QBIT
ActiveQBIT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €362. Equity is growing by ~35.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 2685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency60▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.13 in 2024; short-term debt: 47.2% and cash: 6.2% of total assets), but 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
69 d late
2023
22 d late
2022
28 d late
2021
30 d late
2020
32 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€182k▲ 0.2%
2024 · €182k
2018: €29k
2019: €30k
2020: €33k
2021: €43k
2022: €162k
2023: €179k
2024: €182k
2018 → 2025
Total assets
€526k▼ 20.3%
2024 · €659k
2018: €216k
2019: €111k
2020: €141k
2021: €400k
2022: €797k
2023: €533k
2024: €659k
2018 → 2025
Net result
€362▼ 87.6%
2024 · €3k
2018: €12k
2019: €1k
2020: €3k
2021: €10k
2022: €119k
2023: €17k
2024: €3k
2018 → 2025
Working capital
€168k▲ 198%
2024 · €56k
2018: €57k
2019: €12k
2020: €35k
2021: €27k
2022: €236k
2023: €162k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€162k▲ 280%€179k▲ 10.7%€182k▲ 1.6%€182k▲ 0.2%
Operating result€16k-€167k▲ 957%€32k▼ 80.8%€14k▼ 56.5%€11k▼ 17.9%
Net result€10k-€119k▲ 1,147%€17k▼ 85.5%€3k▼ 83.1%€362▼ 87.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€110k▼ 29.2%
Current assets
€416k▼ 17.5%
Equity and liabilities €526k
Equity
€182k▲ 0.2%
Debt
€343k▼ 28.1%
The debt ratio falls from 72.4% to 65.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €29k
Cash flow
€44k▲
2024 · €18k
Solvency
34.7%▲
2024 · 27.6%
Current ratio
1.68▲
2024 · 1.13
Quick ratio
1.32▲
2024 · 0.98
Debt / equity
1.88▼
2024 · 2.62
ROE
0.2%▼
2024 · 1.6%
ROA
0.1%▼
2024 · 0.4%
Interest coverage
9.74▼
2024 · 10.55
Debt
€343k▼
2024 · €477k
Debt ≤ 1 year
€248k▼
2024 · €448k
Debt > 1 year
€95k▲
2024 · €30k
Income taxes
€5k▼
2024 · €8k
Staff costs
€129k▲
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€659k€526k▼
Fixed assets21/28€155k€110k▼
Tangible fixed assets22/27€155k€110k▼
Plant, machinery and equipment23€2k€281▼
Furniture and vehicles24€153k€110k▼
Current assets29/58€504k€416k▼
Stocks and contracts in progress3€65k€88k▲
Stocks30/36€65k€88k▲
Amounts receivable within one year40/41€349k€293k▼
Trade receivables40€266k€282k▲
Other amounts receivable41€83k€12k▼
Cash at bank and in hand54/58€60k€32k▼
Deferred charges and accrued income490/1€30k€2k▼
Equity and liabilities
Total equity and liabilities10/49€659k€526k▼
Equity10/15€182k€182k▲
Contributions10/11€10k€10k=
Reserves13€172k€172k▲
Distributable reserves133€172k€172k▲
Amounts payable17/49€477k€343k▼
Amounts payable after more than one year17€30k€95k▲
Financial debts170/4€30k€95k▲
Amounts payable within one year42/48€448k€248k▼
Current portion of amounts payable after more than one year42€14k€38k▲
Trade debts44€404k€177k▼
Suppliers440/4€404k€177k▼
Advances received on contracts in progress46€27€0▼
Taxes, remuneration and social security45€28k€29k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€23k€22k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€119k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€44k▲
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€10k€2k▼
Gross operating margin9900€164k€188k▲
Operating profit (loss)9901€14k€11k▼
Financial income75/76B€187€0▼
Recurring financial income75€187€0▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€11k€6k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€3k€362▼
Profit (loss) for the period to be appropriated9905€3k€362▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€362▼
Transfer to equity691/2€3k€362▼
To other reserves6921€3k€362▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €362 ▼87.6%
Net result drops to €362, the lowest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 69 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €119k ▲1147%
Operating result €167k, net result €119k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲280%
5 profitable years in a row build equity to €162k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knesselarestraat 1858730 BeernemGround area
2.4 ha
Building footprint
172 m²
Volume, LiDAR
1,193 m³
2 parcels, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Qbit
since 20132.221.036.417
Qbit
since 20212.319.989.580
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021E0261/00_000 | Flanders | 2.0 ha | - | - |
| 31021A0074/00Y002 | Flanders | 3,664 m² | 1 · 171 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.