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Complete company report
Generated 16-08-2026
Active BE 0746.381.346Private limited company

PsyOs

Chaussée de Nivelles(TX) 372 ·5020 Namur, Belgium· 6 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of PsyOs is 2.8% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 2
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 08-08-2025 2025-00367907
31-12-2023 micro 27-08-2024 2024-00378208
31-12-2022 micro 19-06-2023 2023-00141597
31-12-2021 micro 31-08-2022 2022-20375831
31-12-2020 micro 20-08-2021 2021-52700061
Directors & mandates 3 directors
Current directors & mandates
  • Alexandre FION
    Director
    State Gazette act 23153182 (30-11-2023)
    Current
    30-11-2023 → present
  • Françoise MICHE
    Director
    State Gazette act 23153182 (30-11-2023)
    Current
    30-11-2023 → present
Former directors (1)
  • Stéphanie BAUCHE
    Director
    State Gazette act 23153182 (30-11-2023)
    Former
    - → 16-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation17-04-2020
StatusActive
Postal code5020
Establishment units 1 location
PsyOs
Chaussée de Nivelles(TX) 372, 5020 NamurOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20202.303.253.815
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92123B0143/00D000 Wallonia 1,726 m² 1 · 289 m² 6.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
30-11-2023
State Gazette act Director changes
19-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
20-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
30-11-2023 2 directors appointed, 1 resigning, 1 reappointed Director changes
  • Françoise MICHE, Bestuurder
  • Alexandre FION, Bestuurder
  • Stéphanie BAUCHE, Bestuurder
  • Bertrand STOFFEL, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "St\u00E9phanie BAUCHE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-16",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de Madame St\u00E9phanie BAUCHE comme administratrice et lui donne d\u00E9charge pour la p\u00E9riode \u00E9coul\u00E9e jusqu\u0027au 16 novembre 2023.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bertrand STOFFEL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e approuve le renouvellement du mandat d\u0027administrateur-d\u00E9l\u00E9gu\u00E9 de Monsieur Bertrand STOFFEL, pour une dur\u00E9e de deux ans.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "2"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7oise MICHE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e approuve la nomination de Madame Fran\u00E7oise MICHE et Madame Alexandre FION comme administratrices, avec effet \u00E0 partir de ce jour et pour une dur\u00E9e ind\u00E9termin\u00E9e. Ces mandats d\u0027administratrice ne sont pas r\u00E9mun\u00E9r\u00E9s.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alexandre FION",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e approuve la nomination de Madame Fran\u00E7oise MICHE et Madame Alexandre FION comme administratrices, avec effet \u00E0 partir de ce jour et pour une dur\u00E9e ind\u00E9termin\u00E9e. Ces mandats d\u0027administratrice ne sont pas r\u00E9mun\u00E9r\u00E9s.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-30",
    "filing_date": "2023-11-21",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-16",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.381.346",
    "name_full": "PSYOS",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SRL SMAL \u0026 CONSORTS",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR PsyOs
Registered office
Chaussée de Nivelles(TX) 372
5020 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative