PY SCHMETZ
The computed 12-month bankruptcy probability of PY SCHMETZ is 4.6% (elevated). The 2025 annual accounts show negative equity (€-21k) and a net result of €-35k. Equity is shrinking by ~120.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2873 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-21k |
| Net result | €-35k |
| Better than sector | 5% |
| Active | 3 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -29.7% | 43.4% | |
| Net result | €-35k | €13k | |
| Equity | €-21k | €44k | |
| Gross operating margin | €-11k | €39k | |
| Total assets | €71k | €115k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-12k |
| Net profit | €-35k |
| Cash flow | €-13k |
| Staff costs | - |
| Income taxes | €273 |
| Dividends | - |
| Total assets | €71k |
| Equity | €-21k |
| Debt | €92k |
| of which ≤ 1y | €69k |
| of which > 1y | €23k |
| Working capital | €-43k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.38 |
| Quick ratio | 0.33 |
| Working capital ratio | -60.5% |
| Solvency | -29.7% |
| Debt / equity | -4.36 |
| Long-term debt ratio | -1.09 |
| Interest coverage | -10.88 |
| Gross margin | - |
| Net margin | - |
| ROA | -50.1% |
| ROE | 168.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €71k |
| Fixed assets | 21/28 | €45k |
| Tangible fixed assets | 22/27 | €45k |
| Current assets | 29/58 | €26k |
| Stocks & contracts in progress | 3 | €3k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €71k |
| Equity | 10/15 | €-21k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €9k |
| Accumulated profits (losses) | 14 | €-35k |
| Amounts payable | 17/49 | €92k |
| Amounts payable after one year | 17 | €23k |
| Amounts payable within one year | 42/48 | €69k |
| Trade debts payable within one year | 44 | €11k |
| Income statement | ||
| Gross operating margin | 9900 | €-11k |
| Operating result | 9901 | €-35k |
| Financial income | 75 | €721 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-35k |
| Income taxes | 67/77 | €273 |
| Net result for the period | 9904 | €-35k |
| Result to be appropriated | 9905 | €-35k |
| NACE primary | Sanitaire werkzaamheden(43221) |
| Legal form | Private limited company(610) |
| Incorporation | 26-08-2022 |
| Status | Active |
| Postal code | 4845 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63038B1114/00E000 | Wallonia | 247 m² | 1 · 162 m² | 10.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
22-04-2025 Guillaume TEFNIN resigns as statutory auditor
- Guillaume TEFNIN, Commissaris
Technical details
{
"events": [
{
"kind": "commissaris_revocation",
"role": "commissaris",
"person": {
"rrn": "84.11.06-173.33",
"name": "Guillaume TEFNIN",
"address": "rue des Peupliers, 21 \u00E0 4800 Verviers",
"birth_date": null,
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},
"reason": "incapacity",
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"evidence_quote": "L\u0027actionnaire unique constate que l\u0027administrateur suivant: - Monsieur Guillaume TEFNIN (NN. 84.11.06-173.33), domicili\u00E9 rue des Peupliers, 21 \u00E0 4800 Verviers ne peut plus exercer ses fonctions actuelles au sein de la soci\u00E9t\u00E9 pour raisons m\u00E9dicales.",
"decharge_status": "granted",
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{
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"name": "SRL KLEVER",
"address": "Avenue du Parc, 40 \u00E0 4650 CHAINEUX",
"country": "BE",
"legal_form": "SRL"
},
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"compensated": null,
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"evidence_quote": "L\u0027associ\u00E9 unique conf\u00E8re tous pouvoirs \u00E0 chacun des administrateurs et \u00E0 Monsieur Kevin GERKENS, expert-comptable externe certifi\u00E9, repr\u00E9sentant la SRL Kevin GERKENS, administrateur d\u00E9l\u00E9gu\u00E9 de la SRL KLEVER, ayant ses bureaux Avenue du Parc, 40 \u00E0 4650 CHAINEUX, chacun agissant seul avec facult\u00E9 de s",
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],
"notary": {
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},
"act_meta": {
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"pub_date": "2025-04-22",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2025-04-04",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0789.995.912",
"name_full": "INAL BE L\u0027EN REPRISE DE LIEC TRIBUN ERVIERS",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "SRL Kevin GERKENS",
"person_name": null,
"org_rep_person_name": "Kevin GERKENS",
"person_role_at_subject": null
},
"co_filed_documents": [
"Proc\u00E8s-verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 04/04/2025"
],
"corrected_publication_numac": null
}09-12-2022 Registered office moved to JALHAY
- Chênerie, 9 4845 JALHAY
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Ch\u00EAnerie, 9\n4845 JALHAY",
"city": "JALHAY",
"region": "waals_gewest",
"street": "Ch\u00EAnerie",
"country": "BE",
"postcode": "4845",
"box_number": null,
"street_number": "9",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2022-11-07",
"evidence_quote": "Conform\u00E9ment \u00E0 l\u0027article 2 des statuts, l\u0027administrateur d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 dater de ce jour \u00E0 l\u0027adresse suivante:",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": 2,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
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"firm_city": null,
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},
"act_meta": {
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"filing_date": "2022-11-30",
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},
"subject_company": {
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"name_full": "RIGUNAL DE L\u0027ENTREPRI IM",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
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},
"co_filed_documents": [
"Proc\u00E8s-verbal de l\u0027Administrateur du 7/11/2022"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PY SCHMETZ |