OR'GENT
ActiveOR'GENT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192k and a net result of €317k. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 14% of 4826 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▼-34
Growth32=
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 1.62 in 2024), but 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.6%
Return on assets
19.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4826 sector peers (2025).
NBB · sector comparisonPosition among 4826 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €192k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
13 d early
2023
12 d early
2022
123 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€317k▲ 76.2%
2024 · €180k
2022: €318k
2023: €163k
2024: €180k
2022 → 2025
Working capital
€1.17M▲ 557%
2024 · €178k
2022: €387k
2023: €163k
2024: €178k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€379k-€170k▼ 55.1%€185k▲ 8.9%€192k▲ 3.9%
Operating result€431k-€191k▼ 55.7%€231k▲ 20.6%€392k▲ 70.1%
Net result€318k-€163k▼ 48.6%€180k▲ 10.4%€317k▲ 76.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€24k▲ 239%
Current assets
€1.63M▲ 251%
Equity and liabilities €1.65M
Equity
€192k▲ 3.9%
Debt
€1.46M▲ 411%
The debt ratio rises from 60.7% to 88.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€397k▲
2024 · €236k
Cash flow
€322k▲
2024 · €186k
Solvency
11.6%▼
2024 · 39.3%
Current ratio
3.56▲
2024 · 1.62
Quick ratio
3.07▲
2024 · 1.62
Debt / equity
7.59▲
2024 · 1.54
ROE
164.8%▲
2024 · 97.2%
ROA
19.2%▼
2024 · 38.2%
Interest coverage
80.46▲
2024 · 40.90
Debt
€1.46M▲
2024 · €286k
Debt ≤ 1 year
€458k▲
2024 · €286k
Debt > 1 year
€1.00M▲
2024 · €0
Income taxes
€70k▲
2024 · €45k
Staff costs
€130k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€471k€1.65M▲
Fixed assets21/28€7k€24k▲
Intangible fixed assets21€3k€1k▼
Tangible fixed assets22/27€4k€22k▲
Plant, machinery and equipment23€3k€9k▲
Furniture and vehicles24€940€13k▲
Current assets29/58€464k€1.63M▲
Amounts receivable after more than one year29€424€105k▲
Other amounts receivable291€424€105k▲
Stocks and contracts in progress3-€222k
Stocks30/36-€222k
Amounts receivable within one year40/41€37k€30k▼
Trade receivables40€20k€30k▲
Other amounts receivable41€17k€0▼
Cash at bank and in hand54/58€420k€1.26M▲
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€471k€1.65M▲
Equity10/15€185k€192k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€124k€131k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€118k€125k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€286k€1.46M▲
Amounts payable after more than one year17€0€1.00M▲
Financial debts170/4€0-
Other amounts payable178/9€0€1.00M▲
Amounts payable within one year42/48€286k€458k▲
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€70k€86k▲
Suppliers440/4€70k€86k▲
Advances received on contracts in progress46€20k€0▼
Taxes, remuneration and social security45€26k€62k▲
Taxes450/3€3k€34k▲
Remuneration and social security454/9€23k€28k▲
Other amounts payable47/48€165k€310k▲
Income statement
Code20242025
Remuneration, social security and pensions62€107k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€16k€15k▼
Gross operating margin9900€359k€542k▲
Operating profit (loss)9901€231k€392k▲
Financial income75/76B€2€53▲
Recurring financial income75€2€53▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€225k€387k▲
Income taxes67/77€45k€70k▲
Profit (loss) for the period9904€180k€317k▲
Profit (loss) for the period to be appropriated9905€180k€317k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€317k▲
Transfer from equity791/2€0-
Transfer to equity691/2€15k€7k▼
To other reserves6921€15k€7k▼
Profit to be distributed694/7€165k€310k▲
Return on contributions (dividend)694€90k€180k▲
Directors or managers695€75k€130k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.62 to 3.56.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €163k ▼48.6%
Net result drops to €163k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelse Steenweg 2538200 BruggeGround area
716 m²
Building footprint
716 m²
Volume, LiDAR
5,640 m³
Parcel 31027D0299/00L007, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OR'GENT
since 20212.320.286.025
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0299/00L007 | Flanders | 716 m² | 1 · 716 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L'AUTRE ALTERNATIVE
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URRAO
BE 0810.097.775
Beveren-Kruibeke-Zwijndrecht · Eq €191k
KSMC Laboratories
BE 0825.580.064
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Q-Interiors
BE 0412.782.213
Waregem · Eq €194k
RESSOURCE ET MEDIATIONS
BE 0636.916.054
Sint-Jans-Molenbeek · Eq €191k
Of 1,733 companies in sector 46150 we hold annual accounts for 750. 543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-07-2021
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46820Wholesale trade
46480Wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.