Q4I
ActiveQ4I has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €790. Its solvency ranks better than 23% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-51
Solvency45▲+2
Growth52
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.35 against 1.28 in 2024; short-term debt: 80.3% and cash: 10% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 4.2%
2024 · €19k
2024: €19k
2024 → 2025
Total assets
€100k▼ 5.5%
2024 · €105k
2024: €105k
2024 → 2025
Net result
€790▼ 95.0%
2024 · €16k
2024: €16k
2024 → 2025
Working capital
€-52k
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€19k-€20k▲ 4.2%
Operating result€21k-€7k▼ 67.5%
Net result€16k-€790▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€72k▼ 3.5%
Current assets
€28k▼ 10.2%
Equity and liabilities €100k
Equity
€20k▲ 4.2%
Debt
€80k▼ 7.6%
The debt ratio falls from 82.1% to 80.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €22k
Cash flow
€3k▼
2024 · €16k
Solvency
19.7%▲
2024 · 17.9%
Current ratio
0.35▼
2024 · 1.28
Quick ratio
0.35▼
2024 · 1.28
Debt / equity
4.07▼
2024 · 4.59
ROE
4.0%▼
2024 · 84.1%
ROA
0.8%▼
2024 · 15.0%
Interest coverage
2.03▼
2024 · 18.73
Debt
€80k▼
2024 · €86k
Debt ≤ 1 year
€80k▲
2024 · €24k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€100k▼
Fixed assets21/28€75k€72k▼
Tangible fixed assets22/27€75k€72k▼
Land and buildings22€74k€72k▼
Furniture and vehicles24€864€455▼
Current assets29/58€31k€28k▼
Amounts receivable within one year40/41€9k€17k▲
Trade receivables40€9k€17k▲
Other amounts receivable41€555-
Cash at bank and in hand54/58€21k€10k▼
Deferred charges and accrued income490/1€469€450▼
Equity and liabilities
Total equity and liabilities10/49€105k€100k▼
Equity10/15€19k€20k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€16k€17k▲
Amounts payable17/49€86k€80k▼
Amounts payable after more than one year17€63k-
Financial debts170/4€63k-
Amounts payable within one year42/48€24k€80k▲
Current portion of amounts payable after more than one year42-€63k
Trade debts44€139€1k▲
Suppliers440/4€139€1k▲
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€8k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€565€3k▲
Other operating charges640/8€296€3k▲
Gross operating margin9900€23k€12k▼
Operating profit (loss)9901€21k€7k▼
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€20k€2k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€16k€790▼
Profit (loss) for the period to be appropriated9905€16k€790▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P-€16k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station 714650 HerveGround area
1,977 m²
Building footprint
212 m²
Volume, LiDAR
1,721 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Q4I
since 20242.355.382.110
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0034/00Z007 | Wallonia | 1,623 m² | 1 · 129 m² | 11.8 m · 3 fl. |
| 63003B0247/00A003 | Wallonia | 354 m² | 1 · 82 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 30,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.