PYC
ActiveSummary
The annual accounts of PYC for fiscal year 2025 show a net loss of 135% of total assets and of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €87,657 and a net result of -€167,001. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 66% of 31840 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency96▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.12 against 7.61 in 2024; short-term debt: 29.1% and cash: 47.8% of total assets), and 29.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
-135.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€167,001
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
2 d early
2022
4 d early
2021
10 d early
2020
2 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€87,657▼ 65.6%
2024 · €254,658
Total assets
€123,582▼ 56.7%
2024 · €285,560
Net result
-€167,001▼ 75.5%
2024 · -€95,149
Working capital
€40,091▼ 80.4%
2024 · €204,234
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,995€47,635▲ 64.3%-€61,497-€94,525▼ 53.7%-€164,277▼ 73.8%
Net result€17,081▲ 793%€35,102▲ 106%€234,487▲ 568%-€95,149-€167,001▼ 75.5%
Equity€85,317▲ 25.0%€115,319▲ 35.2%€349,806▲ 203%€254,658▼ 27.2%€87,657▼ 65.6%
Total assets€410,474▲ 116%€386,072▼ 5.9%€559,691▲ 45.0%€285,560▼ 49.0%€123,582▼ 56.7%
Debt€325,157▲ 167%€270,752▼ 16.7%€209,885▼ 22.5%€30,902▼ 85.3%€35,925▲ 16.3%
Working capital€29,564▲ 34.0%€61,040▲ 106%€298,739▲ 389%€204,234▼ 31.6%€40,091▼ 80.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €164,277 in 2025 against €94,525 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123,582
Fixed assets
€47,566 ▼ 5.7%
Current assets
€76,016 ▼ 67.7%
Equity and liabilities €123,582
Equity
€87,657 ▼ 65.6%
Debt
€35,925 ▲ 16.3%
Debt's share of the balance-sheet total rises from 10.8% to 29.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€162,248▼
2024 · -€91,819
Cash flow
-€164,971▼
2024 · -€92,442
Current ratio
2.12▼
2024 · 7.61
Debt to equity
0.41▲
2024 · 0.12
ROE
-190.5%▼
2024 · -37.4%
ROA
-135.1%▼
2024 · -33.3%
Interest coverage
-481.19▼
2024 · -287.64
Debt ≤ 1 year
€35,925▲
2024 · €30,902
Income taxes
€320▲
2024 · €304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,691 | €3,820 | €3,213 | €2,706 | €2,029 | ▼ 25.0% |
| Other operating charges640/8 | - | €532 | €552 | €609 | €122,668 | ▲ 20,041% |
| Gross operating margin9900 | €32,245 | €51,986 | -€57,733 | -€91,210 | -€39,580 | ▲ 56.6% |
| Operating profit (loss)9901 | €28,995 | €47,635 | -€61,497 | -€94,525 | -€164,277 | ▼ 73.8% |
| Financial income75/76B | - | €1,033 | €297,000 | - | €0 | - |
| Recurring financial income75 | €0 | €1,033 | €297,000 | - | €0 | - |
| Financial charges65/66B | - | €297 | €722 | €319 | €2,404 | ▲ 653% |
| Recurring financial charges65 | €361 | €297 | €722 | €319 | €337 | ▲ 5.6% |
| Non-recurring financial charges66B | - | - | - | - | €2,067 | - |
| Profit (loss) for the period before taxes9903 | €28,633 | €48,371 | €234,781 | -€94,844 | -€166,681 | ▼ 75.7% |
| Income taxes67/77 | €11,553 | €13,269 | €294 | €304 | €320 | ▲ 5.0% |
| Profit (loss) for the period9904 | €17,081 | €35,102 | €234,487 | -€95,149 | -€167,001 | ▼ 75.5% |
| Profit (loss) for the period to be appropriated9905 | €17,081 | €35,102 | €234,487 | -€95,149 | -€167,001 | ▼ 75.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €410,474 | €386,072 | €559,691 | €285,560 | €123,582 | ▼ 56.7% |
| Fixed assets21/28 | €55,753 | €54,280 | €51,067 | €50,423 | €47,566 | ▼ 5.7% |
| Tangible fixed assets22/27 | €34,714 | €32,208 | €28,995 | €28,351 | €27,561 | ▼ 2.8% |
| Land and buildings22 | - | €25,228 | €24,773 | €24,319 | €23,864 | ▼ 1.9% |
| Furniture and vehicles24 | - | €3,957 | €1,561 | €1,735 | €1,763 | ▲ 1.6% |
| Other tangible fixed assets26 | - | €3,023 | €2,660 | €2,297 | €1,934 | ▼ 15.8% |
| Financial fixed assets28 | €21,039 | €22,072 | €22,072 | €22,072 | €20,005 | ▼ 9.4% |
| Current assets29/58 | €354,721 | €331,792 | €508,624 | €235,136 | €76,016 | ▼ 67.7% |
| Amounts receivable within one year40/41 | €345,582 | €325,929 | €275,556 | €231,118 | €16,733 | ▼ 92.8% |
| Trade receivables40 | - | €11,054 | €1,889 | €5,349 | €3,262 | ▼ 39.0% |
| Other amounts receivable41 | - | €314,876 | €273,667 | €225,770 | €13,471 | ▼ 94.0% |
| Cash at bank and in hand54/58 | €7,656 | €4,767 | €231,913 | €2,786 | €59,043 | ▲ 2,019% |
| Deferred charges and accrued income490/1 | - | €1,096 | €1,155 | €1,232 | €240 | ▼ 80.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €410,474 | €386,072 | €559,691 | €285,560 | €123,582 | ▼ 56.7% |
| Equity10/15 | €85,317 | €115,319 | €349,806 | €254,658 | €87,657 | ▼ 65.6% |
| Contributions10/11 | - | €10,000 | €10,000 | €11,860 | €11,860 | = |
| Reserves13 | €18,860 | €48,860 | €48,860 | €47,000 | €47,000 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €47,000 | €47,000 | €47,000 | €47,000 | = |
| Profit (loss) carried forward14 | €56,457 | €56,459 | €290,946 | €195,798 | €28,797 | ▼ 85.3% |
| Amounts payable17/49 | €325,157 | €270,752 | €209,885 | €30,902 | €35,925 | ▲ 16.3% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €325,157 | €270,752 | €209,885 | €30,902 | €35,925 | ▲ 16.3% |
| Trade debts44 | €3,233 | €1,150 | €2,158 | €4,716 | €3,059 | ▼ 35.1% |
| Suppliers440/4 | - | €1,150 | €2,158 | €4,716 | €3,059 | ▼ 35.1% |
| Taxes, remuneration and social security45 | - | €13,269 | €292 | €2,804 | €5,332 | ▲ 90.2% |
| Taxes450/3 | - | €13,269 | €292 | €304 | €332 | ▲ 9.3% |
| Remuneration and social security454/9 | - | - | - | €2,500 | €5,000 | ▲ 100% |
| Other amounts payable47/48 | - | €256,334 | €207,435 | €23,382 | €27,534 | ▲ 17.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,081 | €35,102 | €234,487 | -€95,149 | -€167,001 | ▼ 75.5% |
| + Depreciation and write-downs630 | €2,691 | €3,820 | €3,213 | €2,706 | €2,029 | ▼ 25.0% |
| Operating cash flow (approximation) | €19,771 | €38,922 | €237,700 | -€92,442 | -€164,971 | ▼ 78.5% |
| Investment in fixed assets (approximation) | - | -€2,346 | €0 | -€2,063 | €828 | ▲ 140% |
| Change in cash | - | -€2,888 | €227,146 | -€229,127 | €56,258 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€167,001
Net result drops to -€167,001, the lowest in the series.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 7.61
Current ratio from 2.42 to 7.61; short-term debt falls from €209,885 to €30,902.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €234,487 ▲568%
Net result €234,487, the highest in the series.
30-06
Financial
Equity above €200,000Eq €349,806 ▲203%
4 profitable years in a row build equity to €349,806.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100,000Eq €115,319 ▲35.2%
3 profitable years in a row build equity to €115,319.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €1,913
Net result €1,913 after one loss-making year.
Show earlier events
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2010
Ground area
9,428 m²
Building footprint
315 m²
Volume, LiDAR
2,006 m³
Parcel 23544D0029/00D000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PYC
since 20102.184.212.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0029/00D000 | Flanders | 9,428 m² | 1 · 315 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300A55RH2H5Q1EP24
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.