PS & Partners Solutions & Services
ActiveSummary
PS & Partners Solutions & Services has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €220k and a net result of €30k. Equity is growing by ~118.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 290 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 4.89 in 2023; short-term debt: 12.9% and cash: 36.2% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-05-2025, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
65 d early
2023
30 d early
2022
42 d early
2021
53 d early
2020
47 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€220k▲ 15.4%
2023 · €190k
2018: €4k
2019: €3k
2020: €21k
2021: €55k
2022: €109k
2023: €190k
2018 → 2024
Total assets
€274k▲ 9.4%
2023 · €250k
2018: €39k
2019: €34k
2020: €37k
2021: €72k
2022: €188k
2023: €250k
2018 → 2024
Net result
€30k▼ 63.4%
2023 · €82k
2018: €20k
2019: €-814
2020: €18k
2021: €35k
2022: €54k
2023: €82k
2018 → 2024
Working capital
€178k▲ 46.7%
2023 · €121k
2018: €-16k
2019: €-12k
2020: €8k
2021: €41k
2022: €67k
2023: €121k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€55k▲ 164%€109k▲ 96.6%€190k▲ 74.7%€220k▲ 15.4%
Operating result€26k-€53k▲ 105%€79k▲ 50.6%€121k▲ 52.2%€46k▼ 61.5%
Net result€18k-€35k▲ 95.1%€54k▲ 54.4%€82k▲ 51.3%€30k▼ 63.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €274k
Fixed assets
€61k ▼ 38.0%
Current assets
€213k ▲ 40.0%
Equity and liabilities €274k
Equity
€220k ▲ 15.4%
Debt
€54k ▼ 9.5%
Debt's share of the balance-sheet total falls from 23.9% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2023 · €137k
Cash flow
€47k▼
2023 · €98k
Current ratio
6.01▲
2023 · 4.89
Debt to equity
0.25▼
2023 · 0.31
ROE
13.7%▼
2023 · 43.2%
ROA
11.0%▼
2023 · 32.9%
Interest coverage
97.77▼
2023 · 193.80
Debt ≤ 1 year
€35k▲
2023 · €31k
Debt > 1 year
€19k▼
2023 · €29k
Income taxes
€16k▼
2023 · €38k
Staff costs
€-77▼
2023 · €6
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€250k€274k▲
Fixed assets21/28€98k€61k▼
Tangible fixed assets22/27€88k€51k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€60k€44k▼
Other tangible fixed assets26€1k€5k▲
Assets under construction and advance payments27€25k€0▼
Financial fixed assets28€10k€10k=
Current assets29/58€152k€213k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€147k€99k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€250k€274k▲
Equity10/15€190k€220k▲
Contributions10/11€6k€6k=
Reserves13€184k€213k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€184k€213k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€60k€54k▼
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€31k€35k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€18k€22k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€838€864▲
Income statement
Code20232024
Remuneration, social security and pensions62€6€-77▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€40k
Gross operating margin9900€138k€104k▼
Operating profit (loss)9901€121k€46k▼
Financial income75/76B€138€186▲
Recurring financial income75€138€186▲
Financial charges65/66B€704€644▼
Recurring financial charges65€704€644▼
Profit (loss) for the period before taxes9903€120k€46k▼
Income taxes67/77€38k€16k▼
Profit (loss) for the period9904€82k€30k▼
Profit (loss) for the period to be appropriated9905€82k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€30k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€81k€29k▼
To other reserves6921€81k€29k▼
Profit to be distributed694/7€838€864▲
Return on contributions (dividend)694€838€864▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €220k ▲15.4%
5 profitable years in a row build equity to €220k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €82k ▲51.3%
Operating result €121k, net result €82k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲74.7%
4 profitable years in a row build equity to €190k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €109k ▲96.6%
3 profitable years in a row build equity to €109k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.50
Current ratio from 1.50 to 3.50.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.50
Current ratio from 0.61 to 1.50; short-term debt falls from €31k to €16k.
Show earlier events
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-814 ▼104%
Net result drops to €-814, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 9/1/22235 HulshoutGround area
584 m²
Building footprint
199 m²
Volume, LiDAR
1,431 m³
Parcel 13015B0434/00H002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PS PRINT & PUBLISHING SOLUTIONS
since 20142.225.555.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13015B0434/00H002 | Flanders | 584 m² | 1 · 199 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 298 EUR awarded · 298 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 298 EUR | 298 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 755 companies in sector 13300 we hold annual accounts for 160. 114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2013
Fiscal year end31-12
Abbreviation NL
PSP2
Activities, NACEBEL 2025
13300Finishing of textiles
18120Other printing
47742Retail sale of prescription glasses, lenses and sunglasses
68201Renting and operating of own or leased residential real estate, excluding social housing
73110Advertising agencies
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.