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PTO

Active
Private limited companyfounded 20232 yrs activeOude Molenweg 15, 8890 Moorslede, BelgiumKBO/BCE: BE 1003.593.672
Summary

PTO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,400 and a net result of €81,400. Its solvency ranks better than 60% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency91
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.61; short-term debt: 34.3% and cash: 75.2% of total assets), and 34.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.7%
Return on assets
64.9%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
18 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 December 2023, PTO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€82,400
Total assets
€125,441
Net result
€81,400
Working capital
€69,379

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €125,441
Fixed assets €13,020
Current assets €112,420
Equity and liabilities €125,441
Equity €82,400
Debt €43,041
Debt finances 34.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€116,286
Cash flow
€84,680
Current ratio
2.61
Debt to equity
0.52
ROE
98.8%
ROA
64.9%
Interest coverage
610.04
Debt ≤ 1 year
€43,041
Income taxes
€31,415

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€125,441
Fixed assets21/28€13,020
Tangible fixed assets22/27€13,020
Plant, machinery and equipment23€2,402
Furniture and vehicles24€10,618
Current assets29/58€112,420
Amounts receivable within one year40/41€17,710
Trade receivables40€16,955
Other amounts receivable41€755
Cash at bank and in hand54/58€94,287
Deferred charges and accrued income490/1€423
Equity and liabilities
Total equity and liabilities10/49€125,441
Equity10/15€82,400
Contributions10/11€1,000
Reserves13€81,400
Distributable reserves133€81,400
Amounts payable17/49€43,041
Amounts payable within one year42/48€43,041
Taxes, remuneration and social security45€43,041
Taxes450/3€41,541
Remuneration and social security454/9€1,500
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,280
Other operating charges640/8€440
Gross operating margin9900€116,725
Operating profit (loss)9901€113,006
Financial charges65/66B€191
Recurring financial charges65€191
Profit (loss) for the period before taxes9903€112,815
Income taxes67/77€31,415
Profit (loss) for the period9904€81,400
Profit (loss) for the period to be appropriated9905€81,400
Appropriation of the result
Profit (loss) to be appropriated9906€81,400
Transfer to equity691/2€81,400
To other reserves6921€81,400

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,280
Other operating charges640/8€440
Gross operating margin9900€116,725
Operating profit (loss)9901€113,006
Financial charges65/66B€191
Recurring financial charges65€191
Profit (loss) for the period before taxes9903€112,815
Income taxes67/77€31,415
Profit (loss) for the period9904€81,400
Profit (loss) for the period to be appropriated9905€81,400
Line2025
Assets
Total assets20/58€125,441
Fixed assets21/28€13,020
Tangible fixed assets22/27€13,020
Plant, machinery and equipment23€2,402
Furniture and vehicles24€10,618
Current assets29/58€112,420
Amounts receivable within one year40/41€17,710
Trade receivables40€16,955
Other amounts receivable41€755
Cash at bank and in hand54/58€94,287
Deferred charges and accrued income490/1€423
Equity and liabilities
Total equity and liabilities10/49€125,441
Equity10/15€82,400
Contributions10/11€1,000
Reserves13€81,400
Distributable reserves133€81,400
Amounts payable17/49€43,041
Amounts payable within one year42/48€43,041
Taxes, remuneration and social security45€43,041
Taxes450/3€41,541
Remuneration and social security454/9€1,500
Line2025
Profit (loss) for the period9904€81,400
+ Depreciation and write-downs630€3,280
Operating cash flow (approximation)€84,680

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
4,692 m²
Building footprint
167 m²
Volume, LiDAR
940 m³
Parcel 36012A1560/00E000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PTO
Oude Molenweg 15, 8890 MoorsledeFinancial service activities, except insurance and pension funding
since 20232.353.187.534
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36012A1560/00E000 Flanders 4,692 m² 1 · 167 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,712 companies in sector 70100 we hold annual accounts for 3,504. 2,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end30-09
Activities, NACEBEL 2025
70100Activities of head offices
82990Other business support services
Contact
E-mail shari@notarislaga.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003593672
Also 9925:BE1003593672
Registered 04-01-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.