PUBLICITEIT STRUYF
ActivePUBLICITEIT STRUYF has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €31k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-5
Solvency91▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 3.31 in 2024; short-term debt: 28.8% and cash: 10% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
21 d late
2022
30 d late
2021
26 d late
2020
60 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€216k▼ 3.1%
2024 · €223k
2018: €104k
2019: €126k
2020: €126k
2021: €114k
2022: €152k
2023: €177k
2024: €223k
2018 → 2025
Total assets
€326k▼ 6.2%
2024 · €347k
2018: €392k
2019: €374k
2020: €324k
2021: €273k
2022: €313k
2023: €300k
2024: €347k
2018 → 2025
Net result
€31k▼ 33.5%
2024 · €47k
2018: €17k
2019: €22k
2020: €101
2021: €-12k
2022: €38k
2023: €24k
2024: €47k
2018 → 2025
Working capital
€226k▼ 5.9%
2024 · €240k
2018: €172k
2019: €186k
2020: €216k
2021: €149k
2022: €158k
2023: €208k
2024: €240k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€152k▲ 33.2%€177k▲ 15.8%€223k▲ 26.4%€216k▼ 3.1%
Operating result€8k-€57k▲ 591%€42k▼ 26.1%€76k▲ 82.2%€48k▼ 36.8%
Net result€-12k-€38k€24k▼ 36.5%€47k▲ 93.5%€31k▼ 33.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€6k▲ 69.3%
Current assets
€320k▼ 7.0%
Equity and liabilities €326k
Equity
€216k▼ 3.1%
Debt
€109k▼ 11.8%
The debt ratio falls from 35.7% to 33.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €78k
Cash flow
€33k▼
2024 · €48k
Solvency
66.4%▲
2024 · 64.3%
Current ratio
3.41▲
2024 · 3.31
Quick ratio
3.38▲
2024 · 3.29
Debt / equity
0.51▼
2024 · 0.56
ROE
14.4%▼
2024 · 20.9%
ROA
9.5%▼
2024 · 13.4%
Interest coverage
9.23▲
2024 · 6.21
Debt
€109k▼
2024 · €124k
Debt ≤ 1 year
€94k▼
2024 · €104k
Debt > 1 year
€15k▼
2024 · €20k
Income taxes
€14k▼
2024 · €21k
Staff costs
€32k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€326k▼
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€6k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€505€2k▲
Current assets29/58€344k€320k▼
Amounts receivable after more than one year29€187k€187k=
Other amounts receivable291€187k€187k=
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€150k€98k▼
Trade receivables40€83k€60k▼
Other amounts receivable41€67k€38k▼
Cash at bank and in hand54/58€2k€33k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€347k€326k▼
Equity10/15€223k€216k▼
Contributions10/11€19k€19k=
Reserves13€205k€198k▼
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€189k€182k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€124k€109k▼
Amounts payable after more than one year17€20k€15k▼
Financial debts170/4€20k€15k▼
Amounts payable within one year42/48€104k€94k▼
Current portion of amounts payable after more than one year42€12k€18k▲
Financial debts43€17k€0▼
Credit institutions430/8€17k€0▼
Trade debts44€20k€17k▼
Suppliers440/4€20k€17k▼
Taxes, remuneration and social security45€55k€59k▲
Taxes450/3€50k€54k▲
Remuneration and social security454/9€5k€5k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€33k€32k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€118k€87k▼
Operating profit (loss)9901€76k€48k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€13k€5k▼
Recurring financial charges65€13k€5k▼
Profit (loss) for the period before taxes9903€67k€45k▼
Income taxes67/77€21k€14k▼
Profit (loss) for the period9904€47k€31k▼
Profit (loss) for the period to be appropriated9905€47k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€31k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€47k€31k▼
To other reserves6921€47k€31k▼
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €47k ▲93.5%
Operating result €76k, net result €47k, both a record.
31-12
Financial
Equity above €200kEq €223k ▲26.4%
3 profitable years in a row build equity to €223k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Equity above €150kEq €152k ▲33.2%
Equity rises from €114k to €152k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼11657%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
K. de Backerstraat 652620 HemiksemGround area
335 m²
Building footprint
312 m²
Volume, LiDAR
1,769 m³
Parcel 11018B0038/00H012, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K. de Backerstraat 65, 2620 Hemiksem
since 19962.076.802.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0038/00H012 | Flanders | 335 m² | 1 · 312 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900OUDHUAPPQJ6U15
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Of 9,858 companies in sector 73110 we hold annual accounts for 3,754. 2,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-05-1996
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
74141
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.