DB CONSEIL
ActiveDB CONSEIL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €3k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-81
Solvency99▼-1
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 2.52 in 2024), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
2023
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 4.0%
2024 · €68k
2023: €16k
2024: €68k
2023 → 2025
Total assets
€112k▲ 7.4%
2024 · €105k
2023: €50k
2024: €105k
2023 → 2025
Net result
€3k▼ 94.8%
2024 · €52k
2023: €16k
2024: €52k
2023 → 2025
Working capital
€66k▲ 16.1%
2024 · €57k
2023: €-1k
2024: €57k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€68k▲ 327%€70k▲ 4.0%
Operating result€20k-€67k▲ 234%€5k▼ 91.9%
Net result€16k-€52k▲ 236%€3k▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€4k▼ 59.1%
Current assets
€108k▲ 15.0%
Equity and liabilities €112k
Equity
€70k▲ 4.0%
Debt
€42k▲ 13.4%
The debt ratio rises from 35.5% to 37.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€12k▼
2024 · €73k
Cash flow
€9k▼
2024 · €59k
Solvency
62.5%▼
2024 · 64.5%
Current ratio
2.56▲
2024 · 2.52
Quick ratio
2.56▲
2024 · 2.52
Debt / equity
0.60▲
2024 · 0.55
ROE
3.9%▼
2024 · 77.8%
ROA
2.4%▼
2024 · 50.1%
Interest coverage
12.49▼
2024 · 521.71
Debt
€42k▲
2024 · €37k
Debt ≤ 1 year
€42k▲
2024 · €37k
Income taxes
€2k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€112k▲
Fixed assets21/28€11k€4k▼
Tangible fixed assets22/27€11k€4k▼
Furniture and vehicles24€11k€4k▼
Current assets29/58€94k€108k▲
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€175-
Cash at bank and in hand54/58€85k€95k▲
Deferred charges and accrued income490/1€537€563▲
Equity and liabilities
Total equity and liabilities10/49€105k€112k▲
Equity10/15€68k€70k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€67k€69k▲
Amounts payable17/49€37k€42k▲
Amounts payable within one year42/48€37k€42k▲
Current portion of amounts payable after more than one year42€14k€14k=
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€14k€20k▲
Other amounts payable47/48€299€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€757€426▼
Gross operating margin9900€74k€12k▼
Operating profit (loss)9901€67k€5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€140€945▲
Recurring financial charges65€140€945▲
Profit (loss) for the period before taxes9903€67k€4k▼
Income taxes67/77€14k€2k▼
Profit (loss) for the period9904€52k€3k▼
Profit (loss) for the period to be appropriated9905€52k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€69k▲
Profit (loss) brought forward from the previous period14P€15k€67k▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼94.8%
Net result drops to €3k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €52k ▲236%
Operating result €67k, net result €52k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.52
Current ratio from 0.96 to 2.52.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Manypré, Corroy 911325 Chaumont-GistouxGround area
3,276 m²
Building footprint
175 m²
Volume, LiDAR
927 m³
Parcel 25021F0526/00_000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DB Conseil
since 20232.348.512.728
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021F0526/00_000 | Wallonia | 3,276 m² | 1 · 175 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUANTUMLEAP
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ALTER RE
BE 0892.459.287
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DIMS
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TD Focus
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 39,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01610Support activities for crop production
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.