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Generated 22-08-2026
Active BE 0800.514.373Private limited company

PTM Dak-Timmerwerken

Molenlei 68 ·2640 Mortsel, Belgium· 3 yrs active
Sector: Dakwerkzaamheden (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of PTM Dak-Timmerwerken is 3.0% (moderate). The 2024 annual accounts show equity of €6k and a net result of €1k. Its solvency ranks better than 10% of 11120 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €6k
Net result €1k
Better than sector 10%
Active 3 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health48Profitability100Solvency6Growth-Stability79
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 6
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.9% 40.9%
better than 10% of 11120 sector peers
Net result €1k €11k
better than 26% of 11103 sector peers
Equity €6k €34k
better than 17% of 11124 sector peers
Gross operating margin €64k €35k
better than 70% of 11092 sector peers
Total assets €215k €94k
better than 80% of 11120 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€61k
Net profit€1k
Cash flow€56k
Staff costs-
Income taxes€948
Dividends-
Total assets€215k
Equity€6k
Debt€209k
of which ≤ 1y€114k
of which > 1y€95k
Working capital€-34k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.70
Quick ratio0.70
Working capital ratio-16.0%
Solvency2.9%
Debt / equity33.05
Long-term debt ratio15.01
Interest coverage11.40
Gross margin-
Net margin-
ROA0.6%
ROE21.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€215k
Fixed assets 21/28€136k
Tangible fixed assets 22/27€136k
Current assets 29/58€80k
Amounts receivable within one year 40/41€67k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€215k
Equity 10/15€6k
Contributions / capital 10/11€5k
Reserves 13€1k
Amounts payable 17/49€209k
Amounts payable after one year 17€95k
Amounts payable within one year 42/48€114k
Trade debts payable within one year 44€69k
Income statement
Gross operating margin 9900€64k
Operating result 9901€6k
Financial income 75€2k
Financial charges 65€5k
Result before taxes 9903€2k
Income taxes 67/77€948
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Pooters Michael
    Director
    State Gazette act 25048210 (11-04-2025)
    Former
    - → 31-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Dakwerkzaamheden(43410)
Legal form Private limited company(610)
Incorporation06-04-2023
StatusActive
Postal code2640
Establishment units 1 location
PTM Dak-Timmerwerken
Molenlei 68, 2640 MortselVervaardiging van metalen constructiewerken en delen daarvan
since 20232.344.858.501
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11513C0142/00L006 Flanders 707 m² 1 · 356 m² 10.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
11-04-2025
State Gazette act Director changes
correction
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
11-04-2025 2 resigning Director changescorrection
  • Pooters Michael, Bestuurder
  • Pooters Michael, Dagelijks bestuur
Technical details 
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      "evidence_quote": "De bijzondere algemene vergadering neemt akte van het ontslag van volgende bestuurder: Dhr. Pooters Michael, wonende Oude-Godstraat 242/002V te 2650 Edegem vanaf 31/12/2024.",
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      "decharge_status": null,
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      "kind": "board_snapshot",
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    {
      "kind": "correction",
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      "subkind": "rectification",
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      "evidence_quote": "Op de laatste biz. van Luik B vermelden:",
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-11",
    "filing_date": "2025-04-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-12-29",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0800.514.373",
    "name_full": "PTM Dak-Timmerwerken",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
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    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410
Primary activity highlighted.
Names & trade names
Legal nameNL PTM Dak-Timmerwerken
Registered office
Molenlei 68 bus 2
2640 Mortsel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative