PYMMO
ActiveSummary
The computed 12-month bankruptcy probability of PYMMO is 8.4% (elevated). The 2024 annual accounts show negative equity (€-23k) and a net result of €-10k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability21▼-2
Solvency15▼-4
Growth58
Track record94
Bankruptcy probability, 12 months
8.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.73 in 2023; short-term debt: 9.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-10.5%
Return on assets
-4.8%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
85 d late
2023
63 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-10k▲ 28.0%
2023 · €-15k
2023: €-15k
2024: €-10k▲ +28.0% vs 2023
2023 → 2024
Working capital
€-11k▼ 251%
2023 · €-3k
2023: €-3k
2024: €-11k▼ -251% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€-13k-€-23k▼ 83.5%
2023: €-13k
2024: €-23k▼ -83.5% vs 2023
Operating result€-2k-€-3k▼ 19.1%
2023: €-2k
2024: €-3k▼ -19.1% vs 2023
Net result€-15k-€-10k▲ 28.0%
2023: €-15k
2024: €-10k▲ +28.0% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€209k ▼ 4.8%
Current assets
€10k ▲ 25.5%
Key figures and ratios
EBITDA
€8k▼
2023 · €18k
Cash flow
€31▼
2023 · €6k
Solvency
-10.5%▼
2023 · -5.5%
Current ratio
0.49▼
2023 · 0.73
Debt to equity
-10.54▲
2023 · -19.17
ROA
-4.8%▲
2023 · -6.4%
Interest coverage
1.00▼
2023 · 1.46
Debt
€242k▲
2023 · €240k
Debt ≤ 1 year
€21k▲
2023 · €11k
Debt > 1 year
€220k▼
2023 · €228k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€228k€219k▼
Fixed assets21/28€219k€209k▼
Tangible fixed assets22/27€219k€209k▼
Land and buildings22€219k€209k▼
Current assets29/58€8k€10k▲
Amounts receivable within one year40/41€516€136▼
Other amounts receivable41€516€136▼
Cash at bank and in hand54/58€96-
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€228k€219k▼
Equity10/15€-13k€-23k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-15k€-25k▼
Amounts payable17/49€240k€242k▲
Amounts payable after more than one year17€228k€220k▼
Financial debts170/4€228k€220k▼
Amounts payable within one year42/48€11k€21k▲
Current portion of amounts payable after more than one year42€9k€7k▼
Trade debts44-€13k
Suppliers440/4-€13k
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€1k€842▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€10k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€19k€11k▼
Operating profit (loss)9901€-2k€-3k▼
Financial charges65/66B€12k€8k▼
Recurring financial charges65€12k€8k▼
Profit (loss) for the period before taxes9903€-15k€-10k▲
Profit (loss) for the period9904€-15k€-10k▲
Profit (loss) for the period to be appropriated9905€-15k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-25k▼
Profit (loss) brought forward from the previous period14P-€-15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €10k | ▼ 47.9% |
| Other operating charges640/8 | €2k | €3k | ▲ 122% |
| Gross operating margin9900 | €19k | €11k | ▼ 42.4% |
| Operating profit (loss)9901 | €-2k | €-3k | ▼ 19.1% |
| Financial charges65/66B | €12k | €8k | ▼ 37.3% |
| Recurring financial charges65 | €12k | €8k | ▼ 37.3% |
| Profit (loss) for the period before taxes9903 | €-15k | €-10k | ▲ 28.0% |
| Profit (loss) for the period9904 | €-15k | €-10k | ▲ 28.0% |
| Profit (loss) for the period to be appropriated9905 | €-15k | €-10k | ▲ 28.0% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €228k | €219k | ▼ 3.7% |
| Fixed assets21/28 | €219k | €209k | ▼ 4.8% |
| Tangible fixed assets22/27 | €219k | €209k | ▼ 4.8% |
| Land and buildings22 | €219k | €209k | ▼ 4.8% |
| Current assets29/58 | €8k | €10k | ▲ 25.5% |
| Amounts receivable within one year40/41 | €516 | €136 | ▼ 73.7% |
| Other amounts receivable41 | €516 | €136 | ▼ 73.7% |
| Cash at bank and in hand54/58 | €96 | - | - |
| Deferred charges and accrued income490/1 | €8k | €10k | ▲ 33.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €228k | €219k | ▼ 3.7% |
| Equity10/15 | €-13k | €-23k | ▼ 83.5% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €-15k | €-25k | ▼ 72.0% |
| Amounts payable17/49 | €240k | €242k | ▲ 0.9% |
| Amounts payable after more than one year17 | €228k | €220k | ▼ 3.3% |
| Financial debts170/4 | €228k | €220k | ▼ 3.3% |
| Amounts payable within one year42/48 | €11k | €21k | ▲ 87.4% |
| Current portion of amounts payable after more than one year42 | €9k | €7k | ▼ 22.8% |
| Trade debts44 | - | €13k | - |
| Suppliers440/4 | - | €13k | - |
| Other amounts payable47/48 | €2k | €1k | ▼ 27.6% |
| Accrued charges and deferred income492/3 | €1k | €842 | ▼ 33.6% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-15k | €-10k | ▲ 28.0% |
| + Depreciation and write-downs630 | €20k | €10k | ▼ 47.9% |
| Operating cash flow (approximation) | €6k | €31 | ▼ 99.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 85 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 63 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Ground area
706 m²
Building footprint
466 m²
Volume, LiDAR
16,699 m³
2 parcels, Brussels · tallest building 45.8 m, ±14 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
PYMMO
since 20222.337.082.762
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0228/00W006 | Brussels | 371 m² | 1 · 297 m² | 45.8 m · 14 fl. |
| 21822R0228/00S007 | Brussels | 335 m² | 1 · 169 m² | 29.7 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2022
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.