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Complete company report
Generated 28-08-2026
Active BE 0533.833.065General partnership

PZO INVEST

Place Vieuxtemps 10 ·4800 Verviers, Belgium· 13 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of PZO INVEST is 0.4% (very low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 2 directors
Current directors & mandates
  • SRL EDC GROUPLegal entity
    Manager· perm. rep.: Miguel CARVALHO
    State Gazette act 25090555 (16-07-2025)
    Current
    16-07-2025 → present
Former directors (1)
  • Stéphanie MATHY
    Director
    State Gazette act 25125929 (06-10-2025)
    Former
    - → 03-07-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form General partnership(011)
Incorporation02-05-2013
StatusActive
Postal code4800
Establishment units 1 location
PZO INVEST
Place Vieuxtemps 10, 4800 VerviersHoldings
since 20132.219.264.384
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079D0353/00T006 Wallonia 533 m² 1 · 133 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
06-10-2025
State Gazette act Director changes
24-07-2025
State Gazette act Capital & shares
Anne-Catherine GOBLET
16-07-2025
State Gazette act Director changes
23-05-2025
State Gazette act Miscellaneous
proposal · RAXHON & GOBELET
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
24-07-2025
Capital change
All acts · 4 updated 10 months ago
2025
06-10-2025 Stéphanie MATHY resigns as director Director changes
  • Stéphanie MATHY, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": "74101217423",
        "name": "St\u00E9phanie MATHY",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-07-03",
      "evidence_quote": "L\u0027actionnaire unique a pris connaissance de la lettre de d\u00E9mission lui adress\u00E9e en date du 3 juillet 2025 par Madame St\u00E9phanie MATHY (74101217423) l\u0027informant de sa d\u00E9cision de d\u00E9missionner de son mandat d\u0027administrateur.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": "74101217423",
        "name": "St\u00E9phanie MATHY",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027actionnaire unique lui donne d\u00E9charge pour l\u0027exercice de son mandat jusqu\u0027\u00E0 ce jour.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Miguel DUARTE AMARAL DA SILVA CARVALHO",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "1019.208.791",
        "name": "EDC GROUP",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027actionnaire unique d\u00E9cide de modifier les conditions d\u0027exercice du mandat d\u0027administrateur de la SRL EDC GROUP (n\u00BA BCE 1019.208.791), repr\u00E9sent\u00E9e par Monsieur Miguel DUARTE AMARAL DA SILVA CARVALHO, telles qu\u0027arr\u00EAt\u00E9es lors de sa nomination.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Jean-Michel COLLARD",
        "address": null,
        "birth_date": null,
        "profession": "expert-comptable",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "S.Comm. Jean-Michel COLLARD",
        "address": "Rue de Maestricht, 42-4651 HERVE",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale conf\u00E8re tous pouvoirs au conseil d\u0027administration et \u00E0 Monsieur Jean-Michel COLLARD, expert-comptable, repr\u00E9sentant la S.Comm. Jean-Michel COLLARD, administrateur d\u00E9l\u00E9gu\u00E9 de la SRL Aco Compta, ayant ses bureaux Rue de Maestricht, 42-4651 HERVE, chacun agissant seul avec facult\u00E9 ",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-10-06",
    "filing_date": "2025-09-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2025-07-03",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0533.833.065",
    "name_full": "PZO INVEST",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean-Michel COLLARD",
    "org_rep_person_name": null,
    "person_role_at_subject": "expert comptable"
  },
  "co_filed_documents": [
    "approbation statutaire unique du 9/7/25"
  ],
  "corrected_publication_numac": null
}
24-07-2025 Transaction in capital or shares Capital & shares·Anne-Catherine GOBLET
Notary: Anne-Catherine GOBLET · Verviers
Technical details 
{
  "events": [
    {
      "kind": "vzw_capital_conversion",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Anne-Catherine GOBLET",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Verviers",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-07-24",
    "filing_date": "2025-06-30",
    "act_kind_objet": "Objet de l\u0027acte :"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-06-27",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": null,
    "firm_name": "PwC Reviseurs d\u0027Entreprises SRL",
    "ibr_number": null,
    "mission_type": "apport_nature",
    "individual_name": "Patrick Mortroux"
  },
  "subject_company": {
    "kbo": "0533.833.065",
    "name_full": "PZO INVEST",
    "legal_form": "soci\u00E9t\u00E9 en nom collectif",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Anne-Catherine GOBLET",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "expedition",
    "plan financier",
    "bankattest",
    "verslag bedrijfsrevisor"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Toni POLIZZOTTO",
      "role": null,
      "n_shares": 50,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Bruno POLIZZOTTO",
      "role": null,
      "n_shares": 50,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
16-07-2025 2 directors appointed Director changes
  • Miguel CARVALHO, Zaakvoerder
  • Jean-Michel COLLARD, Directeur
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "Miguel CARVALHO",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "1019.208.791",
        "name": "SRL EDC GROUP",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte la nomination de la SRL EDC GROUP (1019.208.791) repr\u00E9sent\u00E9e par Monsieur Miguel CARVALHO en qualit\u00E9 de g\u00E9rant de la Soci\u00E9t\u00E9.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Jean-Michel COLLARD",
        "address": null,
        "birth_date": null,
        "profession": "expert-comptable",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "S.Comm. Jean-Michel COLLARD",
        "address": "Rue de Maestricht, 42-4651 HERVE",
        "country": "BE",
        "legal_form": null
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale conf\u00E8re tous pouvoirs \u00E0 chacun des g\u00E9rants et \u00E0 Monsieur Jean-Michel COLLARD, expert-comptable, repr\u00E9sentant la S.Comm. Jean-Michel COLLARD, administrateur d\u00E9l\u00E9gu\u00E9 de la SRL Aco Compta, ayant ses bureaux Rue de Maestricht, 42-4651 HERVE, chacun agissant seul avec facult\u00E9 de subs",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-07-16",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-05-15",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0533.833.065",
    "name_full": "PZO INVEST",
    "legal_form": "Soci\u00E9t\u00E9 en nom collectif",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SComm Jean-Michel COLLARD",
    "person_name": null,
    "org_rep_person_name": "Jean-Michel COLLARD",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Proc\u00E8s-verbal de l\u0027Assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 15/05/2025"
  ],
  "corrected_publication_numac": null
}
23-05-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·RAXHON & GOBELET
Summary: proposalNotary: RAXHON & GOBELET · VerviersFirm: RAXHON & GOBELET
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": "RAXHON \u0026 GOBELET",
    "firm_city": null,
    "firm_name": "RAXHON \u0026 GOBELET",
    "office_city": "Verviers",
    "is_associated": true
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-05-23",
    "filing_date": "2025-05-15",
    "act_kind_objet": "Projet de scission"
  },
  "decision": {
    "body": null,
    "act_date": null,
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "demerger_partial",
  "report_waiver": {
    "summary": "Le rapport \u00E9crit et circonstanci\u00E9 requis par l\u0027article 12:81 CSA n\u0027est pas requis car tous les associ\u00E9s ont d\u00E9cid\u00E9 ainsi.",
    "articles": [
      "12:81"
    ]
  },
  "restructuring": {
    "parties": [
      {
        "kbo": "0533.833.065",
        "name": "PZO INVEST",
        "role": "demerged",
        "address": "Chemin des B\u0153ufs, 12 - 4910 THEUX",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 en nom collectif",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "NEWCO",
        "role": "recipient",
        "address": null,
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": true,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": 1.0,
    "legal_articles": [
      "12:8 \u00A71",
      "12:75",
      "12:78"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2025-04-30",
    "exchange_ratio_text": "1 pour 1",
    "new_shares_issued_n": 100,
    "real_estate_included": true,
    "patrimony_description": "La SNC PZO INVEST transf\u00E8re \u00E0 la NEWCO une partie de son patrimoine, activement et passivement, incluant des biens immobiliers, des installations et du mat\u00E9riel, ainsi qu\u0027une partie de ses dettes financi\u00E8res.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2025-07-01"
  },
  "subject_company": {
    "kbo": "0533.833.065",
    "name_full": "PZO INVEST",
    "legal_form": "Soci\u00E9t\u00E9 en nom collectif"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": "SComm Jean-Michel COLLARD",
    "person_name": "Jean-Michel COLLARD",
    "org_rep_person_name": null
  },
  "summary_narrative": "L\u0027organe d\u0027administration de la SNC PZO INVEST a d\u00E9cid\u00E9 de proposer une scission partielle pour transf\u00E9rer une partie de son patrimoine, notamment des biens immobiliers, \u00E0 une nouvelle soci\u00E9t\u00E9 \u00E0 constituer, la NEWCO. Cette op\u00E9ration vise \u00E0 d\u00E9velopper deux activit\u00E9s ind\u00E9pendantes et \u00E0 optimiser les performances de la soci\u00E9t\u00E9 scind\u00E9e. Le projet de scission sera soumis \u00E0 l\u0027approbation de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire.",
  "co_filed_documents": [
    "Projet de scission du 13/05/2025"
  ],
  "detected_real_type": "demerger_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR PZO INVEST
Registered office
Place Vieuxtemps 10
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative