Ultimate Invest
ActiveUltimate Invest has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €71k. Equity is growing by ~294.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+33
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 0.36 in 2024; short-term debt: 29.8% and cash: 19.1% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
58.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 490%
2024 · €15k
2023: €213
2024: €15k
2023 → 2025
Total assets
€122k▲ 208%
2024 · €40k
2023: €2k
2024: €40k
2023 → 2025
Net result
€71k▲ 397%
2024 · €14k
2023: €-3k
2024: €14k
2023 → 2025
Working capital
€63k
2024 · €-16k
2023: €213
2024: €-16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€213-€15k▲ 6,736%€86k▲ 490%
Operating result€-3k-€18k€90k▲ 395%
Net result€-3k-€14k€71k▲ 397%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 395% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€23k▼ 24.3%
Current assets
€99k▲ 991%
Equity and liabilities €122k
Equity
€86k▲ 490%
Debt
€36k▲ 45.0%
The debt ratio falls from 63.3% to 29.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▲
2024 · €25k
Cash flow
€79k▲
2024 · €21k
Solvency
70.2%▲
2024 · 36.7%
Current ratio
2.72▲
2024 · 0.36
Quick ratio
2.72▲
2024 · 0.36
Debt / equity
0.42▼
2024 · 1.73
ROE
83.1%▼
2024 · 98.5%
ROA
58.3%▲
2024 · 36.2%
Interest coverage
239.04▼
2024 · 355.24
Debt
€36k▲
2024 · €25k
Debt ≤ 1 year
€36k▲
2024 · €25k
Income taxes
€18k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€122k▲
Fixed assets21/28€31k€23k▼
Tangible fixed assets22/27€31k€23k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€28k€21k▼
Current assets29/58€9k€99k▲
Amounts receivable within one year40/41€0€76k▲
Trade receivables40€0€76k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€9k€23k▲
Deferred charges and accrued income490/1-€205
Equity and liabilities
Total equity and liabilities10/49€40k€122k▲
Equity10/15€15k€86k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€83k▲
Amounts payable17/49€25k€36k▲
Amounts payable within one year42/48€25k€36k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€896€3k▲
Suppliers440/4€896€3k▲
Taxes, remuneration and social security45€20k€31k▲
Taxes450/3€20k€31k▲
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€633€691▲
Gross operating margin9900€25k€98k▲
Operating profit (loss)9901€18k€90k▲
Financial charges65/66B€70€408▲
Recurring financial charges65€70€408▲
Profit (loss) for the period before taxes9903€18k€90k▲
Income taxes67/77€4k€18k▲
Profit (loss) for the period9904€14k€71k▲
Profit (loss) for the period to be appropriated9905€14k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€83k▲
Profit (loss) brought forward from the previous period14P-€12k
Transfer to equity691/2€3k€0▼
To contributions691€3k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €71k ▲397%
Operating result €90k, net result €71k, both a record.
31-12
Financial
Liquidity times 8current ratio 2.72
Current ratio from 0.36 to 2.72.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredastraat 1262060 AntwerpenGround area
107 m²
Building footprint
107 m²
Volume, LiDAR
1,203 m³
Parcel 11807G0645/00S004, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ultimate Invest
since 20232.348.790.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0645/00S004 | Flanders | 107 m² | 1 · 107 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADPS MANAGEMENT
BE 0765.872.606
Blégny · Eq €86k
Building Bytes
BE 1005.131.321
Leuven · Eq €86k
Hagnos Gema
BE 1023.802.831
Antwerpen · Eq €86k
Velix
BE 0778.881.690
Tienen · Eq €86k
FORWARDDS
BE 1022.714.451
Antwerpen · Eq €86k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,234 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2023
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.