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PUBLIFRAN

Active
Private limited companyfounded 20215 yrs activeKerselaereveldstraat 16, 1700 Dilbeek, BelgiumKBO/BCE: BE 0770.782.487
Summary

PUBLIFRAN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,474 and a net result of €12,269. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 247 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
PUBLIFRANActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Finishing of textiles
NACE 13300
1 site
Size
€217,506total assets 2025
Staff
1.8 FTE
Equity
€203,474
Profit
€12,269
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 9 d early0 of 1 deed read
Why 96+ Sector Manufacture of textiles (NACE 13)+ Liquidity: current ratio 14.16, cash €38,098+ Equity €203,474 (93.5% of total assets)+ Figures for FY 2025 (filed 22-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 13, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 93.5% of total assets
Liquidity 72+5
short-term debt 6.5% · cash 17.5%
Profitability 76-10
return on assets 5.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (492 companies)
Last 24 months 11-2024: 0.4%highest value 12-2024: 0.4%▼ -1.5% vs 11-2024 01-2025: 0.4%▼ -1.0% vs 12-2024 02-2025: 0.4%▼ -2.6% vs 01-2025 03-2025: 0.3%▼ -26.5% vs 02-2025 04-2025: 0.3%▲ +6.5% vs 03-2025 05-2025: 0.3%▲ +7.5% vs 04-2025 06-2025: 0.3%▲ +2.2% vs 05-2025 07-2025: 0.3%▲ +1.9% vs 06-2025 08-2025: 0.1%▼ -70.3% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +3.1% vs 10-2025 12-2025: 0.1%▲ +4.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +3.8% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +12.8% vs 03-2026 05-2026: 0.1%▲ +16.3% vs 04-2026 06-2026: 0.1%▲ +3.5% vs 05-2026 07-2026: 0.2%▲ +5.4% vs 06-2026 08-2026: 0.1%▼ -57.7% vs 07-2026 09-2026: 0.1%▼ -3.0% vs 08-2026 10-2026: 0.1%▼ -1.6% vs 09-2026lowest value
  • Sector Manufacture of textiles (NACE 13) lowers the probability
  • Liquidity: current ratio 14.16, cash €38,098 lowers the probability
  • Equity €203,474 (93.5% of total assets) lowers the probability
  • Figures for FY 2025 (filed 22-07-2026) lowers the probability
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 14.16 against 12.77 in 2024; short-term debt: 6.5% and cash: 17.5% of total assets), and 6.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 13, micro). Better than this share of them on solvency 88%, liquidity 75%, profitability 61%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Manufacture of textiles (NACE 13)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 14.16, cash €38,098
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €203,474 (93.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 22-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
9 d early
2024
15 d early
2023
30 d late
2022
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €12,269 ▼57.8%
  3. Equity above €200,000Eq €203,474 ▲6.4%

Key points

  • Positive: Among the best 6% on solvencysector median 43.4% · 247 companies 93.5% View
  • Total assets 20254 fiscal years filed €217,506 View
  • Active since 2021founded 06-07-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€217,506
Profit
€12,269
Solvency
93.5%
Total assets▲ 5.5%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 22-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Finishing of textilesNACE 13300
Founded
06-07-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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