PVW Consult
ActiveSummary
PVW Consult has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €589k and a net result of €81k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+4
Solvency100▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 5.59 against 2.94 in 2024; short-term debt: 11.6% and cash: 58% of total assets), and 13.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
11.9%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
39 d early
2024
21 d early
2023
33 d early
2022
28 d early
2021
40 d early
2020
40 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€589k▲ 15.9%
2024 · €508k
2019: €247k
2020: €346k
2021: €435k
2022: €445k
2023: €437k
2024: €508k
2019 → 2025
Total assets
€680k▼ 0.3%
2024 · €682k
2019: €283k
2020: €387k
2021: €478k
2022: €529k
2023: €572k
2024: €682k
2019 → 2025
Net result
€81k▲ 13.3%
2024 · €71k
2019: €76k
2020: €99k
2021: €79k
2022: €9k
2023: €-8k
2024: €71k
2019 → 2025
Working capital
€361k▲ 14.2%
2024 · €316k
2019: €220k
2020: €323k
2021: €419k
2022: €437k
2023: €239k
2024: €316k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€435k-€445k▲ 2.1%€437k▼ 1.8%€508k▲ 16.3%€589k▲ 15.9%
Operating result€159k-€95k▼ 40.0%€84k▼ 12.3%€172k▲ 106%€226k▲ 31.2%
Net result€79k-€9k▼ 88.2%€-8k€71k€81k▲ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €680k
Fixed assets
€240k ▲ 18.6%
Current assets
€440k ▼ 8.2%
Equity and liabilities €680k
Equity
€589k ▲ 15.9%
Debt
€91k ▼ 47.4%
Debt's share of the balance-sheet total falls from 25.5% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€236k▲
2024 · €179k
Cash flow
€91k▲
2024 · €78k
Current ratio
5.59▲
2024 · 2.94
Debt to equity
0.16▼
2024 · 0.34
ROE
13.7%▼
2024 · 14.0%
ROA
11.9%▲
2024 · 10.4%
Interest coverage
2.92▲
2024 · 2.62
Debt ≤ 1 year
€79k▼
2024 · €163k
Income taxes
€65k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€682k€680k▼
Fixed assets21/28€202k€240k▲
Tangible fixed assets22/27€201k€238k▲
Land and buildings22€188k€183k▼
Plant, machinery and equipment23€159€77▼
Furniture and vehicles24€4k€4k▲
Other tangible fixed assets26€9k€51k▲
Financial fixed assets28€2k€2k=
Current assets29/58€479k€440k▼
Amounts receivable within one year40/41€35k€43k▲
Trade receivables40€34k€39k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€441k€394k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€682k€680k▼
Equity10/15€508k€589k▲
Contributions10/11€6k€6k=
Reserves13€502k€582k▲
Distributable reserves133€502k€582k▲
Amounts payable17/49€174k€91k▼
Amounts payable within one year42/48€163k€79k▼
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€639€425▼
Suppliers440/4€639€425▼
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€13k€2k▼
Other amounts payable47/48€147k€73k▼
Accrued charges and deferred income492/3€11k€13k▲
Income statement
Code20242025
Non-recurring operating income76A-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€182k€238k▲
Operating profit (loss)9901€172k€226k▲
Financial income75/76B€14€422▲
Recurring financial income75€14€422▲
Financial charges65/66B€68k€81k▲
Recurring financial charges65€68k€81k▲
Profit (loss) for the period before taxes9903€104k€146k▲
Income taxes67/77€33k€65k▲
Profit (loss) for the period9904€71k€81k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€71k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€81k▲
Transfer to equity691/2€71k€81k▲
To other reserves6921€71k€81k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
30-06
Financial
Equity above €500kEq €508k ▲16.3%
Equity rises from €437k to €508k.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €99k ▲30.2%
Net result €99k, the highest in the series.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
292 m²
Building footprint
124 m²
Parcel 11805E1286/00R007, Flanders. Linked by address, not a title deed.
1 establishment unit
PVW Consult
since 20162.254.838.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E1286/00R007indicative | Flanders | 291 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900SANUAW5GEYCR16
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VALARE
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2016
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.