Q-AUTO
ActiveQ-AUTO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €390k and a net result of €46k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+2
Solvency52▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.48 in 2024; short-term debt: 73.3% and cash: 1.6% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
3.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
13 d early
2023
5 d early
2022
21 d early
2021
4 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€390k▼ 3.1%
2024 · €403k
2019: €263k
2020: €292k
2021: €275k
2022: €320k
2023: €363k
2024: €403k
2019 → 2025
Total assets
€1.46M▲ 18.3%
2024 · €1.24M
2019: €758k
2020: €1.03M
2021: €890k
2022: €719k
2023: €1.06M
2024: €1.24M
2019 → 2025
Net result
€46k▲ 14.8%
2024 · €40k
2019: €-15k
2020: €29k
2021: €47k
2022: €44k
2023: €43k
2024: €40k
2019 → 2025
Working capital
€376k▼ 5.7%
2024 · €399k
2019: €278k
2020: €305k
2021: €306k
2022: €318k
2023: €357k
2024: €399k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€320k▲ 16.1%€363k▲ 13.4%€403k▲ 11.1%€390k▼ 3.1%
Operating result€72k-€67k▼ 6.6%€72k▲ 7.2%€83k▲ 15.8%€93k▲ 12.2%
Net result€47k-€44k▼ 6.4%€43k▼ 3.5%€40k▼ 6.0%€46k▲ 14.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€14k▲ 244%
Current assets
€1.45M▲ 17.5%
Equity and liabilities €1.46M
Equity
€390k▼ 3.1%
Debt
€1.07M▲ 28.6%
The debt ratio rises from 67.4% to 73.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €84k
Cash flow
€52k▲
2024 · €42k
Solvency
26.7%▼
2024 · 32.6%
Current ratio
1.35▼
2024 · 1.48
Quick ratio
0.77▲
2024 · 0.74
Debt / equity
2.75▲
2024 · 2.07
ROE
11.8%▲
2024 · 10.0%
ROA
3.2%▼
2024 · 3.3%
Interest coverage
3.05▲
2024 · 2.74
Debt
€1.07M▲
2024 · €833k
Debt ≤ 1 year
€1.07M▲
2024 · €833k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.46M▲
Fixed assets21/28€4k€14k▲
Tangible fixed assets22/27€2k€13k▲
Land and buildings22€0€0=
Plant, machinery and equipment23€1k€918▼
Furniture and vehicles24€840€12k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.23M€1.45M▲
Stocks and contracts in progress3€611k€623k▲
Stocks30/36€611k€623k▲
Amounts receivable within one year40/41€539k€789k▲
Trade receivables40€456k€742k▲
Other amounts receivable41€83k€47k▼
Cash at bank and in hand54/58€70k€24k▼
Deferred charges and accrued income490/1€12k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.46M▲
Equity10/15€403k€390k▼
Contributions10/11€225k€225k=
Reserves13€178k€165k▼
Distributable reserves133€178k€165k▼
Amounts payable17/49€833k€1.07M▲
Amounts payable within one year42/48€833k€1.07M▲
Financial debts43€546k€544k▼
Credit institutions430/8€531k€526k▼
Other loans439€15k€18k▲
Trade debts44€198k€408k▲
Suppliers440/4€198k€408k▲
Taxes, remuneration and social security45€89k€59k▼
Taxes450/3€89k€59k▼
Other amounts payable47/48€621€61k▲
Accrued charges and deferred income492/3-€80
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€2k€5k▲
Gross operating margin9900€91k€108k▲
Operating profit (loss)9901€83k€93k▲
Financial income75/76B€399-
Recurring financial income75€399-
Financial charges65/66B€31k€33k▲
Recurring financial charges65€31k€33k▲
Profit (loss) for the period before taxes9903€53k€61k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€40k€46k▲
Profit (loss) for the period to be appropriated9905€40k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€46k▲
Transfer from equity791/2-€13k
Transfer to equity691/2€40k-
To other reserves6921€40k-
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €47k ▲63.2%
Net result €47k, the highest in the series.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 19 days late
2017
20-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sappenleenstraat 238970 PoperingeGround area
3,839 m²
Building footprint
1,197 m²
Parcel 33021E0197/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Q-AUTO
since 20142.229.302.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021E0197/00P000 | Flanders | 3,839 m² | 1 · 1,197 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DLG BUSINESS
BE 0790.342.439
Aiseau-Presles · Eq €390k
VAN NIEUWENHUYSE
BE 0440.917.260
Tournai · Eq €390k
THOMAS AUTOMOTIVE
BE 0666.904.296
Opwijk · Eq €391k
EURO NEW RENT
BE 0445.107.957
Anderlecht · Eq €389k
Garage Wertz Frères
BE 0418.368.621
Thimister-Clermont · Eq €389k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2014
Fiscal year end30-06
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
77110Renting and leasing of cars and light motor vehicles
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.