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PUTTEMAN

Active
Private limited companyfounded 1988active for 38 yearsEngelbert Moensstraat 44, 3078 Kortenberg, BelgiumKBO/BCE: BE 0434.076.681
Summary

PUTTEMAN has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,061 and a net result of €29,509. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 82% of 15,705 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
PUTTEMANActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Other legal services
NACE 69109
6th oldest company in Kortenberg, Professional and technical services sector1 site
Size
€298,909total assets 2025
Equity
€249,061
Profit
€29,509
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 39 days early1 of 3 deeds summarised
Why 95lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 5.54, cash €51,875Founded in 1988Equity €249,061 (83.3% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 69, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.3% of total assets
Liquidity 72-14
short-term debt 7.3% · cash 17.4%
Profitability 81+10
return on assets 9.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,062 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.54, compared with 3.73 in 2024, above the usual 1.5; short-term debt: 7.3% and cash: 17.4% of total assets), and 16.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 87% on solvency, 60% on liquidity, 36% on profitability and 58% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 5.54, cash €51,875
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €249,061 (83.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
41 days early
2023
7 days early
2022
32 days early
2021
82 days late
2020
61 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €5,977

Key points

  • Positive: 6th oldest company in Kortenberg, Professional and technical services sectorin the Checked rankings No. 6 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
  • Active since 1988founded 23-04-1988 38 years View

By topic

Financials

Financial year
2025
Total assets
€298,909
Profit
€29,509
Solvency
83.3%
Total assets▲ 5.5%
Net result
20182025
Go to Financials

Timeline

Events
43
Since
1990
Next accounts
by 31-07-2027
  1. 24-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 31-12-2023Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other legal servicesNACE 69109
Founded
23-04-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
First Friday of June at 15:00
Purpose
“Het verlenen van advies,bijstand,diensten en bemiddeling,zowel…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about PUTTEMAN

What is the company number of PUTTEMAN?
0434.076.681. In Belgium the VAT number is the company number with BE in front: BE 0434.076.681.
Where is PUTTEMAN based?
The registered office is at Engelbert Moensstraat 44, 3078 Kortenberg.Company details
What does PUTTEMAN do?
According to the KBO register, the main activity is other legal services (NACE 69109).
What is the legal form of PUTTEMAN?
Private limited company (BV).
When was PUTTEMAN founded?
On 23-04-1988.
Is PUTTEMAN still active?
Yes, PUTTEMAN is an active enterprise in the KBO register.
What is the turnover of PUTTEMAN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PUTTEMAN profitable?
In financial year 2025, PUTTEMAN made a profit of €29,509.
Where can I find the annual accounts of PUTTEMAN?
PUTTEMAN filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PUTTEMAN due?
By 31-07-2027, for financial year 2026.Timeline

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