ACP
ActiveSummary
ACP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284,364 and a net result of €49,833. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 174 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 13.05 against 4.48 in 2024; short-term debt: 7.1% and cash: 52.2% of total assets), and 7.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Manufacture of textiles (NACE 13)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
16.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
54 d early
2024
53 d early
2023
26 d early
2022
on the day
2021
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€284,364▲ 21.2%
2024 · €234,531
Total assets
€306,157▲ 4.1%
2024 · €294,070
Net result
€49,833▲ 20.5%
2024 · €41,346
Working capital
€262,708▲ 26.8%
2024 · €207,180
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 13, Manufacture of textiles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€43,524-€63,722▲ 46.4%€132,825▲ 108%€57,333▼ 56.8%€67,742▲ 18.2%
Net result€31,465within the sector's middle half-€46,218within the sector's middle half▲ 46.9%€95,502within the sector's middle half▲ 107%€41,346within the sector's middle half▼ 56.7%€49,833within the sector's middle half▲ 20.5%
Equity€51,465below the sector's middle half-€97,683below the sector's middle half▲ 89.8%€193,185below the sector's middle half▲ 97.8%€234,531within the sector's middle half▲ 21.4%€284,364within the sector's middle half▲ 21.2%
Total assets€98,977below the sector's middle half-€162,167below the sector's middle half▲ 63.8%€281,971below the sector's middle half▲ 73.9%€294,070below the sector's middle half▲ 4.3%€306,157below the sector's middle half▲ 4.1%
Debt€47,513-€64,484▲ 35.7%€88,785▲ 37.7%€59,539▼ 32.9%€21,793▼ 63.4%
Working capital€33,597-€69,218▲ 106%€156,961▲ 127%€207,180▲ 32.0%€262,708▲ 26.8%
Solvency52.0%within the sector's middle half-60.2%within the sector's middle half▲ 8.2pp68.5%within the sector's middle half▲ 8.3pp79.8%above the sector's middle half▲ 11.2pp92.9%above the sector's middle half▲ 13.1pp
above
within
below
the middle half (P25 to P75) of NACE 13, Manufacture of textiles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306,157
Fixed assets
€21,656 ▼ 20.8%
Current assets
€284,501 ▲ 6.7%
Equity and liabilities €306,157
Equity
€284,364 ▲ 21.2%
Debt
€21,793 ▼ 63.4%
Debt's share of the balance-sheet total falls from 20.2% to 7.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78,673▲
2024 · €68,128
Cash flow
€60,764▲
2024 · €52,141
Current ratio
13.05▲
2024 · 4.48
Debt to equity
0.08▼
2024 · 0.25
ROE
17.5%▼
2024 · 17.6%
ROA
16.3%▲
2024 · 14.1%
Interest coverage
1091.32▲
2024 · 292.03
Debt ≤ 1 year
€21,793▼
2024 · €59,539
Income taxes
€17,837▲
2024 · €15,995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €558 | €14 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,050 | €4,403 | €8,037 | €10,795 | €10,931 | ▲ 1.3% |
| Other operating charges640/8 | - | €488 | €457 | €502 | €507 | ▲ 1.0% |
| Gross operating margin9900 | €75,913 | €69,171 | €141,332 | €68,631 | €79,181 | ▲ 15.4% |
| Operating profit (loss)9901 | €43,524 | €63,722 | €132,825 | €57,333 | €67,742 | ▲ 18.2% |
| Financial income75/76B | - | €8 | €0 | €241 | €0 | ▼ 99.9% |
| Recurring financial income75 | €32 | €8 | €0 | €241 | €0 | ▼ 99.9% |
| Financial charges65/66B | - | €76 | €45 | €233 | €72 | ▼ 69.1% |
| Recurring financial charges65 | €35 | €76 | €45 | €233 | €72 | ▼ 69.1% |
| Profit (loss) for the period before taxes9903 | €43,521 | €63,654 | €132,780 | €57,341 | €67,670 | ▲ 18.0% |
| Income taxes67/77 | €12,056 | €17,435 | €37,278 | €15,995 | €17,837 | ▲ 11.5% |
| Profit (loss) for the period9904 | €31,465 | €46,218 | €95,502 | €41,346 | €49,833 | ▲ 20.5% |
| Profit (loss) for the period to be appropriated9905 | €31,465 | €46,218 | €95,502 | €41,346 | €49,833 | ▲ 20.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98,977 | €162,167 | €281,971 | €294,070 | €306,157 | ▲ 4.1% |
| Fixed assets21/28 | €17,868 | €28,465 | €36,228 | €27,352 | €21,656 | ▼ 20.8% |
| Intangible fixed assets21 | €16,142 | €27,123 | €32,067 | €22,667 | €13,267 | ▼ 41.5% |
| Tangible fixed assets22/27 | €1,726 | €1,342 | €4,161 | €4,684 | €8,388 | ▲ 79.1% |
| Plant, machinery and equipment23 | - | - | €3,202 | €2,442 | €1,682 | ▼ 31.1% |
| Furniture and vehicles24 | - | €1,342 | €959 | €2,242 | €6,706 | ▲ 199% |
| Current assets29/58 | €81,109 | €133,702 | €245,743 | €266,719 | €284,501 | ▲ 6.7% |
| Amounts receivable within one year40/41 | €26,389 | €43,428 | €83,327 | €173,937 | €105,237 | ▼ 39.5% |
| Trade receivables40 | - | €19,277 | €52,122 | €49,270 | €32,961 | ▼ 33.1% |
| Other amounts receivable41 | - | €24,151 | €31,205 | €124,667 | €72,276 | ▼ 42.0% |
| Current investments50/53 | - | - | - | - | €18,700 | - |
| Cash at bank and in hand54/58 | €54,513 | €89,686 | €162,416 | €92,453 | €159,861 | ▲ 72.9% |
| Deferred charges and accrued income490/1 | - | €587 | €0 | €329 | €703 | ▲ 114% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98,977 | €162,167 | €281,971 | €294,070 | €306,157 | ▲ 4.1% |
| Equity10/15 | €51,465 | €97,683 | €193,185 | €234,531 | €284,364 | ▲ 21.2% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €31,465 | €77,683 | €173,185 | €214,531 | €264,364 | ▲ 23.2% |
| Distributable reserves133 | - | €77,683 | €173,185 | €214,531 | €264,364 | ▲ 23.2% |
| Amounts payable17/49 | €47,513 | €64,484 | €88,785 | €59,539 | €21,793 | ▼ 63.4% |
| Amounts payable within one year42/48 | €47,513 | €64,484 | €88,781 | €59,539 | €21,793 | ▼ 63.4% |
| Trade debts44 | €26,396 | €35,692 | €24,734 | €39,924 | €3,138 | ▼ 92.1% |
| Suppliers440/4 | - | €35,692 | €24,734 | €39,924 | €3,138 | ▼ 92.1% |
| Taxes, remuneration and social security45 | - | €23,497 | €59,847 | €15,415 | €13,581 | ▼ 11.9% |
| Taxes450/3 | - | €23,497 | €59,847 | €15,415 | €13,581 | ▼ 11.9% |
| Other amounts payable47/48 | - | €5,294 | €4,200 | €4,200 | €5,074 | ▲ 20.8% |
| Accrued charges and deferred income492/3 | - | - | €4 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,465 | €46,218 | €95,502 | €41,346 | €49,833 | ▲ 20.5% |
| + Depreciation and write-downs630 | €4,050 | €4,403 | €8,037 | €10,795 | €10,931 | ▲ 1.3% |
| Operating cash flow (approximation) | €35,515 | €50,622 | €103,539 | €52,141 | €60,764 | ▲ 16.5% |
| Investment in fixed assets (approximation) | - | -€15,000 | -€15,800 | -€1,919 | -€5,235 | ▼ 173% |
| Change in cash | - | €35,173 | €72,729 | -€69,963 | €67,408 | ▲ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 13.05
Current ratio from 4.48 to 13.05; short-term debt falls from €59,539 to €21,793.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €200,000Eq €234,531 ▲21.4%
4 profitable years in a row build equity to €234,531.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2021net €95,502 ▲107%
Operating result €132,825, net result €95,502, both a record.
30-06
Financial
Equity above €150,000Eq €193,185 ▲97.8%
3 profitable years in a row build equity to €193,185.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2020
Ground area
117 m²
Building footprint
141 m²
Volume, LiDAR
763 m³
Parcel 12015C0077/00H002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACP
since 20202.307.592.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015C0077/00H002 | Flanders | 117 m² | 1 · 141 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,100 EUR awarded · 2,100 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 836 EUR | 836 EUR |
| 2023 | 1 | 1,264 EUR | 1,264 EUR |
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Of 757 companies in sector 13300 we hold annual accounts for 160. 107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end30-06
Activities, NACEBEL 2025
13300Finishing of textiles
18120Other printing
18130Pre-press and pre-media services
47512Retail sale of household textiles and bedding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0749589076
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.