FVH M

Active

Private limited companyfounded 20242 yrs activeRode Kruislaan 48, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1004.112.227

Summary

FVH M has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275,023 and a net result of €180,451. Its solvency ranks better than 75% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

FVH MActiveChecked score 98/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€350,060total assets 2025

Equity: €275,023
Profit: €180,451

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 2 d early0 of 1 deed read

Why 98- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 4.25, cash €184,320+ Equity €275,023 (78.6% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 88% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+7

equity 78.6% of total assets

Liquidity 93+5

short-term debt 21.4% · cash 52.7%

Profitability 100=

return on assets 51.5%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)

Last 24 months 02-2025: < 0.1% 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▲ +5.6% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +2.6% vs 09-2025 11-2025: < 0.1%▲ +2.6% vs 10-2025 12-2025: < 0.1%▲ +2.5% vs 11-2025 01-2026: < 0.1%▲ +4.9% vs 12-2025 02-2026: 0.1%▲ +119% vs 01-2026highest value 03-2026: < 0.1%▼ -63.8% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%▲ +2.9% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 4.25, cash €184,320 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €275,023 (78.6% of total assets) lowers the probability

Credit up to €25,000 at 30 days only on tighter terms

Liquidity ample (current ratio 4.25 against 2.38 in 2024; short-term debt: 21.4% and cash: 52.7% of total assets), and 21.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 86%, profitability 85%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 4.25, cash €184,320

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €275,023 (78.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

3 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close04-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-05-26 Board meeting · Director resignationDirector appointment · Board composition
17-04-26 General meeting · Director resignationPermanent representative · Director appointment
17-04-26 General meeting · Director resignationPermanent representative · Director appointment

Key points

Positive: Equity rose in 2025from €94,572 to €275,023 ▲ 191% View
Positive: Among the best 6% on net resultsector median €27,167 · 38,791 companies €180,451 View
Total assets 20252 fiscal years filed €350,060 View