BILLBOARD BASICS
ActiveBILLBOARD BASICS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €354k and a net result of €81k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-10
Solvency97=
Growth66▼-2
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.24 in 2024), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
12.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
24 d late
2024
22 d late
2023
26 d late
2022
10 d late
2021
3 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.46M▼ 7.8%
2024 · €1.59M
2018: €1.19M
2019: €1.13M
2020: €893k
2021: €1.38M
2022: €1.57M
2023: €1.58M
2024: €1.59M
2018 → 2025
EBIT margin
8.3%▼ 5.5pp
2024 · 13.7%
2018: 4.8%
2019: 1.3%
2020: 3.1%
2021: 14.8%
2022: 8.9%
2023: 16.9%
2024: 13.7%
2018 → 2025
Net result
€81k▼ 45.1%
2024 · €147k
2018: €36k
2019: €7k
2020: €15k
2021: €145k
2022: €102k
2023: €203k
2024: €147k
2018 → 2025
Working capital
€442k▲ 62.1%
2024 · €273k
2018: €55k
2019: €63k
2020: €76k
2021: €153k
2022: €243k
2023: €459k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.38M-€1.57M▲ 13.5%€1.58M▲ 0.6%€1.59M▲ 0.8%€1.46M▼ 7.8%
Equity€121k-€223k▲ 84.1%€426k▲ 90.9%€273k▼ 35.9%€354k▲ 29.6%
Operating result€204k-€139k▼ 31.8%€266k▲ 90.8%€218k▼ 17.9%€121k▼ 44.4%
Net result€145k-€102k▼ 29.7%€203k▲ 99.0%€147k▼ 27.4%€81k▼ 45.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €653k
Equity
€354k▲ 29.6%
Provisions
€101
Debt
€299k▲ 35.6%
The debt ratio rises from 44.7% to 45.8%: debt grows faster than equity.
Key figures and ratios
Solvency
54.1%▼
2024 · 55.3%
Current ratio
3.10▲
2024 · 2.24
Quick ratio
3.10▲
2024 · 2.24
Debt / equity
0.85▲
2024 · 0.81
ROE
22.9%▼
2024 · 53.9%
ROA
12.4%▼
2024 · 29.8%
Debt
€299k▲
2024 · €221k
Debt ≤ 1 year
€211k▼
2024 · €221k
Income taxes
€29k▼
2024 · €68k
Staff costs
€74k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€494k€653k▲
Current assets29/58€494k€653k▲
Amounts receivable within one year40/41€442k€534k▲
Trade receivables40€283k€534k▲
Other amounts receivable41€159k-
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€47k€114k▲
Equity and liabilities
Total equity and liabilities10/49€494k€653k▲
Equity10/15€273k€354k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€211k€291k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€205k€285k▲
Profit (loss) carried forward14€88€937▲
Provisions and deferred taxes16-€101
Provisions for liabilities and charges160/5-€101
Pensions and similar obligations160-€101
Amounts payable17/49€221k€299k▲
Amounts payable within one year42/48€221k€211k▼
Trade debts44€103k€150k▲
Suppliers440/4€103k€150k▲
Taxes, remuneration and social security45€118k€58k▼
Taxes450/3€108k€50k▼
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3-€89k
Income statement
Code20242025
Turnover70€1.59M€1.46M▼
Goods, raw materials, services and sundry goods60/61€1.29M€1.27M▼
Remuneration, social security and pensions62€81k€74k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€101
Other operating charges640/8€4k€1k▼
Gross operating margin9900€304k€197k▼
Operating profit (loss)9901€218k€121k▼
Financial income75/76B€685€60▼
Recurring financial income75€685€60▼
Financial charges65/66B€4k€11k▲
Recurring financial charges65€4k€11k▲
Profit (loss) for the period before taxes9903€215k€110k▼
Income taxes67/77€68k€29k▼
Profit (loss) for the period9904€147k€81k▼
Profit (loss) for the period to be appropriated9905€147k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€81k▼
Profit (loss) brought forward from the previous period14P€881€88▼
Transfer from equity791/2€300k-
Transfer to equity691/2€148k€80k▼
To other reserves6921€148k€80k▼
Profit to be distributed694/7€300k-
Return on contributions (dividend)694€300k-
Social balance
Average headcount (FTE)90871.71.5▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €203k ▲99%
Operating result €266k, net result €203k, both a record.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Equity above €200kEq €223k ▲84.1%
5 profitable years in a row build equity to €223k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
31-12
Financial
Equity above €100kEq €121k ▲58.8%
4 profitable years in a row build equity to €121k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €7k ▼81%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 332550 KontichGround area
6,651 m²
Building footprint
1,669 m²
Volume, LiDAR
15,907 m³
2 parcels, Flanders · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BILLBOARD BASICS
since 20172.264.643.558
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
| 11024B0130/00E002 | Flanders | 3,317 m² | 1 · 736 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 5,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-05-2017
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.