PYMMO
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of PYMMO is 7.4% (elevated). The 2024 annual accounts show negative equity (-€22,999) and a net result of -€10,466. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 29-07-2022 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.337.082.762 1050 Elsene, since 29-07-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.4%
- Gross margin
- €11,115
- ▼ 42.4%
- Turnover
- ≈ €85,000
- estimated
- Loss
- €10,466
- ▼ 28.0%
- Equity
- -€22,999
- ▼ 83.5%
- Total assets
- €219,323
- ▼ 3.7%
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 85 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 24-10-2025)Liquidity: current ratio 0.49lowers riskSize: total assets €219,323Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 12% of them on solvency, 95% on liquidity, 17% on profitability and 5% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 74 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.
Annual accounts 2024 filed on 24-10-2025 PDF all 2 filings
2023 to 2024, 2 financial years
The operating result for 2024 is a loss of €2,855, larger than the loss of €2,396 in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Companies with the same profile, two years later
Historical observationIn July 2024, 1,555 companies had the same profile as PYMMO has now. Two years later, 4.6% had gone bankrupt and 91.6% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PYMMO itself is higher: 7.4% within 12 months. It rests on far more data about PYMMO than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for PYMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,131 | €10,497 | ▼ 47.9% |
| Other operating charges640/8 | €1,566 | €3,473 | ▲ 122% |
| Gross operating margin9900 | €19,300 | €11,115 | ▼ 42.4% |
| Operating profit (loss)9901 | -€2,396 | -€2,855 | ▼ 19.1% |
| Financial charges65/66B | €12,138 | €7,611 | ▼ 37.3% |
| Recurring financial charges65 | €12,138 | €7,611 | ▼ 37.3% |
| Profit (loss) for the period before taxes9903 | -€14,534 | -€10,466 | ▲ 28.0% |
| Profit (loss) for the period9904 | -€14,534 | -€10,466 | ▲ 28.0% |
| Profit (loss) for the period to be appropriated9905 | -€14,534 | -€10,466 | ▲ 28.0% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €227,707 | €219,323 | ▼ 3.7% |
| Fixed assets21/28 | €219,415 | €208,918 | ▼ 4.8% |
| Tangible fixed assets22/27 | €219,415 | €208,918 | ▼ 4.8% |
| Land and buildings22 | €219,415 | €208,918 | ▼ 4.8% |
| Current assets29/58 | €8,292 | €10,406 | ▲ 25.5% |
| Amounts receivable within one year40/41 | €516 | €136 | ▼ 73.7% |
| Other amounts receivable41 | €516 | €136 | ▼ 73.7% |
| Cash at bank and in hand54/58 | €96 | - | - |
| Deferred charges and accrued income490/1 | €7,680 | €10,270 | ▲ 33.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €227,707 | €219,323 | ▼ 3.7% |
| Equity10/15 | -€12,534 | -€22,999 | ▼ 83.5% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€14,534 | -€24,999 | ▼ 72.0% |
| Amounts payable17/49 | €240,240 | €242,323 | ▲ 0.9% |
| Amounts payable after more than one year17 | €227,544 | €220,067 | ▼ 3.3% |
| Financial debts170/4 | €227,544 | €220,067 | ▼ 3.3% |
| Amounts payable within one year42/48 | €11,428 | €21,414 | ▲ 87.4% |
| Current portion of amounts payable after more than one year42 | €9,390 | €7,245 | ▼ 22.8% |
| Trade debts44 | - | €12,693 | - |
| Suppliers440/4 | - | €12,693 | - |
| Other amounts payable47/48 | €2,037 | €1,476 | ▼ 27.6% |
| Accrued charges and deferred income492/3 | €1,268 | €842 | ▼ 33.6% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€14,534 | -€10,466 | ▲ 28.0% |
| + Depreciation and write-downs630 | €20,131 | €10,497 | ▼ 47.9% |
| Operating cash flow (approximation) | €5,597 | €31 | ▼ 99.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerChain of control
- PYRANG GROUP
- PYMMO
Owners 1
- PYRANG GROUPparent98%
Capital transactions
- NGUYEN Thi Huyen Phuong 1 share (1%) · €20
- RAULT Yann 1 share (1%) · €20
- PYRANG GROUP (BE 0776.672.367) 98 shares (98%) · €1,960
- 02-08-2022 Incorporation · €2,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| NGUYEN Thi Huyen Phuong |
|
| RAULT Yann |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Nombre,durée mandat,pouvoirs si pluralité, avec ou sans limitation”“Frais représentation,voyages,déplacements, fixe ou proportionnelle”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Nominatives, requises par Code des sociétés et des associations”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Entre vifs onéreux ou gratuit,volontaires ou forcées exclusion retrait,usufruit nue-propriété pleine propriété,actions ou autres titres…”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Modifications aux statuts, assemblée générale”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Quelque cause et moment, administrateurs en fonction par statuts si aucun autre désigné”
Articles of association, deed of 02-08-2022 (in French)
Network & group
Connections & network
2 current directorsThe network starts from the directors of PYMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-08
Gazette deed
IncorporationAppointments: NGUYEN Thi Huyen Phuong (director) and RAULT Yann (director) · Founder · Founding capital20 points ▸
- Founder, NGUYEN Thi Huyen Phuong
- Founder, RAULT Yann
- Founder, PYRANG GROUP
- Other provision, “capacité des comparants, faillite,règlement collectif de dettes,administrateur ou autre entraînant incapacité” (deed in French)
- Other provision, “commentaire et lecture de l'acte, intégrale de tout ce qui précède” (deed in French)
- Incorporation, “PYMMO” (deed in French)
- Founding capital, €2,000
- Other provision, 28-07-2022
- Other provision, “responsabilité des fondateurs, faillite dans les trois ans de la constitution” (deed in French)
- Bank account, 2000, “compte spécial au nom de la société en formation” (deed in French)
- Other provision, “attestation de dépôt et statuts, dépôt effectué conformément au Code des sociétés et des associations” (deed in French)
- Capital
- The act holds 8 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21822R0228/00W006 | Brussels | 371 m² | 1 · 297 m² | 45.8 m · 14 |
| 21822R0228/00S007 | Brussels | 335 m² | 1 · 169 m² | 29.7 m · 9 |