 | 670 | 276 | 375 | - | 41 | |
9901 |
35,619 | 7,734 | -18,664 | 6,065 | -16,715 | 18,560 | |
75/76B |
2,234 | 28,223 | 56 | - | 2,957 | 11 | |
75 |
92 | 235 | 56 | - | - | 11 | |
76B |
2,141 | 27,989 | - | - | 2,957 | - | |
65/66B |
7,143 | 6,456 | 2,673 | 962 | 1,027 | 1,379 | |
65 |
7,143 | 6,456 | 1,610 | 962 | 1,027 | 1,379 | |
66B |
- | - | 1,063 | - | - | - | |
9903 |
30,709 | 29,501 | -21,281 | 5,104 | -14,785 | 17,191 | |
67/77 |
8,490 | 1,389 | 204 | - | 47 | 2,440 | |
9904 |
22,219 | 28,113 | -21,485 | 5,104 | -14,832 | 14,751 | |
9905 |
22,219 | 28,113 | -21,485 | 5,104 | -14,832 | 14,751 | |
| Appropriation of the result | |||||||
9906 |
33,869 | 11,651 | -16,462 | 5,023 | -81 | 14,751 | |
14P |
11,651 | -16,462 | 5,023 | -81 | 14,751 | - | |
| Social balance sheet | |||||||
9087 |
1 | - | 1.2 | - | - | - | |
Hours worked1013 |
1,725 | - | 2,170 | - | - | - | |
| Document | |||||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00234910 | |
| 31-12-2024 | micro format | 22-08-2025 | 2025-00391673 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00427724 | |
| 31-12-2022 | micro format | 22-09-2023 | 2023-00452450 | |
| 31-12-2021 | micro format | 25-08-2022 | 2022-20357241 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-63900311 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 72,887 | 36,137 | -2,753 | 19,590 | -3,895 | 34,227 | ||
| 59,487 | 56,516 | -5,574 | 18,628 | -2,012 | 30,419 | ||
| 0 | 233,791 | 23,075 | 1,195 | 5,780 | 71,455 | ||
| 33,433 | 9,887 | -24,494 | 4,256 | 7,706 | - | ||
| -52,027 | -80,054 | -18,718 | -2,641 | -13,770 | 169 | ||
| 14.4% | 7.2% | -5.0% | 13.6% | 8.3% | 21.0% | ||
| 0.66 | 0.43 | 0.82 | 0.97 | 0.84 | 1.00 | ||
| 0.55 | 0.35 | 0.72 | 0.84 | 0.67 | 0.78 | ||
| 5.96 | 12.81 | - | 6.37 | 11.10 | 3.75 | ||
| 50.6% | 129.8% | - | 34.0% | -149.5% | 59.6% | ||
| 7.3% | 9.4% | -16.8% | 4.6% | -12.4% | 12.5% | ||
| 10.20 | 5.60 | -1.71 | 20.37 | -3.79 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2023 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| full-time | 1 | 1 |
| in full-time equivalents | 1 | 1 |
| 1 | 1.2 | |
| On a permanent contract | 1 | 1 |
| Joined | - | 0 |
| Left | - | 1 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €227,791 | €23,075 | €1,195 | €5,780 |
| Financial fixed assets | - | €6,000 | - | - | - |
| €37,269 | €28,403 | €15,911 | €13,525 | €12,820 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on QDEBACKER
The operating result for 2025 is 4.6 times that of 2024 and the highest since 2020. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 92.8% to 85.6%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationMandates through the years
2 names, the dashed line is todayDirector
Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
-
- Director, from 20-09-2019 to date
-
- Director (not named in the articles), appointed by deed of 24-09-2019, no longer listed in the 2025 annual accounts
Control
Founder
This company
QDEBACKER
Equity €43,869
Profit €22,219 in 2025
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €439 in 2025
- Source
- deed of 24-09-2019
Articles of association
deed of 24-09-2019 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Frais généraux indépendamment frais représentation voyages déplacements, assemblée générale décide”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 24-09-2019 ↗
- 100 shares (100%) · €10,000 in cash
Capital transactions
Capital over time
- 24-09-2019 Incorporation · €10,000 · 100 shares
- 24-09-2019 Converted to unavailable equity · €10,000
Network & group
No group
QDEBACKER has no parent and no holdings in its annual accounts. is the only director. QDEBACKER shares no director with another company.
At the same address
Avenue Capouillet 20, 1410 Waterloo · 4 other companies| Electroflam
registered office since 01-11-1972 · founded in 1972 |
total assets €401,513 (2025) 0412.722.033 |
| MANFROY CHAUFFAGE
registered office since 15-09-1992 · founded in 1992 |
total assets €205,370 (2025) 0448.075.464 |
| OLIVIER MAERSCHALCK
registered office since 29-12-1994 · founded in 1994 · negative equity (2025) |
turnover €10,020 (2025) 0454.195.768 |
| IMMO DBT
registered office since 02-05-2026 |
founded in 2026 1035.672.760 |
Timeline
Timeline
12 events since 2019Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0734716701
Annual accounts 2024 filed PDFmicro format · 22 days late
2024
Back to profit net €28,113 The net result is €28,113, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 31 days late
2023
Weakest financial year net -€21,485 The net result drops to -€21,485, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 53 days late
2022
Back to profit net €5,104 The net result is €5,104, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 25 days late
2021
Annual accounts 2020 filed PDFmicro format · 30 days late
2019
IncorporationFounding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 24-09-20196 points ▸
- Founder,
- Founding capital, €10,000, 100 shares
- 100 shares
- Registered office clause, avenue Capouillet 20, 1410 Waterloo
- Board rule, 1
- Director appointment, (director (not named in the articles))
- The deed holds 7 more points.
First establishment Le Petit Monde de Don Carmelo, Avenue Capouillet 20, Waterloo
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 September 2019, QDEBACKER was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 has served as director since 2019.3 Total assets went from €117,660 in 2020 to €305,172 in 2025 and headcount from 1.2 full-time equivalents in 2023 to 1 in 2025.4
Company details
Identity
- Enterprise number
- 0734.716.701
- VAT number
- BE 0734.716.701
- Peppol ID
- 0208:0734716701
- Other Peppol ID
- 9925:BE0734716701
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-09-2019
- Financial year
- ends on 31 December
- Peppol
- Reachable since 07-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- QDEBACKER in French
- Name in the Peppol Directory
- Le Petit Monde de Don Carmelo
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-09-2019 (in French)
Activities
NACEBEL 2025VAT activities
47210
Retail sale of fruit and vegetables main activity
Social security (RSZ) activities
47210
Retail sale of fruit and vegetables main activity
Codes under NACEBEL 2008
VAT activities
47810
Retail trade main activity
47820
Market retail: textiles, clothing, footwear
47890
Retail trade
Social security (RSZ) activities
47810
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tant en Belgique qu'à l'étranger,pour compte propre,pour compte de tiers ou en participation avec ceux-ci…”deed of 24-09-2019 (in French)
2 activities
- Tant en Belgique qu'à l'étranger,pour compte propre,pour compte de tiers ou en participation avec ceux-ci: l’importation,l’exportation,l’achat et la vente,en gros ou au détail,ainsi que le commerce de détail sur les éventaires et marchés,de tous produits alimentaires,principalement italiens,tels que charcuteries,fromages,pâtes,etc….
- Tant en Belgique qu’à l’étranger,pour compte propre,pour compte de tiers ou en participation avec ceux-ci,la location,la sous-location,l’achat et l’acquisition de tous droits réels ou de la pleine propriété de tout immeuble dans le but soit d’y établir son siège social ou un siège d’exploitation soit d’y loger ses dirigeants et les membres de leur famille à titre de résidence principale ou secondaire en ce compris par sa mise à disposition gratuite au nom de ses dirigeants ou employés et les membres de leur famille,ainsi que l’achat et la vente de la pleine propriété ou de tous droits réels,la location,la mise en location,la construction,la transformation,la mise en valeur ou toutes opérations assimilées pour tout immeuble quelle qu’en soit son affectation,et,de manière plus générale,la gestion et la valorisation d’un patrimoine immobilier,avec ou sans lien direct avec ses autres activités.
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Le Petit Monde de Don Carmelo registered office Avenue Capouillet 20, 1410 Waterloo | 20-09-2019 | 2.293.584.301 | Itinerant retailer Mobile bar |
Buildings and parcels at the address
- Ground area
- 179 m²
- Buildings
- 48 m²
- Volume, LiDAR
- 446 m³
- Tallest building
- 11.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25110C0535/00_000 | 179 m² | 1 · 48 m² | 11.1 m · 3 |
Recognitions
Food safety, FASFC
1 siteWaterloounit number 2.293.584.301