PST TRADING
ActiveSummary
The computed 12-month bankruptcy probability of PST TRADING is 1.6% (moderate). The 2025 annual accounts show equity of €9k and a net result of €4k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 11322 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+69
Solvency43▲+8
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.96 in 2024; short-term debt: 80% and cash: 55% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
34 d early
2023
26 d early
2022
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 71.3%
2024 · €5k
2022: €7k
2023: €10k
2024: €5k
2022 → 2025
Total assets
€52k▼ 6.6%
2024 · €55k
2022: €139k
2023: €76k
2024: €55k
2022 → 2025
Net result
€4k
2024 · €-4k
2022: €4k
2023: €3k
2024: €-4k
2022 → 2025
Working capital
€4k
2024 · €-2k
2022: €-1k
2023: €3k
2024: €-2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€10k▲ 48.4%€5k▼ 44.4%€9k▲ 71.3%
Operating result€5k-€5k▼ 3.0%€-4k€4k
Net result€4k-€3k▼ 10.7%€-4k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€7k ▼ 12.2%
Current assets
€45k ▼ 5.7%
Equity and liabilities €52k
Equity
€9k ▲ 71.3%
Debt
€42k ▼ 15.0%
Debt's share of the balance-sheet total falls from 90.2% to 82.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-2k
Cash flow
€6k▲
2024 · €-3k
Current ratio
1.09▲
2024 · 0.96
Quick ratio
0.72▲
2024 · 0.55
Debt to equity
4.58▼
2024 · 9.24
ROE
41.6%▲
2024 · -79.9%
ROA
7.5%▲
2024 · -7.8%
Interest coverage
43.42▲
2024 · -11.20
Debt ≤ 1 year
€41k▼
2024 · €50k
Income taxes
€282
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€55k€52k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€900€900=
Current assets29/58€48k€45k▼
Stocks and contracts in progress3€20k€15k▼
Stocks30/36€20k€15k▼
Amounts receivable within one year40/41€88€596▲
Trade receivables40-€581
Other amounts receivable41€88€16▼
Cash at bank and in hand54/58€26k€28k▲
Deferred charges and accrued income490/1€1k€872▼
Equity and liabilities
Total equity and liabilities10/49€55k€52k▼
Equity10/15€5k€9k▲
Contributions10/11€3k€3k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-4k€-463▲
Amounts payable17/49€50k€42k▼
Amounts payable within one year42/48€50k€41k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€39k€36k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-677€8k▲
Operating profit (loss)9901€-4k€4k▲
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€206€150▼
Recurring financial charges65€206€150▼
Profit (loss) for the period before taxes9903€-4k€4k▲
Income taxes67/77-€282
Profit (loss) for the period9904€-4k€4k▲
Profit (loss) for the period to be appropriated9905€-4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-463▲
Profit (loss) brought forward from the previous period14P-€-4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼236%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drogenbroodstraat 138740 PittemGround area
774 m²
Building footprint
190 m²
Volume, LiDAR
1,149 m³
Parcel 37003B0610/00K000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PST TRADING
since 20212.324.564.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37003B0610/00K000 | Flanders | 774 m² | 1 · 189 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERBERK INDUSTRIAL PRODUCTS
BE 0845.103.491
Baarle-Hertog · Eq €9,137
IQON
BE 0480.433.179
Brecht · Eq €9,052
Jupiter games
BE 0803.792.874
Genk · Eq €9,719
OPTIMA - PLUS
BE 0876.616.417
Olen · Eq €9,736
S.E.A.M. -D
BE 0465.666.613
Mettet · Eq €8,739
Of 2,506 companies in sector 46649 we hold annual accounts for 1,759. 289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46644Wholesale trade
46647Wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.