PSMI
The computed 12-month bankruptcy probability of PSMI is 4.5% (elevated). The 2024 annual accounts show negative equity (€-11k) and a net result of €-474. Equity is shrinking by ~2.6% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-11k |
| Net result | €-474 |
| Active | 5 yrs |
| Locations | 1 |
Fragile profile, watch health in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €18k |
| Net profit | €-474 |
| Cash flow | €11k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €413k |
| Equity | €-11k |
| Debt | €424k |
| of which ≤ 1y | €123k |
| of which > 1y | €301k |
| Working capital | €-102k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.17 |
| Quick ratio | 0.17 |
| Working capital ratio | -24.7% |
| Solvency | -2.7% |
| Debt / equity | -37.48 |
| Long-term debt ratio | -26.58 |
| Interest coverage | 2.55 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.1% |
| ROE | 4.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €413k |
| Fixed assets | 21/28 | €392k |
| Tangible fixed assets | 22/27 | €392k |
| Current assets | 29/58 | €21k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €413k |
| Equity | 10/15 | €-11k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €424k |
| Amounts payable after one year | 17 | €301k |
| Amounts payable within one year | 42/48 | €123k |
| Trade debts payable within one year | 44 | €114 |
| Income statement | ||
| Gross operating margin | 9900 | €21k |
| Operating result | 9901 | €7k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €-474 |
| Net result for the period | 9904 | €-474 |
| Result to be appropriated | 9905 | €-474 |
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 16-04-2021 |
| Status | Active |
| Postal code | 1420 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N1186/00A000 | Wallonia | 1,507 m² | 1 · 725 m² | 8.6 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-05-2025 Registered office moved to Braine l'Alleud
- Avenue de l'Artisanat, 8 Boite B 1420 Braine l'Alleud
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Avenue de l\u0027Artisanat, 8 Boite B 1420 Braine l\u0027Alleud",
"city": "Braine l\u0027Alleud",
"region": "waals_gewest",
"street": "Avenue de l\u0027Artisanat",
"country": "BE",
"postcode": "1420",
"box_number": "B",
"street_number": "8",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2025-04-08",
"evidence_quote": "Transfert du si\u00E8ge social \u00E8 l\u0027adresse suivante \u00E0 dater du 08/04/2025",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-05-19",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2025-04-08",
"unanimous": true
},
"subject_company": {
"kbo": "0766.821.424",
"name_full": "PSMI",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Marion de Crombrugghe",
"org_rep_person_name": null,
"person_role_at_subject": "Mandataire"
},
"co_filed_documents": []
}23-01-2023 Registered office moved from Les Bons Villers to Braine-L'Alieud
- Rue de la Station 163-6210 Les Bons Villers → 1420 Braine-L'Alieud, chaussée de Tubize 479
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "1420 Braine-L\u0027Alieud, chauss\u00E9e de Tubize 479",
"city": "Braine-L\u0027Alieud",
"region": "waals_gewest",
"street": "chauss\u00E9e de Tubize",
"country": "BE",
"postcode": "1420",
"box_number": null,
"street_number": "479",
"locality_suffix": null
},
"old_address": {
"raw": "Rue de la Station 163-6210 Les Bons Villers",
"city": "Les Bons Villers",
"region": "waals_gewest",
"street": "Rue de la Station",
"country": "BE",
"postcode": "6210",
"box_number": null,
"street_number": "163",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 1420 Braine-L\u0027Alieud, chauss\u00E9e de Tubize 479 et ce \u00E0 dater de ce jour, Le si\u00E8ge social situ\u00E9 \u00E0 6210 R\u00E8ves, rue de la Station 163 est supprim\u00E9.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-01-23",
"filing_date": "2023-01-12",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2022-12-23",
"unanimous": true
},
"subject_company": {
"kbo": "0766.821.424",
"name_full": "PSMI",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Pierre-St\u00E9phane Michaux",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad",
"Annexes du Moniteur belge"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PSMI |