PUNTCOM
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
PUNTCOM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,203) and a net result of -€4,203. Its solvency ranks better than 5% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 31-07-2026
- Format
- micro format
- Reference
- 2026-00362762
Turnover and EBIT margin are not published. The micro format does not require them.
Companies with the same profile, two years later
Historical observationIn July 2024, 7,639 companies had the same profile as PUNTCOM has now. Two years later, 8.8% had gone bankrupt and 84.9% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PUNTCOM itself is lower: 0.5% within 12 months. It rests on far more data about PUNTCOM than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for PUNTCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | -€4,120 |
| Operating profit (loss)9901 | -€4,120 |
| Financial charges65/66B | €83 |
| Recurring financial charges65 | €83 |
| Profit (loss) for the period before taxes9903 | -€4,203 |
| Profit (loss) for the period9904 | -€4,203 |
| Profit (loss) for the period to be appropriated9905 | -€4,203 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,032 | |
| Current assets29/58 | €1,032 | |
| Amounts receivable within one year40/41 | €956 | |
| Trade receivables40 | €956 | |
| Cash at bank and in hand54/58 | €76 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,032 | |
| Equity10/15 | -€1,203 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | -€4,203 | |
| Amounts payable17/49 | €2,234 | |
| Amounts payable within one year42/48 | €1,414 | |
| Taxes, remuneration and social security45 | €50 | |
| Taxes450/3 | €50 | |
| Other amounts payable47/48 | €1,364 | |
| Accrued charges and deferred income492/3 | €820 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€4,203 |
| Operating cash flow (approximation) | -€4,203 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00362762 | NBB |
Comparable companies
These companies have the same main activity as PUNTCOM: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1,090 and €1,310, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PUNTCOM Lokeren | 2024 | €1,032 | -€1,203 | -€4,120 | -€4,203 | 2025 |
| Watermelonsec Brussel | 2023 | €1,120 | -€21,967 | -€43,013 | -€45,234 | 2025 |
| Goudendop Heide Boortmeerbeek | 2023 | €1,089 | €1,089 | -€181 | -€239 | 2025 |
| MOREIRA COMPANY Anderlecht | 2023 | €1,139 | -€6,075 | -€8,726 | -€9,134 | 2025 |
| ASTRA CONSULTING AND SOLUTIONS Gent | 2023 | €1,313 | -€9,593 | -€4,737 | -€5,141 | 2025 |
| Level24 Hove | 2024 | €1,189 | -€2,088 | -€3,551 | -€4,088 | 2025 |
| Interfase Group Heusden-Zolder | 2024 | €1,288 | -€9,302 | -€10,959 | -€11,302 | 2025 |
They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.