Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 22,039 companies.
In July 2024, 7,637 companies had the same profile as PUNTCOM has now. Each dot stands for 20 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for PUNTCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PUNTCOM Lokeren | €1,032 | -€4,120 | -116.6% | - |
| Watermelonsec Brussels | €1,120 | -€43,013 | -1960.7% | - |
| Goudendop Heide Boortmeerbeek | €1,089 | -€181 | 100.0% | - |
| MOREIRA COMPANY Anderlecht | €1,139 | -€8,726 | -533.3% | - |
| ASTRA CONSULTING AND SOLUTIONS Ghent | €1,313 | -€4,737 | -730.4% | - |
| Level24 Hove | €1,189 | -€3,551 | -175.6% | - |
| ALEZIA Charleroi | €1,346 | -€18,927 | -875.5% | - |
These companies have the same main activity as PUNTCOM: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1,090 and €1,350, founded between 2023 and 2024.
PUNTCOM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,203) and a net result of -€4,203.
Its solvency ranks better than 5% of 22,039 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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