PSYCOL
PSYCOL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €18k. Equity is growing by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 90 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
| Equity | €58k |
| Net result | €18k |
| Better than sector | 48% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.1% | 56.8% | |
| Net result | €18k | €93k | |
| Equity | €58k | €202k | |
| Gross operating margin | €218k | €237k | |
| Staff costs | €182k | €98k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €36k | €64k | €46k | €4k | €4k |
| Net profit | €18k | €43k | €34k | €1k | €1k |
| Cash flow | €27k | €50k | €37k | €3k | €3k |
| Staff costs | €182k | €105k | €52k | €41k | €24k |
| Income taxes | €7k | €13k | €9k | €416 | €453 |
| Dividends | €29k | €14k | - | - | - |
| Total assets | €110k | €140k | €67k | €23k | €22k |
| Equity | €58k | €69k | €40k | €7k | €5k |
| Debt | €51k | €71k | €27k | €16k | €16k |
| of which ≤ 1y | €36k | €52k | €27k | €12k | €11k |
| of which > 1y | €14k | €19k | - | €3k | €6k |
| Working capital | €17k | €22k | €13k | €-2k | €6k |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.46 | 1.43 | 1.48 | 0.84 | 1.58 |
| Quick ratio | 1.46 | 1.43 | 1.48 | 0.84 | 1.58 |
| Working capital ratio | 15.1% | 15.8% | 19.1% | -8.6% | 28.9% |
| Solvency | 53.1% | 49.3% | 60.3% | 29.7% | 24.6% |
| Debt / equity | 0.88 | 1.03 | 0.66 | 2.37 | 3.06 |
| Long-term debt ratio | 0.24 | 0.27 | - | 0.45 | 1.03 |
| Interest coverage | 20.50 | 68.76 | 162.43 | 7.66 | 6.71 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 16.4% | 30.6% | 50.2% | 6.4% | 6.1% |
| ROE | 30.8% | 62.1% | 83.2% | 21.5% | 24.9% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (25 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €110k | €140k | €67k | €23k | €22k |
| Fixed assets | 21/28 | €57k | €66k | €28k | €12k | €5k |
| Intangible fixed assets | 21 | €330 | €1k | €2k | €3k | €3k |
| Tangible fixed assets | 22/27 | €41k | €49k | €19k | €6k | €1k |
| Financial fixed assets | 28 | €16k | €16k | €7k | €4k | - |
| Current assets | 29/58 | €53k | €74k | €39k | €10k | €17k |
| Amounts receivable within one year | 40/41 | €16k | €30k | €9k | €7k | €14k |
| Cash & bank | 54/58 | €36k | €43k | €31k | €2k | €3k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €110k | €140k | €67k | €23k | €22k |
| Equity | 10/15 | €58k | €69k | €40k | €7k | €5k |
| Contributions / capital | 10/11 | €4k | €4k | €4k | €4k | €4k |
| Reserves | 13 | €36k | €65k | €33k | - | - |
| Accumulated profits (losses) | 14 | €18k | €349 | €3k | €3k | €1k |
| Amounts payable | 17/49 | €51k | €71k | €27k | €16k | €16k |
| Amounts payable after one year | 17 | €14k | €19k | - | €3k | €6k |
| Amounts payable within one year | 42/48 | €36k | €52k | €27k | €12k | €11k |
| Trade debts payable within one year | 44 | €242 | €680 | €2k | €842 | €4k |
| Income statement | ||||||
| Gross operating margin | 9900 | €218k | €175k | €100k | €46k | €28k |
| Operating result | 9901 | €27k | €57k | €43k | €2k | €2k |
| Financial income | 75 | €1 | €584 | €386 | €570 | €326 |
| Financial charges | 65 | €2k | €926 | €284 | €474 | €547 |
| Result before taxes | 9903 | €25k | €56k | €43k | €2k | €2k |
| Income taxes | 67/77 | €7k | €13k | €9k | €416 | €453 |
| Net result for the period | 9904 | €18k | €43k | €34k | €1k | €1k |
| Result to be appropriated | 9905 | €18k | €43k | €34k | €1k | €1k |
| NACE primary | Psychology services(86931) |
| Legal form | Private limited company(610) |
| Incorporation | 10-12-2020 |
| Status | Active |
| Postal code | 1040 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0276/00V058 | Brussels | 1,515 m² | 1 · 438 m² | 30.2 m · 9 fl. |
| 21805E0258/00S012 | Brussels | 301 m² | 1 · 159 m² | 19.1 m · 5 fl. |
| 21005A0535/00K000 | Brussels | 282 m² | 1 · 232 m² | 18.1 m · 4 fl. |
| 21447B0305/00S018 | Brussels | 144 m² | 1 · 140 m² | 23.3 m · 6 fl. |
| 21805E0263/00A005 | Brussels | 95 m² | 1 · 162 m² | 16.8 m · 5 fl. |
| 21016B0221/00B003 | Brussels | 84 m² | 1 · 73 m² | 16.2 m · 4 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
09-05-2022 Registered office moved from Ixelles to Bruxelles
- rue Fernand Neuray 51, 1050 lxelles, Belgique → rue de Toulouse, 49 1040 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "rue de Toulouse, 49\n1040 Bruxelles",
"city": "Bruxelles",
"region": "brussels_hoofdstedelijk_gewest",
"street": "de Toulouse",
"country": "BE",
"postcode": "1040",
"box_number": null,
"street_number": "49",
"locality_suffix": null
},
"old_address": {
"raw": "rue Fernand Neuray 51, 1050 lxelles, Belgique",
"city": "Ixelles",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Fernand Neuray",
"country": "BE",
"postcode": "1050",
"box_number": null,
"street_number": "51",
"locality_suffix": null
},
"effective_date": "2022-03-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2022-05-09",
"filing_date": "2022-05-02",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2022-03-18",
"unanimous": null
},
"subject_company": {
"kbo": "0759.635.605",
"name_full": "PSYCOL",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "ABELLA MATEU Josep",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": []
}| Legal nameFR | PSYCOL |