PT CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of PT CONSTRUCT is 5.2% (elevated). The 2025 annual accounts show negative equity (-€948) and a net result of -€4,059. Equity is shrinking by ~50.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 7524 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability9▲+9
Solvency24▼-7
Growth38▼-17
Track record94
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 1.04 in 2024; short-term debt: 101.4% and cash: 0% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.4%
Return on assets
-5.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€948
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
39 d late
2024
22 d late
2023
128 d late
2022
186 d late
2021
170 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 109 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€81,603▼ 20.0%
2023 · €101,961
EBIT margin
-4.2%▼ 19.4pp
2023 · 15.2%
Net result
-€4,059▲ 76.1%
2024 · -€16,981
Working capital
-€1,385
2024 · €2,236
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€68,241-€23,719▼ 65.2%€101,961▲ 330%€81,603
Operating result€27,288--€12,402€15,522-€14,740-€3,403▲ 76.9%
Net result€20,401--€13,074€10,765-€16,981-€4,059▲ 76.1%
EBIT margin40.0%--52.3%▼ 92.3pp15.2%▲ 67.5pp-4.2%
Equity€20,401-€9,327▼ 54.3%€20,092▲ 115%€3,111▼ 84.5%-€948
Total assets€30,386-€36,765▲ 21.0%€48,539▲ 32.0%€55,527▲ 14.4%€69,030▲ 24.3%
Debt€9,985-€27,438▲ 175%€28,447▲ 3.7%€52,416▲ 84.3%€69,978▲ 33.5%
Working capital€19,068-€8,660▼ 54.6%€17,092▲ 97.4%€2,236▼ 86.9%-€1,385
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,403 in 2025 against €14,740 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,030
Fixed assets
€438 ▼ 50.0%
Current assets
€68,593 ▲ 25.5%
Key figures and ratios
EBITDA
-€2,965▲
2024 · -€10,038
Cash flow
-€3,621▲
2024 · -€12,279
Solvency
-1.4%▼
2024 · 5.6%
Current ratio
0.98▼
2024 · 1.04
ROA
-5.9%▲
2024 · -30.6%
Interest coverage
-4.52▼
2024 · -4.48
Debt ≤ 1 year
€69,978▲
2024 · €52,416
Debt > 1 year
€0=
2024 · €0
Income taxes
€0=
2024 · €0
Staff costs
€169▲
2024 · €133
Equity ratios withheld: equity of -€948 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €68,241 | €23,719 | €101,961 | - | €81,603 | - |
| Non-recurring operating income76A | - | - | - | - | €40 | - |
| Goods, raw materials, services and sundry goods60/61 | €39,685 | €34,797 | €83,721 | €37,543 | €79,356 | ▲ 111% |
| Remuneration, social security and pensions62 | €273 | - | €90 | €133 | €169 | ▲ 26.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €667 | €667 | €1,667 | €4,702 | €438 | ▼ 90.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €0 | €0 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €0 | €0 | - |
| Other operating charges640/8 | €329 | €658 | €962 | €2,239 | €5,082 | ▲ 127% |
| Operating charges capitalised as restructuring costs649 | - | - | - | €0 | €0 | - |
| Non-recurring operating charges66A | - | - | - | - | €0 | - |
| Gross operating margin9900 | €28,556 | -€11,078 | €18,241 | -€7,667 | €2,286 | ▲ 130% |
| Operating profit (loss)9901 | €27,288 | -€12,402 | €15,522 | -€14,740 | -€3,403 | ▲ 76.9% |
| Financial income75/76B | - | - | - | €0 | €0 | - |
| Recurring financial income75 | - | - | - | €0 | €0 | - |
| Non-recurring financial income76B | - | - | - | - | €0 | - |
| Financial charges65/66B | €86 | €672 | €1,168 | €2,241 | €656 | ▼ 70.7% |
| Recurring financial charges65 | €86 | €672 | €1,168 | €2,241 | €656 | ▼ 70.7% |
| Non-recurring financial charges66B | - | - | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | €27,202 | -€13,074 | €14,354 | -€16,981 | -€4,059 | ▲ 76.1% |
| Transfer from deferred taxes780 | - | - | - | €0 | €0 | - |
| Transfer to deferred taxes680 | - | - | - | €0 | €0 | - |
| Income taxes67/77 | €6,800 | - | €3,588 | €0 | €0 | - |
| Profit (loss) for the period9904 | €20,401 | -€13,074 | €10,765 | -€16,981 | -€4,059 | ▲ 76.1% |
| Transfer from tax-exempt reserves789 | - | - | - | €0 | €0 | - |
| Transfer to tax-exempt reserves689 | - | - | - | €0 | €0 | - |
| Profit (loss) for the period to be appropriated9905 | €20,401 | -€13,074 | €10,765 | -€16,981 | -€4,059 | ▲ 76.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30,386 | €36,765 | €48,539 | €55,527 | €69,030 | ▲ 24.3% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €1,333 | €667 | €3,000 | €875 | €438 | ▼ 50.0% |
| Intangible fixed assets21 | - | - | - | €0 | €0 | - |
| Tangible fixed assets22/27 | €1,333 | €667 | €3,000 | €875 | €438 | ▼ 50.0% |
| Land and buildings22 | - | - | - | €0 | €0 | - |
| Plant, machinery and equipment23 | - | - | - | €0 | €0 | - |
| Furniture and vehicles24 | €1,333 | €667 | €3,000 | €875 | €438 | ▼ 50.0% |
| Leasing and similar rights25 | - | - | - | €0 | €0 | - |
| Other tangible fixed assets26 | - | - | - | €0 | €0 | - |
| Assets under construction and advance payments27 | - | - | - | €0 | €0 | - |
| Financial fixed assets28 | - | - | - | €0 | €0 | - |
| Current assets29/58 | €29,053 | €36,098 | €45,539 | €54,652 | €68,593 | ▲ 25.5% |
| Amounts receivable after more than one year29 | - | - | - | €0 | €0 | - |
| Trade receivables290 | - | - | - | €0 | €0 | - |
| Other amounts receivable291 | - | - | - | €0 | €0 | - |
| Stocks and contracts in progress3 | - | - | - | €0 | €0 | - |
| Stocks30/36 | - | - | - | €0 | €0 | - |
| Contracts in progress37 | - | - | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €26,322 | €36,098 | €45,539 | €54,652 | €68,593 | ▲ 25.5% |
| Trade receivables40 | €26,106 | €32,959 | €43,376 | €53,884 | €51,159 | ▼ 5.1% |
| Other amounts receivable41 | €216 | €3,139 | €2,163 | €768 | €17,434 | ▲ 2,169% |
| Current investments50/53 | - | - | - | €0 | €0 | - |
| Cash at bank and in hand54/58 | €2,731 | - | - | €0 | €0 | - |
| Deferred charges and accrued income490/1 | - | - | - | €0 | €0 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30,386 | €36,765 | €48,539 | €55,527 | €69,030 | ▲ 24.3% |
| Equity10/15 | €20,401 | €9,327 | €20,092 | €3,111 | -€948 | ▼ 130% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Revaluation surpluses12 | - | - | - | €0 | €0 | - |
| Reserves13 | €1,020 | €1,020 | €1,020 | €1,020 | €1,020 | = |
| Non-distributable reserves130/1 | €1,020 | €1,020 | €1,020 | €1,020 | €1,020 | = |
| Reserves not available under the articles1311 | €1,020 | €1,020 | €1,020 | €1,020 | €1,020 | = |
| Own shares acquired1312 | - | - | - | €0 | €0 | - |
| Financial assistance1313 | - | - | - | €0 | €0 | - |
| Other1319 | - | - | - | €0 | €0 | - |
| Tax-exempt reserves132 | - | - | - | €0 | €0 | - |
| Distributable reserves133 | - | - | - | €0 | €0 | - |
| Profit (loss) carried forward14 | €19,381 | €6,307 | €17,072 | €91 | -€3,968 | ▼ 4,448% |
| Investment grants15 | - | - | - | €0 | €0 | - |
| Advance to shareholders on the distribution of net assets19 | - | - | - | €0 | €0 | - |
| Provisions and deferred taxes16 | - | - | - | €0 | €0 | - |
| Provisions for liabilities and charges160/5 | - | - | - | €0 | €0 | - |
| Pensions and similar obligations160 | - | - | - | €0 | €0 | - |
| Taxes161 | - | - | - | €0 | €0 | - |
| Major repairs and maintenance162 | - | - | - | €0 | €0 | - |
| Environmental obligations163 | - | - | - | €0 | €0 | - |
| Other liabilities and charges164/5 | - | - | - | €0 | €0 | - |
| Deferred taxes168 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €9,985 | €27,438 | €28,447 | €52,416 | €69,978 | ▲ 33.5% |
| Amounts payable after more than one year17 | - | - | - | €0 | €0 | - |
| Financial debts170/4 | - | - | - | €0 | €0 | - |
| Trade debts175 | - | - | - | €0 | €0 | - |
| Advances received on contracts in progress176 | - | - | - | €0 | €0 | - |
| Other amounts payable178/9 | - | - | - | €0 | €0 | - |
| Amounts payable within one year42/48 | €9,985 | €27,438 | €28,447 | €52,416 | €69,978 | ▲ 33.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0 | €0 | - |
| Financial debts43 | - | - | €307 | €2,252 | €3,738 | ▲ 66.0% |
| Credit institutions430/8 | - | - | €307 | €2,252 | €3,738 | ▲ 66.0% |
| Other loans439 | - | - | - | €0 | €0 | - |
| Trade debts44 | €2,031 | €9,869 | €15,928 | €41,206 | €41,494 | ▲ 0.7% |
| Suppliers440/4 | €2,031 | €9,869 | €15,928 | €41,206 | €41,494 | ▲ 0.7% |
| Bills of exchange payable441 | - | - | - | €0 | €0 | - |
| Advances received on contracts in progress46 | - | - | - | €0 | €0 | - |
| Taxes, remuneration and social security45 | €6,800 | €6,800 | €12,212 | €0 | €8,601 | - |
| Taxes450/3 | €6,800 | €6,800 | €2,967 | €0 | €8,601 | - |
| Remuneration and social security454/9 | - | - | €9,244 | €0 | €0 | - |
| Other amounts payable47/48 | €1,154 | €10,769 | - | €8,958 | €16,145 | ▲ 80.2% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | €0 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,401 | -€13,074 | €10,765 | -€16,981 | -€4,059 | ▲ 76.1% |
| + Depreciation and write-downs630 | €667 | €667 | €1,667 | €4,702 | €438 | ▼ 90.7% |
| Operating cash flow (approximation) | €21,068 | -€12,408 | €12,432 | -€12,279 | -€3,621 | ▲ 70.5% |
| Investment in fixed assets (approximation) | - | €0 | -€4,000 | -€2,576 | €0 | ▲ 100% |
| Change in cash | - | - | - | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet -€16,981
Net result drops to -€16,981, the lowest in the series; recovery starts the following year.
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 128 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 186 days late
2023
31-12
Financial
Back to profitnet €10,765
Net result €10,765 after one loss-making year.
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 170 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Ground area
266 m²
Building footprint
265 m²
Volume, LiDAR
3,746 m³
Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
493
companies at this address
See who is registered here
1 establishment unit
PT CONSTRUCT
since 20202.315.343.676
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 4,717 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Scores and ratios are computed by Checked and are not a credit decision.