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Complete company report
Generated 25-08-2026
Active BE 1002.227.655Private limited company

PVC INVEST

Grand'Route 90 ·4347 Fexhe-le-Haut-Clocher, Belgium· 2 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of PVC INVEST is 0.5% (low). The 2024 annual accounts show equity of €29k and a net result of €26k. Its solvency ranks better than 13% of 976 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €29k
Net result €26k
Better than sector 13%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health35Profitability100Solvency2Growth-Stability67
51 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 35
Profitability 100
Solvency 2
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
35 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 14-08-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 3.1% 39.7%
better than 13% of 976 sector peers
Net result €26k €32k
better than 47% of 976 sector peers
Equity €29k €152k
better than 22% of 977 sector peers
Gross operating margin €85k €59k
better than 60% of 817 sector peers
Total assets €925k €749k
better than 54% of 976 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositvolledig
Revenue-
EBITDA-
Net profit€26k
Cash flow-
Staff costs-
Income taxes€7k
Dividends-
Total assets€925k
Equity€29k
Debt€896k
of which ≤ 1y€161k
of which > 1y€735k
Working capital€-145k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.10
Quick ratio0.10
Working capital ratio-15.7%
Solvency3.1%
Debt / equity31.02
Long-term debt ratio25.45
Interest coverage-
Gross margin-
Net margin-
ROA2.9%
ROE91.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€925k
Fixed assets 21/28€909k
Financial fixed assets 28€909k
Current assets 29/58€16k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€925k
Equity 10/15€29k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€26k
Amounts payable 17/49€896k
Amounts payable after one year 17€735k
Amounts payable within one year 42/48€161k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€85k
Operating result 9901€85k
Financial charges 65€51k
Result before taxes 9903€34k
Income taxes 67/77€7k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • DEHAYBE Jérôme Jean-Pierre
    Director
    State Gazette act 25321632 (28-03-2025)
    Current
    28-03-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation13-11-2023
StatusActive
Postal code4347
Establishment units 1 location
Grand'Route 90, 4347 Fexhe-le-Haut-Clocher
Holdings
since 20232.352.768.652
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64423A0297/00T000 Wallonia 792 m² 1 · 149 m² 12.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
28-03-2025
State Gazette act Director changes
v3.2
2023
16-11-2023
State Gazette act Minor change
other · Manon Deprez
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
28-03-2025 DEHAYBE Jérôme Jean-Pierre appointed as director Director changes
  • DEHAYBE Jérôme Jean-Pierre, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "DEHAYBE J\u00E9r\u00F4me Jean-Pierre",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "1002.227.655",
    "name_full": "PVC INVEST"
  }
}
2023
16-11-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Manon Deprez
Summary: otherNotary: Manon Deprez · Tilleur
Technical details 
{
  "notary": {
    "name": "Manon Deprez",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tilleur",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-16",
    "filing_date": "2023-11-13",
    "act_kind_objet": "CONSTITUTION"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-11-13",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1002.227.655",
    "name_full": "PVC INVEST",
    "legal_form": "SRL"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR PVC INVEST
Registered office
Grand'Route 90
4347 Fexhe-le-Haut-Clocher, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative