PUUR H
ActivePUUR H has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €84k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 10.15 against 3.77 in 2024; short-term debt: 9% and cash: 17.2% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
27.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
31 d late
2021
11 d early
2020
15 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▲ 43.8%
2024 · €191k
2019: €69k
2020: €109k
2021: €130k
2022: €123k
2023: €97k
2024: €191k
2019 → 2025
Total assets
€302k▲ 21.1%
2024 · €250k
2019: €106k
2020: €205k
2021: €242k
2022: €138k
2023: €131k
2024: €250k
2019 → 2025
Net result
€84k▼ 11.2%
2024 · €94k
2019: €50k
2020: €40k
2021: €21k
2022: €-7k
2023: €-26k
2024: €94k
2019 → 2025
Working capital
€248k▲ 60.4%
2024 · €155k
2019: €63k
2020: €102k
2021: €67k
2022: €117k
2023: €61k
2024: €155k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€123k▼ 5.5%€97k▼ 21.0%€191k▲ 97.1%€275k▲ 43.8%
Operating result€30k-€-7k€-27k▼ 291%€127k€120k▼ 5.7%
Net result€21k-€-7k€-26k▼ 263%€94k€84k▼ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€27k▼ 31.3%
Current assets
€276k▲ 30.8%
Equity and liabilities €302k
Equity
€275k▲ 43.8%
Debt
€27k▼ 53.3%
The debt ratio falls from 23.3% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▼
2024 · €140k
Cash flow
€96k▼
2024 · €108k
Solvency
91.0%▲
2024 · 76.7%
Current ratio
10.15▲
2024 · 3.77
Quick ratio
10.15▲
2024 · 3.77
Debt / equity
0.10▼
2024 · 0.30
ROE
30.4%▼
2024 · 49.3%
ROA
27.7%▼
2024 · 37.8%
Interest coverage
232.03▲
2024 · 72.77
Debt
€27k▼
2024 · €58k
Debt ≤ 1 year
€27k▼
2024 · €56k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€40k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€302k▲
Fixed assets21/28€39k€27k▼
Tangible fixed assets22/27€39k€27k▼
Land and buildings22€0-
Furniture and vehicles24€35k€22k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€211k€276k▲
Amounts receivable within one year40/41€25k€22k▼
Trade receivables40€0€182▲
Other amounts receivable41€25k€22k▼
Current investments50/53€160k€200k▲
Cash at bank and in hand54/58€25k€52k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€250k€302k▲
Equity10/15€191k€275k▲
Contributions10/11€19k€19k=
Reserves13€173k€256k▲
Distributable reserves133€173k€256k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€58k€27k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€56k€27k▼
Current portion of amounts payable after more than one year42€14k€2k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€40k€19k▼
Taxes450/3€40k€19k▼
Other amounts payable47/48-€415
Accrued charges and deferred income492/3€0€11▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€698€597▼
Gross operating margin9900€141k€133k▼
Operating profit (loss)9901€127k€120k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€3k€569▼
Recurring financial charges65€2k€569▼
Non-recurring financial charges66B€1k€0▼
Profit (loss) for the period before taxes9903€126k€124k▼
Income taxes67/77€32k€40k▲
Profit (loss) for the period9904€94k€84k▼
Profit (loss) for the period to be appropriated9905€94k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€84k▲
Profit (loss) brought forward from the previous period14P€-33k€0▲
Transfer to equity691/2€61k€84k▲
To other reserves6921€61k€84k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 10.15
Current ratio from 3.77 to 10.15; short-term debt falls from €56k to €27k.
31-12
Financial
Equity above €200kEq €275k ▲43.8%
2 profitable years in a row build equity to €275k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €94k
Net result €94k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €191k ▲97.1%
Equity rises from €97k to €191k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity times 5current ratio 8.61
Current ratio from 1.60 to 8.61; short-term debt falls from €112k to €15k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €109k ▲57.6%
2 profitable years in a row build equity to €109k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevestraat 139870 ZulteGround area
665 m²
Building footprint
156 m²
Volume, LiDAR
964 m³
Parcel 44037A1078/00H000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PUUR H
since 20192.286.614.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A1078/00H000 | Flanders | 665 m² | 1 · 156 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488J9SY61SG25E08X77
Similar companies · same sector, comparable size
SENS PARTNERS
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INTERMEZZO
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FVH M
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GWS Consulting
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LDD Management
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
82990Other business support services
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.