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PURQUAPA

Active Private limited companyfounded 2019active for 7 yearsElslo 197, 9940 EvergemKBO/BCE: BE 0729.540.562

Lifetime

7 annual accounts with figures on one time axis
peak €208,931 (2024)
€125,203▼ 40.1%
lowest -€6,340 (2021)
-€6,190▼ €9,171
peak €25,030 (2023)
€12,410▼ 33.3%
€65,676▼ 44.6%
peak 1 FTE (2019)
-not published
Board1 name since 2019
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €208,931 to €125,203Loss of €6,190Equity from €18,600 to €12,410Debts from €118,513 to €65,676Cash from €43,862 to €16,208

Key points

from the 2025 annual accounts

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Debts

€65,676 84% of the balance sheet
Financial debts 13%Suppliers 18%Taxes and wages 35%Other 33%

Of this, €56,820 falls due within a year.

Staff

1 employees on 31-12-2025
102021112023102024142025

In 2025, 1 person joined and 4 left.

Filings

7 annual accounts since 2019
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 31 to 44 days before the end of the period.

Position in the sector

-€6,190

Lower net result than 85% of companies in office administrative support. Sector median €16,198 · 9,697 companies.

Checked score

84
Excellent
Financially stronger than 23% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Weak

41+2equity 15.9% of total assets
37-15short-term debt 72.8% · cash 20.8%
59-12return on assets -7.9%

Score breakdown

raises risk
Loss of €6,190 (financial year 2025)
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 0.88, cash €16,208, halved
Size: total assets €78,086
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 25% of them on solvency, 21% on liquidity, 31% on profitability and 17% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,548 companies had the same profile as PURQUAPA has now. Each dot stands for 4 companies, two years later.

91.3%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss

Another 0.6% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PURQUAPA itself is lower: 0.2% within 12 months. It rests on far more data about PURQUAPA than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,548 companies, not a prediction for PURQUAPA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.88 (0.95 in 2024), below 1. Short-term debt is 72.8% and cash 20.8% of total assets. 84.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 0.88, cash €16,208, halved
NBB · annual accounts
lowers risk · Size: total assets €78,086
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €6,190 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9701 sector peers (2025).
NBB · sector comparison
Position among 9701 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 days early
2024
36 days early
2023
37 days early
2022
31 days early
2021
44 days early
2020
50 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CA
Director, since 28-06-2019
  • CHRISTIAEN Karen Maria 5 sharesdeed of 02-07-2019
  • CHRISTIAEN Allison Martine 95 sharesdeed of 02-07-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0729540562
Incorporation Founding capital of €2,500, 100 shares · Founders: CHRISTIAEN Karen Maria and CHRISTIAEN Allison Martine · Appointment: CHRISTIAEN Allison Martine (director) · published on 02-07-2019 · Gazette deed
First establishment Elslo 197, Evergem
All 13 events

Comparable companies

same main activity, similar in size and age
Company
PURQUAPA Evergem €78,086 €125,203 15.9% -
ANDERS OFFICE Laarne €66,708 €120,860 58.4% -
UMoev Roeselare €88,442 €129,966 74.0% 2.1
MKSTRANS Ganshoren €67,855 €134,344 19.5% -
DVDW Invest Kruisem €88,945 €90,573 53.7% -
Parcours vzw Ghent €129,137 €136,201 48.2% -
HAVELSKA Deinze €124,856 €127,177 23.8% -

These companies have the same main activity as PURQUAPA: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €66,700 and €129,000, founded between 2018 and 2021.

Official details

Source: KBO
Status
Active since 28-06-2019Normal situation
Activity
Office administrative and support servicesNACE 82100
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.290.807.4289940 Evergem, since 28-06-2019
Financial year end
31 December
Peppol
Reachable since 04-12-2025
Company details

Annual accounts 2025

€78,086▼ 43.1%
Employeeson 31-12-2025
1▼ 75.0%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on PURQUAPA

PURQUAPA files the micro format. That format states no turnover. The gross margin rose from €34,856 in 2019 to €125,203 in 2025.

The balance sheet grew most from 2020 to 2021 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PURQUAPA

What is the company number of PURQUAPA?
The company number of PURQUAPA is 0729.540.562. The VAT number is the same number with BE in front: BE 0729.540.562.
Where is PURQUAPA based?
The registered office is at Elslo 197, 9940 Evergem.Company details
What does PURQUAPA do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of PURQUAPA?
PURQUAPA is a private limited company (BV).
When was PURQUAPA founded?
PURQUAPA was founded on 28-06-2019.
Is PURQUAPA still active?
Yes, PURQUAPA is an active enterprise in the KBO register.
How many employees does PURQUAPA have?
PURQUAPA had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PURQUAPA fall under?
In its 2025 annual accounts, PURQUAPA states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of PURQUAPA?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €125,203 and 33 comparable companies (NACE 82). It probably lies between €160,000 and €320,000.
Is PURQUAPA profitable?
In financial year 2025, PURQUAPA made a loss of €6,190.
Where can I find the annual accounts of PURQUAPA?
PURQUAPA filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PURQUAPA due?
PURQUAPA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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