PSYPUNT
PSYPUNT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €-6k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 19894 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
| Equity | €48k |
| Net result | €-6k |
| Staff (FTE) | 1.3 |
| Better than sector | 73% |
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 83.9% | 67.5% | |
| Net result | €-6k | €59k | |
| Equity | €48k | €149k | |
| Gross operating margin | €2k | €114k | |
| Staff costs | €3k | €30k |
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €-2k | €-4k | €4k | €16k |
| Net profit | €-6k | €-7k | €-2k | €8k |
| Cash flow | €-3k | €-5k | €2k | €12k |
| Staff costs | €3k | €3k | €6k | €15k |
| Income taxes | - | €0 | €432 | €3k |
| Dividends | - | - | - | - |
| Total assets | €58k | €70k | €67k | €75k |
| Equity | €48k | €54k | €61k | €63k |
| Debt | €9k | €16k | €5k | €12k |
| of which ≤ 1y | €9k | €16k | €5k | €11k |
| of which > 1y | - | - | €0 | €752 |
| Working capital | €31k | €36k | €44k | €43k |
| Employees (FTE) | 1.3 | 0.7 | 1.1 | 1.5 |
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 4.32 | 3.23 | 9.22 | 4.90 |
| Quick ratio | 4.32 | 3.23 | 9.22 | 4.90 |
| Working capital ratio | 53.5% | 51.0% | 65.4% | 57.5% |
| Solvency | 83.9% | 77.1% | 92.0% | 84.2% |
| Debt / equity | 0.19 | 0.30 | 0.09 | 0.19 |
| Long-term debt ratio | - | - | 0.00 | 0.01 |
| Interest coverage | -1.49 | -4.29 | 4.01 | 15.10 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -10.0% | -10.4% | -2.8% | 11.1% |
| ROE | -11.9% | -13.5% | -3.0% | 13.2% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (24 line items)
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €58k | €70k | €67k | €75k |
| Fixed assets | 21/28 | €18k | €18k | €18k | €21k |
| Intangible fixed assets | 21 | - | - | €0 | €1k |
| Tangible fixed assets | 22/27 | €14k | €15k | €14k | €16k |
| Financial fixed assets | 28 | €3k | €3k | €3k | €3k |
| Current assets | 29/58 | €40k | €52k | €49k | €54k |
| Amounts receivable within one year | 40/41 | €3k | €6k | €8k | €3k |
| Cash & bank | 54/58 | €37k | €46k | €41k | €51k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €58k | €70k | €67k | €75k |
| Equity | 10/15 | €48k | €54k | €61k | €63k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k |
| Reserves | 13 | €42k | €48k | €55k | €57k |
| Amounts payable | 17/49 | €9k | €16k | €5k | €12k |
| Amounts payable after one year | 17 | - | - | €0 | €752 |
| Amounts payable within one year | 42/48 | €9k | €16k | €5k | €11k |
| Trade debts payable within one year | 44 | €9k | €8k | €3k | €3k |
| Income statement | |||||
| Gross operating margin | 9900 | €2k | €-235 | €11k | €33k |
| Operating result | 9901 | €-4k | €-6k | €-507 | €13k |
| Financial income | 75 | €33 | €61 | €3 | €0 |
| Financial charges | 65 | €1k | €966 | €923 | €1k |
| Result before taxes | 9903 | €-6k | €-7k | €-1k | €11k |
| Income taxes | 67/77 | - | €0 | €432 | €3k |
| Net result for the period | 9904 | €-6k | €-7k | €-2k | €8k |
| Result to be appropriated | 9905 | €-6k | €-7k | €-2k | €8k |
| NACE primary | Psychology services(86931) |
| Legal form | Private limited company(610) |
| Incorporation | 18-09-2012 |
| Status | Active |
| Postal code | 9000 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0706/00N000 | Flanders | 71 m² | 1 · 71 m² | 14.1 m · 3 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
20-12-2023 Change in the board of directors
Technical details
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"name": "AB Partners",
"address": "Einestraat 26, Oudenaarde",
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"pub_date": "2023-12-20",
"filing_date": "2023-12-15",
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"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-07",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-12-07",
"unanimous": true
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{
"body": "algemene_vergadering",
"date": "2023-12-07",
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{
"body": "algemene_vergadering",
"date": "2023-12-07",
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{
"body": "algemene_vergadering",
"date": "2023-12-07",
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{
"body": "algemene_vergadering",
"date": "2023-12-07",
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{
"body": "algemene_vergadering",
"date": "2023-12-07",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-12-07",
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},
{
"body": "algemene_vergadering",
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}
],
"is_correction": false,
"subject_company": {
"kbo": "0849.025.459",
"name_full": "PSYPUNT",
"legal_form": "BV"
},
"publication_proxy": {
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"co_filed_documents": [
"uitgifte van akte",
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"corrected_publication_numac": null
}| Legal nameNL | PSYPUNT |