BHENAUTO
ActiveSummary
BHENAUTO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €104k and a net result of €10k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 19% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70=
Solvency32▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.32 against 1.06 in 2023; short-term debt: 75.1% and cash: 5.4% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 6537 sector peers (2024).
NBB · sector comparisonPosition among 6537 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
91 d late
2022
60 d late
2021
89 d late
2020
122 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 30.4%
2023 · €14k
Working capital
€345k▲ 305%
2023 · €85k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€31k▲ 81.9%€14k▼ 55.8%€24k▲ 71.7%€22k▼ 8.0%€13k▼ 41.8%
Net result€27k▲ 103%€-23k€9k€14k▲ 50.3%€10k▼ 30.4%
Equity€96k▲ 38.6%€72k▼ 24.5%€81k▲ 12.6%€95k▲ 16.8%€104k▲ 10.0%
Total assets€1.36M▼ 5.0%€1.64M▲ 20.4%€2.28M▲ 39.0%€1.57M▼ 30.9%€1.42M▼ 9.5%
Debt€1.27M▼ 7.2%€1.57M▲ 23.8%€2.20M▲ 40.2%€1.48M▼ 32.7%€1.32M▼ 10.8%
Working capital€79k▲ 80.8%€62k▼ 21.9%€72k▲ 15.6%€85k▲ 19.0%€345k▲ 305%
Staff (FTE)3.5▼ 10.3%3.4▼ 2.9%2.82.8=
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 42% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.42M
Fixed assets
€9k ▼ 6.5%
Current assets
€1.41M ▼ 9.6%
Equity and liabilities €1.42M
Equity
€104k ▲ 10.0%
Debt
€1.32M ▼ 10.8%
Debt's share of the balance-sheet total falls from 94.0% to 92.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2023 · €22k
Cash flow
€10k▼
2023 · €14k
Current ratio
1.32▲
2023 · 1.06
Quick ratio
0.61▲
2023 · 0.39
Debt to equity
12.62▼
2023 · 15.57
ROE
9.1%▼
2023 · 14.4%
ROA
0.7%▼
2023 · 0.9%
Interest coverage
41.91▼
2023 · 235.34
Debt ≤ 1 year
€1.07M▼
2023 · €1.48M
Debt > 1 year
€250k
Income taxes
€3k▼
2023 · €8k
Staff costs
€83k▼
2023 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €88k | €88k | €115k | €83k | ▼ 27.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €585 | €588 | €625 | ▲ 6.4% |
| Other operating charges640/8 | - | €5k | €8k | €8k | €6k | ▼ 30.4% |
| Gross operating margin9900 | €118k | €113k | €120k | €145k | €102k | ▼ 29.9% |
| Operating profit (loss)9901 | €31k | €14k | €24k | €22k | €13k | ▼ 41.8% |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | - | €142 | €1k | €95 | €315 | ▲ 234% |
| Recurring financial charges65 | €142 | €142 | €1k | €95 | €315 | ▲ 234% |
| Profit (loss) for the period before taxes9903 | €31k | €14k | €22k | €22k | €12k | ▼ 43.0% |
| Income taxes67/77 | €4k | €37k | €13k | €8k | €3k | ▼ 64.9% |
| Profit (loss) for the period9904 | €27k | €-23k | €9k | €14k | €10k | ▼ 30.4% |
| Profit (loss) for the period to be appropriated9905 | €27k | €-23k | €9k | €14k | €10k | ▼ 30.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.36M | €1.64M | €2.28M | €1.57M | €1.42M | ▼ 9.5% |
| Fixed assets21/28 | €16k | €10k | €10k | €10k | €9k | ▼ 6.5% |
| Tangible fixed assets22/27 | €10k | €4k | €3k | €3k | €3k | ▼ 19.1% |
| Plant, machinery and equipment23 | - | €4k | €3k | €3k | €2k | ▼ 17.0% |
| Furniture and vehicles24 | - | €162 | €37 | €571 | €405 | ▼ 29.0% |
| Financial fixed assets28 | €6k | €6k | €6k | €6k | €6k | = |
| Current assets29/58 | €1.35M | €1.63M | €2.27M | €1.56M | €1.41M | ▼ 9.6% |
| Stocks and contracts in progress3 | €546k | €648k | €710k | €982k | €763k | ▼ 22.3% |
| Stocks30/36 | - | €648k | €710k | €982k | €763k | ▼ 22.3% |
| Amounts receivable within one year40/41 | €653k | €965k | €1.52M | €569k | €574k | ▲ 0.9% |
| Trade receivables40 | - | €899k | €1.32M | €379k | €406k | ▲ 7.0% |
| Other amounts receivable41 | - | €66k | €199k | €190k | €169k | ▼ 11.3% |
| Cash at bank and in hand54/58 | €146k | €16k | €40k | €12k | €76k | ▲ 526% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.36M | €1.64M | €2.28M | €1.57M | €1.42M | ▼ 9.5% |
| Equity10/15 | €96k | €72k | €81k | €95k | €104k | ▲ 10.0% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €75k | €52k | €61k | €74k | €84k | ▲ 12.8% |
| Amounts payable17/49 | €1.27M | €1.57M | €2.20M | €1.48M | €1.32M | ▼ 10.8% |
| Amounts payable after more than one year17 | - | - | - | - | €250k | - |
| Financial debts170/4 | - | - | - | - | €250k | - |
| Amounts payable within one year42/48 | €1.27M | €1.57M | €2.20M | €1.48M | €1.07M | ▼ 27.7% |
| Trade debts44 | €720k | €1.18M | €1.83M | €955k | €473k | ▼ 50.5% |
| Suppliers440/4 | - | €1.18M | €1.83M | €955k | €473k | ▼ 50.5% |
| Advances received on contracts in progress46 | - | - | €4k | €49k | €272k | ▲ 459% |
| Taxes, remuneration and social security45 | - | €62k | €59k | €52k | €29k | ▼ 43.8% |
| Taxes450/3 | - | €4k | €15k | €9k | €9k | ▼ 3.2% |
| Remuneration and social security454/9 | - | €59k | €44k | €42k | €20k | ▼ 52.7% |
| Other amounts payable47/48 | - | €319k | €299k | €422k | €294k | ▼ 30.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €-23k | €9k | €14k | €10k | ▼ 30.4% |
| + Depreciation and write-downs630 | €6k | €6k | €585 | €588 | €625 | ▲ 6.4% |
| Operating cash flow (approximation) | €33k | €-17k | €10k | €14k | €10k | ▼ 28.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-661 | €0 | ▲ 100% |
| Change in cash | - | €-130k | €24k | €-27k | €64k | ▲ 333% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
31-12
Financial
Equity above €100kEq €104k ▲10%
3 profitable years in a row build equity to €104k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 91 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 89 days late
2021
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 122 days late
2020
31-12
Financial
Highest result since 2018net €27k ▲103%
Operating result €31k, net result €27k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2014
Ground area
1,513 m²
Building footprint
501 m²
Volume, LiDAR
3,861 m³
2 parcels, Brussels, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bhenauto
since 20142.224.954.722
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322C0399/00F000 | Flanders | 1,315 m² | 1 · 309 m² | 5.7 m · 2 fl. |
| 21522B0729/00P013 | Brussels | 198 m² | 1 · 192 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 3,643 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.