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PUMPY

Active Private limited companyfounded 1977active for 49 yearsRue Winston Churchill 17, 6180 CourcellesKBO/BCE: BE 0417.621.622 subsidiary of #5 oldest company in Courcelles, Wholesale and retail trade sector

Lifetime

19 annual accounts with figures on one time axis, 47 filings since 1978
peak €1.8m (2020)
€621,806▼ 17.6%
lowest -€485,480 (2021)
-€25,049▼ €23,713
peak €2.9m (2020)
€1.0m▼ 59.5%
€1.2m▲ 13.4%
peak 42.6 FTE (2012)
11.7 FTE▼ 38.1%
Board5 names since 2015
1 director
Owners2 names in the annual accounts
  
Documentsfilings and deeds
03-06-2026123 days late
2025financial year
Gross margin from €754,842 to €621,806Loss of €25,049Staff from 18.9 FTE to 11.7 FTEDividend €1.5mEquity from €2.6m to €1.0m

Key points

from the 2025 annual accounts

Equity

€1.0m from €2.9m in 2020

Equity fell by 65% in 5 years.

Losses

-€26,386 in two years
-1,3362024-25,0492025

The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.

Staff

11.7 FTE from 42.6 in 2012

Between 2012 and 2025, 73% of the full-time equivalents disappeared.

Liquidity

1.11 was 3.13 in 2024

Short-term debts rose from €783,842 to €1.0m.

Filings

47 annual accounts 123 days
deadline1980199520102025

Latest accounts filed late: after the legal deadline.

Position in the sector

-€25,049

Lower net result than 80% of companies in retail trade. Sector median €59,110 · 2,454 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,609 companies had the same profile as PUMPY has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,609 companies, not a prediction for PUMPY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director, since 10-11-2021
  • 100%equity €2.2m (2025) · annual accounts 30-06-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0417621622
Capital conversion · Amendment of the articles · Resignations & appointments Gazette deed
Registered office moved from Braine I'Alleud to Courcelles New registered office: Rue Winston Churchill 17/1 à 6180 Courcelles · Previous registered office: Chaussée de Tubize 64-68, 1420 Braine I'Alleud · Resignation: (director) · General meeting of 10-11-2021 · Gazette deed
New director appointed, resigned · Director discharge: · General meeting of 31-08-2021 · Gazette deed
All 64 events

Comparable companies

same main activity, similar in size and age
Company
PUMPY Courcelles €2.3m €0.6m 44.4% 11.7
MAISON DEVIERE - DUMONT ET FILS Mons €2.9m €0.7m 63.5% 9.6
GABRIELS - TRANS Aalst €2.0m €1.0m 88.3% 9.8
Jean LACROIX - Matériaux - Mazout Blegny €4.0m €0.9m 25.1% 12.3
JASMIN La Louvière €4.2m €1.0m 39.2% 12.2
Combustibles et Carburants Sombreffe €2.3m €1.2m 44.3% 9.5
Etablissement MONIQUET Jodoigne €4.4m €1.1m 73.3% 9.5

These companies have the same main activity as PUMPY: retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781). They are comparable in size and age: total assets between €2m and €4.4m, founded between 1958 and 1987.

Official details

Source: KBO
Status
Active since 16-06-1977Normal situation
Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuelsNACE 47781and 6 others
Joint committees
112Garages
140.03Road transport and logistics for third parties
201Independent retail · annual accounts 30-06-2024
Establishment units
2.185.661.3091420 Braine-l'Alleud, since 01-09-1999
2.185.663.8817134 Binche, since 01-04-2005and 1 other
Financial year end
30 June
Peppol
Reachable since 24-08-2026
Company details

Annual accounts to 30-06-2025

≈ €2.2mestimated
€2.3m▼ 37.3%
Filing
Filed on 03-06-2026
Financials

Insights on PUMPY

PUMPY has existed since 1977. The gross margin fell from €1.8m in 2020 to €705,966 in 2021.

Solvency fell in 2025 from 68.8% to 44.4% because of the loss and higher debts to suppliers.

holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PUMPY

What is the company number of PUMPY?
The company number of PUMPY is 0417.621.622. The VAT number is the same number with BE in front: BE 0417.621.622.
Where is PUMPY based?
The registered office is at Rue Winston Churchill 17, 6180 Courcelles.Company details
What does PUMPY do?
According to the KBO register, the main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781).
What is the legal form of PUMPY?
PUMPY is a private limited company (BV).
When was PUMPY founded?
PUMPY was founded on 16-06-1977.
Is PUMPY still active?
Yes, PUMPY is an active enterprise in the KBO register.
How many employees does PUMPY have?
PUMPY had an average of 11.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PUMPY fall under?
In its 30-06-2024 annual accounts, PUMPY states joint committees 112 (Garages), 140.03 (Road transport and logistics for third parties) and 201 (Independent retail).
What is the turnover of PUMPY?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €621,806 and 47 comparable companies (NACE 477). It probably lies between €1.7m and €3.5m. In financial year 2021 turnover was €11.5m.
Is PUMPY profitable?
In financial year 2025, PUMPY made a loss of €25,049.
Where can I find the annual accounts of PUMPY?
PUMPY filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PUMPY due?
PUMPY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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