PIETAS
ActivePIETAS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €214k and a net result of €73k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+3
Solvency92▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.17 in 2023; short-term debt: 10.3% and cash: 11.2% of total assets), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
46 d early
2021
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€214k▲ 22.2%
2023 · €175k
2021: €71k
2022: €113k
2023: €175k
2021 → 2024
Total assets
€320k▲ 3.1%
2023 · €311k
2021: €306k
2022: €339k
2023: €311k
2021 → 2024
Net result
€73k▲ 16.7%
2023 · €62k
2021: €36k
2022: €45k
2023: €62k
2021 → 2024
Working capital
€23k▲ 318%
2023 · €6k
2021: €21k
2022: €10k
2023: €6k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€71k-€113k▲ 59.3%€175k▲ 55.2%€214k▲ 22.2%
Operating result€49k-€66k▲ 34.8%€89k▲ 35.1%€93k▲ 4.5%
Net result€36k-€45k▲ 24.5%€62k▲ 39.9%€73k▲ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €320k
Fixed assets
€264k▼ 3.4%
Current assets
€56k▲ 50.2%
Equity and liabilities €320k
Equity
€214k▲ 22.2%
Debt
€106k▼ 21.7%
The debt ratio falls from 43.5% to 33.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€104k▼
2023 · €105k
Cash flow
€84k▲
2023 · €78k
Solvency
67.0%▲
2023 · 56.5%
Current ratio
1.71▲
2023 · 1.17
Quick ratio
1.71▲
2023 · 1.17
Debt / equity
0.49▼
2023 · 0.77
ROE
34.0%▼
2023 · 35.6%
ROA
22.7%▲
2023 · 20.1%
Interest coverage
35.92▲
2023 · 33.24
Debt
€106k▼
2023 · €135k
Debt ≤ 1 year
€33k▲
2023 · €32k
Debt > 1 year
€72k▼
2023 · €102k
Income taxes
€29k▲
2023 · €24k
Staff costs
€32k▼
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€311k€320k▲
Fixed assets21/28€273k€264k▼
Tangible fixed assets22/27€273k€264k▼
Land and buildings22€271k€263k▼
Furniture and vehicles24€3k€936▼
Current assets29/58€37k€56k▲
Amounts receivable within one year40/41€2k€10k▲
Trade receivables40€2k€10k▲
Current investments50/53€19k€7k▼
Cash at bank and in hand54/58€15k€36k▲
Deferred charges and accrued income490/1€868€3k▲
Equity and liabilities
Total equity and liabilities10/49€311k€320k▲
Equity10/15€175k€214k▲
Contributions10/11€1k€1k=
Reserves13€145k€213k▲
Non-distributable reserves130/1€240€240=
Reserves not available under the articles1311€240€240=
Distributable reserves133€144k€213k▲
Profit (loss) carried forward14€30k-
Amounts payable17/49€135k€106k▼
Amounts payable after more than one year17€102k€72k▼
Financial debts170/4€102k€72k▼
Amounts payable within one year42/48€32k€33k▲
Current portion of amounts payable after more than one year42€6k€10k▲
Trade debts44€288€710▲
Suppliers440/4€288€710▲
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€17k€16k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20232024
Remuneration, social security and pensions62€33k€32k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€11k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€140k€139k▼
Operating profit (loss)9901€89k€93k▲
Financial income75/76B€706€12k▲
Recurring financial income75€706€12k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€87k€102k▲
Income taxes67/77€24k€29k▲
Profit (loss) for the period9904€62k€73k▲
Profit (loss) for the period to be appropriated9905€62k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€103k▲
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer from equity791/2-€4k
Transfer to equity691/2€62k€73k▲
To other reserves6921€62k€73k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €73k ▲16.7%
Operating result €93k, net result €73k, both a record.
31-12
Financial
Equity above €200kEq €214k ▲22.2%
4 profitable years in a row build equity to €214k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €175k ▲55.2%
3 profitable years in a row build equity to €175k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €113k ▲59.3%
2 profitable years in a row build equity to €113k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 131B2970 SchildeGround area
1,230 m²
Building footprint
256 m²
Volume, LiDAR
1,399 m³
Parcel 11039D0159/00G000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Confianz
since 20182.282.289.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0159/00G000 | Flanders | 1,230 m² | 1 · 256 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 472 EUR awarded · 472 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 311 EUR | 311 EUR |
| 2022 | 1 | 161 EUR | 161 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ESSENTIS
BE 0478.392.122
Lokeren · Eq €214k
NPCG
BE 0736.667.488
Schoten · Eq €215k
Edh Management
BE 0877.850.889
Kontich · Eq €214k
longernow
BE 0799.768.463
Gavere · Eq €213k
GEOTEC CONSULTANTS
BE 0435.213.957
Brussel · Eq €212k
Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2018
Fiscal year end31-12
Trade name NL
Confianz
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
69109Other legal services
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@confianz.be
Phone:03 301 00 70