PSK INT
ActiveThe computed 12-month bankruptcy probability of PSK INT is 1.9% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-1k. Equity is shrinking by ~24% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 35% of 11257 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+13
Solvency47▼-5
Growth32=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.28 against 1.36 in 2024; short-term debt: 78.4% and cash: 2% of total assets), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-6.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
7 d late
2023
30 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 21.9%
2024 · €5k
2021: €10k
2022: €10k
2023: €7k
2024: €5k
2021 → 2025
Total assets
€17k▼ 3.8%
2024 · €18k
2021: €28k
2022: €25k
2023: €20k
2024: €18k
2021 → 2025
Net result
€-1k▲ 48.3%
2024 · €-2k
2021: €7k
2022: €396
2023: €-3k
2024: €-2k
2021 → 2025
Working capital
€4k▼ 21.9%
2024 · €5k
2021: €10k
2022: €10k
2023: €7k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€10k▲ 4.0%€7k▼ 34.0%€5k▼ 29.7%€4k▼ 21.9%
Operating result€9k-€1k▼ 86.9%€-3k€-1k▲ 54.1%€-774▲ 39.4%
Net result€7k-€396▼ 94.2%€-3k€-2k▲ 42.2%€-1k▲ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €774 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17k
Equity
€4k▼ 21.9%
Debt
€13k▲ 2.8%
The debt ratio rises from 73.4% to 78.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
21.6%▼
2024 · 26.6%
Current ratio
1.28▼
2024 · 1.36
Quick ratio
0.12▼
2024 · 0.16
Debt / equity
3.63▲
2024 · 2.76
ROE
-28.0%▲
2024 · -42.3%
ROA
-6.1%▲
2024 · -11.3%
Debt
€13k▲
2024 · €13k
Debt ≤ 1 year
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€17k▼
Current assets29/58€18k€17k▼
Stocks and contracts in progress3€16k€16k▼
Stocks30/36€16k€16k▼
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€348€240▼
Other amounts receivable41€968€1k▲
Cash at bank and in hand54/58€786€343▼
Equity and liabilities
Total equity and liabilities10/49€18k€17k▼
Equity10/15€5k€4k▼
Contributions10/11€3k€3k=
Reserves13€2k€704▼
Distributable reserves133€2k€704▼
Amounts payable17/49€13k€13k▲
Amounts payable within one year42/48€13k€13k▲
Trade debts44€20€362▲
Suppliers440/4€20€362▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€13k€13k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Other operating charges640/8€513€585▲
Gross operating margin9900€-765€-189▲
Operating profit (loss)9901€-1k€-774▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€728€264▼
Recurring financial charges65€728€264▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k▲
Transfer from equity791/2€2k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼977%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kladdenbergstraat 142650 EdegemGround area
274 m²
Building footprint
57 m²
Volume, LiDAR
516 m³
Parcel 11472C0297/00K002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PSK INT
since 20212.313.542.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0297/00K002 | Flanders | 274 m² | 1 · 57 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUTLER RENTING
BE 0699.468.780
Deinze · Eq €4k
LUKA Group
BE 0460.931.528
Antwerpen · Eq €4k
GALEX BELGE
BE 0819.941.394
Mechelen · Eq €3k
ALL 4 INVEST
BE 0770.222.362
Mons · Eq €3k
NEW LOOK HC
BE 1010.560.450
Brussel · Eq €4k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2021
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
46419Wholesale trade
46441Wholesale trade
46471Wholesale trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.